Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Pentucket Bank

Haverhill, MassachusettsBankBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing Fee (account closed within 90 days of opening)$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Insufficient Funds Fee$30Within the typical range ($25–$31.50 nationally)
At the national median
Source
Overdraft Fee$30Within the typical range ($25–$32 nationally)
At the national median
Source

ATM & CardVerified

ATM/Debit Card Expedited Fee$40Within the typical range ($30–$50 nationally)
At the national median
Source
ATM/Debit Card Replacement Card Fee$20Above the typical range ($5–$10 nationally)
$10 above the national median
Source

Wire TransfersVerified

Wire Transfer Incoming (Domestic)$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfer Incoming (International)$50Above the typical range ($10–$25 nationally)
$35 above the national median
Source
Wire Transfer Outgoing (Domestic)$25Within the typical range ($20–$25 nationally)
At the national median
Source
Wire Transfer Outgoing (International)$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Bank Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Bank Money Order$2Within the typical range ($1.69–$3 nationally)
At the national median
Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
Source

Digital & ElectronicVerified

Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Source
Mobile Deposit$0Within the typical range ($0–$0.02 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing Fee (account closed within 90 days of opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Research Fee (hourly fee; 15 minute minimum charge of	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds Fee	$30Within the typical range ($25–$31.50 nationally)	At the national median	—	—	Source
Overdraft Fee	$30
ATM & CardVerified
ATM/Debit Card Expedited Fee	$40Within the typical range ($30–$50 nationally)	At the national median	—	—	Source
ATM/Debit Card Replacement Card Fee	$20
Wire TransfersVerified
Wire Transfer Incoming (Domestic)	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Wire Transfer Incoming (International)	$50
Check ServicesVerified
Bank Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Bank Money Order	$2
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Mobile Deposit	$0Within the typical range ($0–$0.02 nationally)
Account ServicesVerified
Levy Fee	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$1.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.1B

Total deposits

$877.9M

Service charge income

$94K

Fee income ratio

1.1%

Return on assets

1.11%

Branches

Service charge income by quarter

Q2 2026$94K

Q1 2026$92K

Q4 2025$104K

Q3 2025$89K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 39,573 published fee entries from 2,758 institutions

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