Pfcu Federal Credit Union

Headquarters: Portland, Michigan
Charter: Credit Union
Assets: $873.2M
Fed district: Chicago

1 published fee; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Pfcu Federal Credit Union: $25
Pfcu Federal Credit Union: $25
U.S. median: no median
Monthly Maintenance
Pfcu Federal Credit Union: Not identified
Pfcu Federal Credit Union: Not identified
U.S. median: no median
Non-Network ATM
Pfcu Federal Credit Union: Not identified
Pfcu Federal Credit Union: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pfcu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Return Statement Fee (Bad Address)$5

Overdraft & NSF

PFCU charges the normal non-sufficient fund fee$25
per item

ATM & Card

Rush Order Debit Card (2 day only available)$10
International Service Assessment1%of the transaction

Wire Transfers

WIRE OUT FEE - Wire Transfer - Outgoing (domestic)$20
WIRE IN FEE - Wire Fee - Incoming$5

Check Services

Money Order$2
Money Order (Ages 55+)$0.50
STOP PAY FEE (Stop Payment Fee on Check or Money Order)$25

Account Services

Notary FeeNo charge
Safe Deposit Replacement Key$20
Not compared: Box drilling or key fee

Other Fees

Photocopy (per page over 1 page)$1
Not compared: Charged per page; comparison unavailable
per page
Payoff Request for Mortgages - Third Parties$30

Fee	Amount	Basis	Note
Account Maintenance
Return Statement Fee (Bad Address)	$5	Not stated	None
Overdraft & NSF
PFCU charges the normal non-sufficient fund fee	$25	per item	None
ATM & Card
Rush Order Debit Card (2 day only available)	$10	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Wire Transfers
WIRE OUT FEE - Wire Transfer - Outgoing (domestic)	$20	Not stated	None
WIRE IN FEE - Wire Fee - Incoming	$5	Not stated	None
Check Services
Money Order	$2	Not stated	None
Money Order (Ages 55+)	$0.50	Not stated	None
STOP PAY FEE (Stop Payment Fee on Check or Money Order)	$25	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Safe Deposit Replacement Key	$20Not compared: Box drilling or key fee	Not stated	None
Other Fees
Photocopy (per page over 1 page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Payoff Request for Mortgages - Third Parties	$30	Not stated	None

Account Maintenance

CLOSING FEE (Close Account within 90 days of opening)$5
Dormant Account Fee (per month after 12 months)$5
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Statement Fee (Bad Address)$5

ATM & Card

ATM FEE - Non-PFCU ATM use (5 free per month)$1.50
ATM/Debit Card Replacement$10
Rush Order Debit Card (2 day only available)$10

Wire Transfers

WIRE OUT FEE - Wire Transfer - Outgoing (domestic)$20
WIRE IN FEE - Wire Fee - Incoming$5

Check Services

Cashier’s Check$3
Money Order$2
Money Order (Ages 55+)$0.50
Check Printing (per box - Ages 55+)$6
STOP PAY FEE (Stop Payment Fee on Check or Money Order)$25
Copy of a Check$10
Copy of Check, Cashier’s Check, Money Order$3

Cash & Deposit

Return Check Fee$10

Account Services

Notary FeeNo charge
Safe Deposit Box 10" x 10"$50
Safe Deposit Box 3" x 10"$25
Safe Deposit Box 3" x 5"$10
Safe Deposit Box 5" x 10"$35
Safe Deposit Box 6" x 10"$40
Safe Deposit Box 9" x 10"$45
Safe Deposit Replacement Key$20
Not compared: Box drilling or key fee
Garnishment/Levy Processing$75

Lending Fees

Late Fee - Credit Card Late Payment$25

Other Fees

Copy of Account Statement$5
Copy of Credit Card Statement$5
Fax (per page after 5 pages)$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy (per page over 1 page)$1
Not compared: Charged per page; comparison unavailable
per page
Loan Extension or Modification$30
Payoff Request for Mortgages - Third Parties$30

Fee	Amount	Basis	Note
Account Maintenance
CLOSING FEE (Close Account within 90 days of opening)	$5	Not stated	None
Dormant Account Fee (per month after 12 months)	$5	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Statement Fee (Bad Address)	$5	Not stated	None
ATM & Card
ATM FEE - Non-PFCU ATM use (5 free per month)	$1.50	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
Rush Order Debit Card (2 day only available)	$10	Not stated	None
Wire Transfers
WIRE OUT FEE - Wire Transfer - Outgoing (domestic)	$20	Not stated	None
WIRE IN FEE - Wire Fee - Incoming	$5	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Money Order (Ages 55+)	$0.50	Not stated	None
Check Printing (per box - Ages 55+)	$6	Not stated	None
STOP PAY FEE (Stop Payment Fee on Check or Money Order)	$25	Not stated	None
Copy of a Check	$10	Not stated	None
Copy of Check, Cashier’s Check, Money Order	$3	Not stated	None
Cash & Deposit
Return Check Fee	$10	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Safe Deposit Box 10" x 10"	$50	Not stated	None
Safe Deposit Box 3" x 10"	$25	Not stated	None
Safe Deposit Box 3" x 5"	$10	Not stated	None
Safe Deposit Box 5" x 10"	$35	Not stated	None
Safe Deposit Box 6" x 10"	$40	Not stated	None
Safe Deposit Box 9" x 10"	$45	Not stated	None
Safe Deposit Replacement Key	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Processing	$75	Not stated	None
Lending Fees
Late Fee - Credit Card Late Payment	$25	Not stated	None
Other Fees
Copy of Account Statement	$5	Not stated	None
Copy of Credit Card Statement	$5	Not stated	None
Fax (per page after 5 pages)	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy (per page over 1 page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Extension or Modification	$30	Not stated	None
Payoff Request for Mortgages - Third Parties	$30	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Pfcu Federal Credit Union's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Pfcu Federal Credit Union: $25
Pfcu Federal Credit Union: $25
U.S. median: no median
Monthly Maintenance
Pfcu Federal Credit Union: Not identified
Pfcu Federal Credit Union: Not identified
U.S. median: no median
Non-Network ATM
Pfcu Federal Credit Union: Not identified
Pfcu Federal Credit Union: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Pfcu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Return Statement Fee (Bad Address)$5

