Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

First Bank of Alabama

Talladega, AlabamaBankAtlanta Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactivity fee$4Below the typical range ($5–$10 nationally)

Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2750. canonical_hint=dormant_account; text_hash=c40b19ad78204e58469d8e68f9bd6efcf1fd62087f3b31859289e11bae4138d2; excerpt="Inactivity fee ............................................................. $4.00" · Source

Overdraft & NSFVerified

Overdraft charge, per item paid$22Below the typical range ($25–$33 nationally)
$8 below the national median$8 below the Alabama median
per item · Source
Insufficient funds fee, per returned item$22Below the typical range ($25–$32 nationally)
$8 below the national median$8 below the Alabama median
per item · Source

Check ServicesVerified

Cashier' s checks or official checks$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Alabama median
Source
Stop payment order$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$1 above the Alabama median
Source
Non-depositor check cashing fee for on-us checks$7.50Within the typical range ($5–$10 nationally)
$2.50 above the national median$1.25 above the Alabama median
Source
Charge-off collection fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$3.75 above the Alabama median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #2750. canonical_hint=check_cashing; text_hash=c40b19ad78204e58469d8e68f9bd6efcf1fd62087f3b31859289e11bae4138d2; excerpt="Charge-off collection fee ........................................... $25.00" · Source

Cash & DepositVerified

Chargeback, per item$6Below the typical range ($8–$25 nationally)
$9 below the national median$7.50 below the Alabama median
per item · Source

Account ServicesVerified

Garnishment or tax levy$50Within the typical range ($30–$89.38 nationally)
At the national medianAt the Alabama median
Source
Overdraft Protection service: Account verification for third party$5Within the typical range ($5–$15 nationally)
$5 below the national median$5 below the Alabama median
Source

Other FeesVerified

Photocopy, per copy$1Below the typical range ($2–$5 nationally)
$2 below the national median$1 below the Alabama median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactivity fee	$4Below the typical range ($5–$10 nationally)	$1 below the national median$1.49 below the Alabama median	—	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2750. canonical_hint=dormant_account; text_hash=c40b19ad78204e58469d8e68f9bd6efcf1fd62087f3b31859289e11bae4138d2; excerpt="Inactivity fee ............................................................. $4.00"	Source
Overdraft & NSFVerified
Overdraft charge, per item paid	$22Below the typical range ($25–$33 nationally)	$8 below the national median$8 below the Alabama median	per item	—	Source
Insufficient funds fee, per returned item	$22
Check ServicesVerified
Cashier' s checks or official checks	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Alabama median	—	—	Source
Stop payment order	$30
Cash & DepositVerified
Chargeback, per item	$6Below the typical range ($8–$25 nationally)	$9 below the national median$7.50 below the Alabama median	per item	—	Source
Account ServicesVerified
Garnishment or tax levy	$50Within the typical range ($30–$89.38 nationally)	At the national medianAt the Alabama median	—	—	Source
Overdraft Protection service: Account verification for third party	$5
Other FeesVerified
Photocopy, per copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1 below the Alabama median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$22

Overdraft fee: $22

27% below the national median overdraft fee

11 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$1.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.4B

Total deposits

$1.2B

Service charge income

$386K

Fee income ratio

2.7%

Return on assets

1.16%

Branches

Service charge income by quarter

Q2 2026$386K

Q1 2026$330K

Q4 2025$632K

Q3 2025$340K

Financial profile · Pro

Performance from regulator filings

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Based on 65,595 published fee entries from 3,603 institutions

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