Limestone Financial Federal Credit Union

Headquarters: Manistique, Michigan
Charter: Credit Union
Assets: $83.1M
Fed district: Minneapolis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Limestone Financial Federal Credit Union: $18
Limestone Financial Federal Credit Union: $18
U.S. median: no median
Non-Network ATM
Limestone Financial Federal Credit Union: $1
Limestone Financial Federal Credit Union: $1
U.S. median: no median
Stop Payment
Compared at $10, the middle of its prices
Limestone Financial Federal Credit Union: $5 to $10
Limestone Financial Federal Credit Union: $5 to $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Limestone Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$25
Escheats Processing Fee$25
Account Research (excess of 30 min)$35
Monthly Account Reconciliation$5
Not compared: Monthly charge, not per item
per month
Bad Address Fee$10

Overdraft & NSF

Overdraft Protection Per Item (Courtesy Pay)$18
per item
Overdraft Protection Per Item (Courtesy Pay)$18
per item

ATM & Card

ATM Withdrawal/Transfer$1
per item
Replacement ATM/Debit Card$5
Plastic Card Rush Fee$30

Check Services

Cashiers Check Fee$2
Money Order$1.50
Cashiers Check Stop Payment/Replacement Fee$10
Money Order Stop Payment/Replacement Fee$10
Stop Payment Request$5
Starter Checks$5

Digital & Electronic

Bill Pay Inactive Fee$25

Cash & Deposit

Coin Machine10%
Returned Deposited Item$18

Account Services

Levy Garnishment Subpoena per item$25
per item
Verification of Deposits$25

Lending Fees

VISA Late Fee$15

Other Fees

Fax per page Incoming/Outgoing$1
per item
Statement Copy$2
Loan Processing Fee$45
Loan Processing Fee > $5000 unsecured$90

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$25	Not stated	None
Escheats Processing Fee	$25	Not stated	None
Account Research (excess of 30 min)	$35	Not stated	None
Monthly Account Reconciliation	$5Not compared: Monthly charge, not per item	per month	None
Bad Address Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Protection Per Item (Courtesy Pay)	$18	per item	None
Overdraft Protection Per Item (Courtesy Pay)	$18	per item	None
ATM & Card
ATM Withdrawal/Transfer	$1	per item	None
Replacement ATM/Debit Card	$5	Not stated	None
Plastic Card Rush Fee	$30	Not stated	None
Check Services
Cashiers Check Fee	$2	Not stated	None
Money Order	$1.50	Not stated	None
Cashiers Check Stop Payment/Replacement Fee	$10	Not stated	None
Money Order Stop Payment/Replacement Fee	$10	Not stated	None
Stop Payment Request	$5	Not stated	None
Starter Checks	$5	Not stated	None
Digital & Electronic
Bill Pay Inactive Fee	$25	Not stated	None
Cash & Deposit
Coin Machine	10%	Not stated	None
Returned Deposited Item	$18	Not stated	None
Account Services
Levy Garnishment Subpoena per item	$25	per item	None
Verification of Deposits	$25	Not stated	None
Lending Fees
VISA Late Fee	$15	Not stated	None
Other Fees
Fax per page Incoming/Outgoing	$1	per item	None
Statement Copy	$2	Not stated	None
Loan Processing Fee	$45	Not stated	None
Loan Processing Fee > $5000 unsecured	$90	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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