Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

MutualOne Bank

Framingham, MassachusettsBankBoston Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Charge$12Above the typical range ($3–$10 nationally)

Monthly Service Charge$0

$5.95 below the national median

per month · Knox read a free fee from Rosetta artifact #7884. canonical_hint=monthly_maintenance; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Monthly Service Charge | None" · Source

Overdraft & NSFVerified

Insufficient Funds Charge – Items Returned Unpaid (per transaction)$30Within the typical range ($25–$31 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=nsf; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Insufficient Funds Charge – Items Returned Unpaid (per transaction) | $30.00" · Source
OD Protection Transfer Fee$2Below the typical range ($2.38–$5 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=od_protection_transfer; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="OD Protection Transfer Fee | $2.00" · Source
Overdraft Charge (OD) – Items Paid (per item)$30Within the typical range ($25–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=overdraft; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Overdraft Charge (OD) – Items Paid (per item) | $30.00" · Source

Wire TransfersVerified

Domestic Wire Transfer: Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=wire_domestic_incoming; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Domestic Wire Transfer: Incoming | $15.00" · Source
Domestic Wire Transfer: Outgoing$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=wire_domestic_outgoing; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Domestic Wire Transfer: Outgoing | $25.00" · Source

Check ServicesVerified

Stop Payment Request (per check)$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=stop_payment; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Stop Payment Request (per check) | $25.00" · Source

Digital & ElectronicVerified

ACH Origination Service (per month)$15Within the typical range ($5–$20 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=ach_origination; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="ACH Origination Service (per month) | $15.00" · Source

Cash & DepositVerified

Returned Deposit Item$5Below the typical range ($9–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=deposited_item_return; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Returned Deposit Item | $5.00" · Source

Account ServicesVerified

Attachment$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=garnishment_levy; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Attachment | $75.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge	$12Above the typical range ($3–$10 nationally)	$6.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=monthly_maintenance; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Monthly Service Charge \| $12.00"	Source
Monthly Service Charge	$0Below the typical range ($3–$10 nationally)	$5.95 below the national median	per month	Knox read a free fee from Rosetta artifact #7884. canonical_hint=monthly_maintenance; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Monthly Service Charge \| None"	Source
Overdraft & NSFVerified
Insufficient Funds Charge – Items Returned Unpaid (per transaction)	$30Within the typical range ($25–$31 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=nsf; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Insufficient Funds Charge – Items Returned Unpaid (per transaction) \| $30.00"	Source

Wire TransfersVerified
Domestic Wire Transfer: Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=wire_domestic_incoming; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Domestic Wire Transfer: Incoming \| $15.00"	Source
Domestic Wire Transfer: Outgoing
Check ServicesVerified
Stop Payment Request (per check)	$25Within the typical range ($20–$30 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=stop_payment; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Stop Payment Request (per check) \| $25.00"	Source
Digital & ElectronicVerified
ACH Origination Service (per month)	$15Within the typical range ($5–$20 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=ach_origination; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="ACH Origination Service (per month) \| $15.00"	Source
Cash & DepositVerified
Returned Deposit Item	$5Below the typical range ($9–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=deposited_item_return; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Returned Deposit Item \| $5.00"	Source
Account ServicesVerified
Attachment	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #7884. canonical_hint=garnishment_levy; text_hash=c7d196b5c62169c43b7f7876acf67da30bc8c9aa8acae1eb80cc919014946545; excerpt="Attachment \| $75.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Published fees

Under review

Assets

$1.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.2B

Total deposits

$924.5M

Service charge income

$80K

Fee income ratio

0.79%

Return on assets

1.50%

Branches

Service charge income by quarter

Q2 2026$80K

Q1 2026$92K

Q4 2025$91K

Q3 2025$80K

Financial profile · Pro

Performance from regulator filings

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