MutualOne Bank

Headquarters: Framingham, Massachusetts
Charter: Bank
Assets: $1.2B
Fed district: Boston

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Cashier's Check
Compared at $4, the middle of its prices
MutualOne Bank: $3 to $5
MutualOne Bank: $3 to $5
U.S. median: no median
Debit Card Replacement
MutualOne Bank: $10
MutualOne Bank: $10
U.S. median: no median
Garnishment/Levy
Compared at $62.50, the middle of its prices
MutualOne Bank: $50 to $75
MutualOne Bank: $50 to $75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from MutualOne Bank’s own schedules, with a source for each figure.

ATM & Card

Replacement Debit Card$10

Wire Transfers

International Wire Transfers: Incoming$15

Check Services

Bank Checks: $1,000 and up$5
Bank Checks: Under $999$3

Account Services

Attachment$50
Tax Levy$75

Retirement & IRA

IRA Withdrawal Transfer$25

Fee	Amount	Basis	Note
ATM & Card
Replacement Debit Card	$10	Not stated	None
Wire Transfers
International Wire Transfers: Incoming	$15	Not stated	None
Check Services
Bank Checks: $1,000 and up	$5	Not stated	None
Bank Checks: Under $999	$3	Not stated	None
Account Services
Attachment	$50	Not stated	None
Tax Levy	$75	Not stated	None
Retirement & IRA
IRA Withdrawal Transfer	$25	Not stated	None

Account Maintenance

Monthly Service ChargeNo charge
per month
Monthly Service Charge$12
per month
Research per hour (minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour · Research per hour (minimum) | $50.00

Overdraft & NSF

Overdraft Charge (OD) – Items Paid (per item)$30
per item
Insufficient Funds Charge – Items Returned Unpaid (per transaction)$30
per transaction
OD Protection Transfer Fee$2

Wire Transfers

Domestic Wire Transfer: Outgoing$25
Domestic Wire Transfer: Incoming$15
International Wire Transfer: Outgoing$40
International Wire Transfer: Incoming$15

Check Services

Stop Payment Request (per check)$25
per item

Digital & Electronic

ACH Origination Service (per month)$15
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned Deposit Item$5

Account Services

Attachment$75
Tax Levy$75
Audit Confirmation$50

Other Fees

Returned Loan Payment Item$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$12	per month	None
Research per hour (minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	Research per hour (minimum) \| $50.00
Overdraft & NSF
Overdraft Charge (OD) – Items Paid (per item)	$30	per item	None
Insufficient Funds Charge – Items Returned Unpaid (per transaction)	$30	per transaction	None
OD Protection Transfer Fee	$2	Not stated	None
Wire Transfers
Domestic Wire Transfer: Outgoing	$25	Not stated	None
Domestic Wire Transfer: Incoming	$15	Not stated	None
International Wire Transfer: Outgoing	$40	Not stated	None
International Wire Transfer: Incoming	$15	Not stated	None
Check Services
Stop Payment Request (per check)	$25	per item	None
Digital & Electronic
ACH Origination Service (per month)	$15Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned Deposit Item	$5	Not stated	None
Account Services
Attachment	$75	Not stated	None
Tax Levy	$75	Not stated	None
Audit Confirmation	$50	Not stated	None
Other Fees
Returned Loan Payment Item	$30	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Cashier's Check
Compared at $4, the middle of its prices
MutualOne Bank: $3 to $5
MutualOne Bank: $3 to $5
U.S. median: no median
Debit Card Replacement
MutualOne Bank: $10
MutualOne Bank: $10
U.S. median: no median
Garnishment/Levy
Compared at $62.50, the middle of its prices
MutualOne Bank: $50 to $75
MutualOne Bank: $50 to $75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from MutualOne Bank’s own schedules, with a source for each figure.

ATM & Card

Replacement Debit Card$10

Wire Transfers

International Wire Transfers: Incoming$15

Check Services

Bank Checks: $1,000 and up$5
Bank Checks: Under $999$3

Account Services

Attachment$50
Tax Levy$75

Retirement & IRA

IRA Withdrawal Transfer$25

Fee	Amount	Basis	Note
ATM & Card
Replacement Debit Card	$10	Not stated	None
Wire Transfers
International Wire Transfers: Incoming	$15	Not stated	None
Check Services
Bank Checks: $1,000 and up	$5	Not stated	None
Bank Checks: Under $999	$3	Not stated	None
Account Services
Attachment	$50	Not stated	None
Tax Levy	$75	Not stated	None
Retirement & IRA
IRA Withdrawal Transfer	$25	Not stated	None

Account Maintenance

Monthly Service ChargeNo charge
per month
Monthly Service Charge$12
per month
Research per hour (minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour · Research per hour (minimum) | $50.00

Overdraft & NSF

Overdraft Charge (OD) – Items Paid (per item)$30
per item
Insufficient Funds Charge – Items Returned Unpaid (per transaction)$30
per transaction
OD Protection Transfer Fee$2

Wire Transfers

Domestic Wire Transfer: Outgoing$25
Domestic Wire Transfer: Incoming$15
International Wire Transfer: Outgoing$40
International Wire Transfer: Incoming$15

Check Services

Stop Payment Request (per check)$25
per item

Digital & Electronic

ACH Origination Service (per month)$15
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned Deposit Item$5

Account Services

Attachment$75
Tax Levy$75
Audit Confirmation$50

Other Fees

Returned Loan Payment Item$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$12	per month	None
Research per hour (minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	Research per hour (minimum) \| $50.00
Overdraft & NSF
Overdraft Charge (OD) – Items Paid (per item)	$30	per item	None
Insufficient Funds Charge – Items Returned Unpaid (per transaction)	$30	per transaction	None
OD Protection Transfer Fee	$2	Not stated	None
Wire Transfers
Domestic Wire Transfer: Outgoing	$25	Not stated	None
Domestic Wire Transfer: Incoming	$15	Not stated	None
International Wire Transfer: Outgoing	$40	Not stated	None
International Wire Transfer: Incoming	$15	Not stated	None
Check Services
Stop Payment Request (per check)	$25	per item	None
Digital & Electronic
ACH Origination Service (per month)	$15Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned Deposit Item	$5	Not stated	None
Account Services
Attachment	$75	Not stated	None
Tax Levy	$75	Not stated	None
Audit Confirmation	$50	Not stated	None
Other Fees
Returned Loan Payment Item	$30	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.