PeoplesSouth Bank

Headquarters: Colquitt, Georgia
Charter: Bank
Assets: $1.2B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
PeoplesSouth Bank: $5 to $8
PeoplesSouth Bank: $5 to $8
U.S. median: no median
Overdraft (OD)
PeoplesSouth Bank: $30
PeoplesSouth Bank: $30
U.S. median: no median
Non-Network ATM
PeoplesSouth Bank: $2
PeoplesSouth Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from PeoplesSouth Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$8
per month
Personal Checking Account Service charge$5
per month
Account Closed, within 90 days of opening$25
Account research, per hour (half-hour minimum charge)$30
Not compared: Charged per hour; comparison unavailable
per hour
Maintenance fee$1

Overdraft & NSF

Overdraft fee (each item presented, including representment)$30
per item
Overdraft Protection, per Auto-transfer from savings/DDA$1

ATM & Card

Cash withdrawal at ATM, withdrawals made at other locations (audience not stated, treated as personal)$2
Cash withdrawal at ATM, withdrawals made at other locations$2
Replace ATM/Debit Card (audience not stated, treated as personal)$5
Replace ATM/Debit Card$5

Check Services

Cashier's Check - each item, customer only$5
per item
Stop Payment, all items, per debit$25
per item
Stop Payment, all items, per debit (audience not stated, treated as personal)$25
per item
Check Cashing Fee (non-customer) per, minimum$1
Collection Item, per item$20
per item

Digital & Electronic

Bill Pay & Zelle$4
per month

Cash & Deposit

Charge-back fee (deposited checks and other items returned) per item$3
per item

Account Services

Safe Deposit Box 10x10/per year$100
per year
Safe Deposit Box 3x10/per year$40
per year
Safe Deposit Box 3x5/per year$25
per year
Safe Deposit Box 5x10/per year$50
per year
Safe Deposit Box 5x5/per year$35
per year
Safe Deposit Box 7x10/per year$75
per year
Safe Deposit Box Drilling$20
Not compared: Box drilling or key fee
per year
Garnishments, Executions, Levies per written order (audience not stated, treated as personal)$50
Garnishments, Executions, Levies per written order$50

Other Fees

Copy of statement, per request$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$8	per month	None
Personal Checking Account Service charge	$5	per month	None
Account Closed, within 90 days of opening	$25	Not stated	None
Account research, per hour (half-hour minimum charge)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Maintenance fee	$1	Not stated	None
Overdraft & NSF
Overdraft fee (each item presented, including representment)	$30	per item	None
Overdraft Protection, per Auto-transfer from savings/DDA	$1	Not stated	None
ATM & Card
Cash withdrawal at ATM, withdrawals made at other locations (audience not stated, treated as personal)	$2	Not stated	None
Cash withdrawal at ATM, withdrawals made at other locations	$2	Not stated	None
Replace ATM/Debit Card (audience not stated, treated as personal)	$5	Not stated	None
Replace ATM/Debit Card	$5	Not stated	None
Check Services
Cashier's Check - each item, customer only	$5	per item	None
Stop Payment, all items, per debit	$25	per item	None
Stop Payment, all items, per debit (audience not stated, treated as personal)	$25	per item	None
Check Cashing Fee (non-customer) per, minimum	$1	Not stated	None
Collection Item, per item	$20	per item	None
Digital & Electronic
Bill Pay & Zelle	$4	per month	None
Cash & Deposit
Charge-back fee (deposited checks and other items returned) per item	$3	per item	None
Account Services
Safe Deposit Box 10x10/per year	$100	per year	None
Safe Deposit Box 3x10/per year	$40	per year	None
Safe Deposit Box 3x5/per year	$25	per year	None
Safe Deposit Box 5x10/per year	$50	per year	None
Safe Deposit Box 5x5/per year	$35	per year	None
Safe Deposit Box 7x10/per year	$75	per year	None
Safe Deposit Box Drilling	$20Not compared: Box drilling or key fee	per year	None
Garnishments, Executions, Levies per written order (audience not stated, treated as personal)	$50	Not stated	None
Garnishments, Executions, Levies per written order	$50	Not stated	None
Other Fees
Copy of statement, per request	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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