Investex Federal Credit Union

Headquarters: Humble, Texas
Charter: Credit Union
Assets: $245.4M
Fed district: Dallas

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Investex Federal Credit Union: $34
Investex Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
Investex Federal Credit Union: $36
Investex Federal Credit Union: $36
U.S. median: no median
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
Investex Federal Credit Union: $3.75
Investex Federal Credit Union: $3.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Investex Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

High Yield Checking Minimum Balance Fee <$10
Account Closing (within 60 days of opening)$20
Christmas/Vacation Club Early Closing$10
Inactive/Dormant Account (after 366 days)$5
per month
Account Reconciliation (per hr, min 1 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hr, min 1 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Vacation Club (withdrawals in excess of 2 per calendar year)$10
per item
Incorrect Address/Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ATM Courtesy Pay Fee$34
Courtesy Pay (each)$34
per item
Nonsufficient Funds (each)$36
per item
Overdraft Protection (per transfer)$4
per item

ATM & Card

ATM Withdrawals at Foreign ATMs$3.75
ATM/Debit Card with only Savings Acct$2
Not compared: Monthly charge, not per item
per month
Debit Card Replacement$8
per item

Wire Transfers

Wire Transfer: Domestic$15
Wire Transfer: Incoming$5
Wire Transfer: International$60

Check Services

Temporary Checks (per 8 checks)$5
Collection Items: IncomingNo charge
Check Copies$2

Digital & Electronic

Bill Payment Deactivation (after 90 days of inactivity)$10
Bill Payment ServiceNo charge

Cash & Deposit

Returned Deposit$36

Account Services

Notary Service & Signature GuaranteeNo charge
Garnishments/Levies$45

Other Fees

Skip-a-Payment Processing Fee$38

Fee	Amount	Basis	Note
Account Maintenance
High Yield Checking Minimum Balance Fee <	$10	Not stated	None
Account Closing (within 60 days of opening)	$20	Not stated	None
Christmas/Vacation Club Early Closing	$10	Not stated	None
Inactive/Dormant Account (after 366 days)	$5	per month	None
Account Reconciliation (per hr, min 1 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hr, min 1 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Vacation Club (withdrawals in excess of 2 per calendar year)	$10	per item	None
Incorrect Address/Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ATM Courtesy Pay Fee	$34	Not stated	None
Courtesy Pay (each)	$34	per item	None
Nonsufficient Funds (each)	$36	per item	None
Overdraft Protection (per transfer)	$4	per item	None
ATM & Card
ATM Withdrawals at Foreign ATMs	$3.75	Not stated	None
ATM/Debit Card with only Savings Acct	$2Not compared: Monthly charge, not per item	per month	None
Debit Card Replacement	$8	per item	None
Wire Transfers
Wire Transfer: Domestic	$15	Not stated	None
Wire Transfer: Incoming	$5	Not stated	None
Wire Transfer: International	$60	Not stated	None
Check Services
Temporary Checks (per 8 checks)	$5	Not stated	None
Collection Items: Incoming	No charge	Not stated	None
Check Copies	$2	Not stated	None
Digital & Electronic
Bill Payment Deactivation (after 90 days of inactivity)	$10	Not stated	None
Bill Payment Service	No charge	Not stated	None
Cash & Deposit
Returned Deposit	$36	Not stated	None
Account Services
Notary Service & Signature Guarantee	No charge	Not stated	None
Garnishments/Levies	$45	Not stated	None
Other Fees
Skip-a-Payment Processing Fee	$38	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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