Marshland Federal Credit Union

Headquarters: Brunswick, Georgia
Charter: Credit Union
Assets: $272.9M
Fed district: Atlanta
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 10, 2026

How these figures are measured

Call-report figures are for Marshland Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Marshland Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 10, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Marshland Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $477K in Q2 2026, 5.5% above the same quarter a year earlier ($452K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.95, the middle of its prices
Marshland Federal Credit Union: $5 to $6.95
Marshland Federal Credit Union: $5 to $6.95
U.S. median: no median
Overdraft (OD)
Marshland Federal Credit Union: $32
Marshland Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Marshland Federal Credit Union: $32
Marshland Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 5.3% from Q3 2025 to Q2 2026, to $477K.

Fee income, Q2 2026

$477K

$453KQ3 2025

$489KQ4 2025

$468KQ1 2026

$477KQ2 2026

Against the median

Marshland Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Marshland Federal Credit Union · $273M in assets

Banks and credit unions in the Brunswick-St. Simons, GA metro

Banks and credit unions with branches in the Brunswick-St. Simons, GA metro: the local competitors for deposits and customers. They range from $23M to $2.7T in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$23M to $2.7T in assets
Headquartered in 9 states

See the 14 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Marshland Federal Credit Union(this institution)	Brunswick, GA	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of America, National Association	Charlotte, NC	$2.7T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank OZK	Little Rock, AR	$41.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Horizon Bank	Memphis, TN	$84.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Glynn County Federal Employees	Brunswick, GA	$23M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Pinnacle Bank	Nashville, TN	$128.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PrimeSouth Bank	Blackshear, GA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southeastern Bank	Darien, GA	$625M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Huntington National Bank	Columbus, OH	$283.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Truist Bank	Charlotte, NC	$548.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Vystar Federal Credit Union	Jacksonville, FL	$14.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Wells Fargo Bank, National Association	Sioux Falls, SD	$1.9T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

14 peers selected · 12 publish this fee(monthly maintenance)

2 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.05 (34%) below the median of local competitors.

Compared at $5.95, the middle of its three prices, against a peer median of $9 among 12 publishing peers.

Its three checking prices are $5, $5.95 and $6.95.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Marshland Federal Credit…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Marshland Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 23 quarters on file

Latest, Q2 2026: $477K
vs prior quarter: +$9K+1.9%; from Q1 2026
vs a year earlier: +$25K+5.5%; from Q2 2025
vs start of range: +$89K+22.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Marshland Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$477K	+$9K	+1.9%
Q1 2026	$468K	−$21K	−4.3%
Q4 2025	$489K	+$36K	+7.9%
Q3 2025	$453K	+$1K	+0.2%
Q2 2025	$452K	+$115K	+34.1%
Q1 2025	$337K	−$12K	−3.4%
Q4 2024	$349K	−$39K	−10.1%
Q3 2024	$388K	+$59K	+17.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Marshland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee$6.95
per month
Monthly Service Fee$5
per month
Monthly Service Fee$5.95
per month
Dormant Account Fee$5
per month
Account Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Money Market & Premium Money Market Account: ● Mailed Paper Statements$5
Excessive Withdrawal Fee$5
Not compared: Monthly charge, not per item
per month
Returned Mail Fee$5

Overdraft & NSF

Courtesy Pay Fee$32
per item
Overdraft fee$32
per item
Non‐Sufficient Funds (NSF) Fee$32
per item
Overdraft Transfer Fee$5
per item

ATM & Card

Size: Fee: ● ATM Withdrawal Fee$1
per item
Debit/Credit Card Replacement Fee$5
per item
Annual Rental: ● Debit/Credit Card Expedited Fee$50
per item

Wire Transfers

Wire Transfer Fee (Incoming)$10

Check Services

Cashier's Check Fee$5
per item
Money Order Fee$3
per item
Stop Payment Fee$32
per item
Counter Check Fee 8 Free$2
per item
Primary Share Account: ● On‐Us Non‐Member Check Cashing$5
per item
Marshland Plus Checking Account: ● Share Draft Copy Fee$2
per item

Cash & Deposit

Deposited Item Return Fee$5

Account Services

Safe Deposit Box 10 X 10$70
Safe Deposit Box 3 X 10$30
Safe Deposit Box 5 X 10$45
Safe Deposit Box 5 X 5$25
Safe Deposit Box 5 X 5$25
per item

Other Fees

Fax Service Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	$6.95	per month	None
Monthly Service Fee	$5	per month	None
Monthly Service Fee	$5.95	per month	None
Dormant Account Fee	$5	per month	None
Account Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market & Premium Money Market Account: ● Mailed Paper Statements	$5	Not stated	None
Excessive Withdrawal Fee	$5Not compared: Monthly charge, not per item	per month	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$32	per item	None
Overdraft fee	$32	per item	None
Non‐Sufficient Funds (NSF) Fee	$32	per item	None
Overdraft Transfer Fee	$5	per item	None
ATM & Card
Size: Fee: ● ATM Withdrawal Fee	$1	per item	None
Debit/Credit Card Replacement Fee	$5	per item	None
Annual Rental: ● Debit/Credit Card Expedited Fee	$50	per item	None
Wire Transfers
Wire Transfer Fee (Incoming)	$10	Not stated	None
Check Services
Cashier's Check Fee	$5	per item	None
Money Order Fee	$3	per item	None
Stop Payment Fee	$32	per item	None
Counter Check Fee 8 Free	$2	per item	None
Primary Share Account: ● On‐Us Non‐Member Check Cashing	$5	per item	None
Marshland Plus Checking Account: ● Share Draft Copy Fee	$2	per item	None
Cash & Deposit
Deposited Item Return Fee	$5	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$70	Not stated	None
Safe Deposit Box 3 X 10	$30	Not stated	None
Safe Deposit Box 5 X 10	$45	Not stated	None
Safe Deposit Box 5 X 5	$25	Not stated	None
Safe Deposit Box 5 X 5	$25	per item	None
Other Fees
Fax Service Fee	$2	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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