Overdraft & NSF

PFCU charges the normal non-sufficient fund fee$25
per item

ATM & Card

Rush Order Debit Card (2 day only available)$10
International Service Assessment1%of the transaction

Wire Transfers

WIRE OUT FEE - Wire Transfer - Outgoing (domestic)$20
WIRE IN FEE - Wire Fee - Incoming$5

Check Services

Money Order$2
Money Order (Ages 55+)$0.50
STOP PAY FEE (Stop Payment Fee on Check or Money Order)$25

Account Services

Notary FeeNo charge
Safe Deposit Replacement Key$20
Not compared: Box drilling or key fee

Other Fees

Photocopy (per page over 1 page)$1
Not compared: Charged per page; comparison unavailable
per page
Payoff Request for Mortgages - Third Parties$30

Fee	Amount	Basis	Note
Account Maintenance
Return Statement Fee (Bad Address)	$5	Not stated	None
Overdraft & NSF
PFCU charges the normal non-sufficient fund fee	$25	per item	None
ATM & Card
Rush Order Debit Card (2 day only available)	$10	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Wire Transfers
WIRE OUT FEE - Wire Transfer - Outgoing (domestic)	$20	Not stated	None
WIRE IN FEE - Wire Fee - Incoming	$5	Not stated	None
Check Services
Money Order	$2	Not stated	None
Money Order (Ages 55+)	$0.50	Not stated	None
STOP PAY FEE (Stop Payment Fee on Check or Money Order)	$25	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Safe Deposit Replacement Key	$20Not compared: Box drilling or key fee	Not stated	None
Other Fees
Photocopy (per page over 1 page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Payoff Request for Mortgages - Third Parties	$30	Not stated	None

Account Maintenance

CLOSING FEE (Close Account within 90 days of opening)$5
Dormant Account Fee (per month after 12 months)$5
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Statement Fee (Bad Address)$5

ATM & Card

ATM FEE - Non-PFCU ATM use (5 free per month)$1.50
ATM/Debit Card Replacement$10
Rush Order Debit Card (2 day only available)$10

Wire Transfers

WIRE OUT FEE - Wire Transfer - Outgoing (domestic)$20
WIRE IN FEE - Wire Fee - Incoming$5

Check Services

Cashier’s Check$3
Money Order$2
Money Order (Ages 55+)$0.50
Check Printing (per box - Ages 55+)$6
STOP PAY FEE (Stop Payment Fee on Check or Money Order)$25
Copy of a Check$10
Copy of Check, Cashier’s Check, Money Order$3

Cash & Deposit

Return Check Fee$10

Account Services

Notary FeeNo charge
Safe Deposit Box 10" x 10"$50
Safe Deposit Box 3" x 10"$25
Safe Deposit Box 3" x 5"$10
Safe Deposit Box 5" x 10"$35
Safe Deposit Box 6" x 10"$40
Safe Deposit Box 9" x 10"$45
Safe Deposit Replacement Key$20
Not compared: Box drilling or key fee
Garnishment/Levy Processing$75

Lending Fees

Late Fee - Credit Card Late Payment$25

Other Fees

Copy of Account Statement$5
Copy of Credit Card Statement$5
Fax (per page after 5 pages)$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy (per page over 1 page)$1
Not compared: Charged per page; comparison unavailable
per page
Loan Extension or Modification$30
Payoff Request for Mortgages - Third Parties$30

Fee	Amount	Basis	Note
Account Maintenance
CLOSING FEE (Close Account within 90 days of opening)	$5	Not stated	None
Dormant Account Fee (per month after 12 months)	$5	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Statement Fee (Bad Address)	$5	Not stated	None
ATM & Card
ATM FEE - Non-PFCU ATM use (5 free per month)	$1.50	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
Rush Order Debit Card (2 day only available)	$10	Not stated	None
Wire Transfers
WIRE OUT FEE - Wire Transfer - Outgoing (domestic)	$20	Not stated	None
WIRE IN FEE - Wire Fee - Incoming	$5	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Money Order (Ages 55+)	$0.50	Not stated	None
Check Printing (per box - Ages 55+)	$6	Not stated	None
STOP PAY FEE (Stop Payment Fee on Check or Money Order)	$25	Not stated	None
Copy of a Check	$10	Not stated	None
Copy of Check, Cashier’s Check, Money Order	$3	Not stated	None
Cash & Deposit
Return Check Fee	$10	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Safe Deposit Box 10" x 10"	$50	Not stated	None
Safe Deposit Box 3" x 10"	$25	Not stated	None
Safe Deposit Box 3" x 5"	$10	Not stated	None
Safe Deposit Box 5" x 10"	$35	Not stated	None
Safe Deposit Box 6" x 10"	$40	Not stated	None
Safe Deposit Box 9" x 10"	$45	Not stated	None
Safe Deposit Replacement Key	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Processing	$75	Not stated	None
Lending Fees
Late Fee - Credit Card Late Payment	$25	Not stated	None
Other Fees
Copy of Account Statement	$5	Not stated	None
Copy of Credit Card Statement	$5	Not stated	None
Fax (per page after 5 pages)	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy (per page over 1 page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Extension or Modification	$30	Not stated	None
Payoff Request for Mortgages - Third Parties	$30	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.