1 published fee; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Monthly Maintenance
Non-Network ATM
Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Pfcu Federal Credit Union · $873M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Pfcu Federal Credit Union(this institution) | Portland, MI | $873M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| All One Federal Credit Union | Leominster, MA | $881M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Ardent Federal Credit Union | Phila, PA | $869M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Atomic Federal Credit Union | Piketon, OH | $855M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Azura Federal Credit Union | Topeka, KS | $852M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Boulder Dam Federal Credit Union | Boulder City, NV | $872M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cedar Point Federal Credit Union | Lexington Park, MD | $906M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Central One Federal Credit Union | Shrewsbury, MA | $872M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cinfed Federal Credit Union | Cincinnati, OH | $863M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Communitywide Federal Credit Union | South Bend, IN | $874M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Heritage Federal Credit Union | Corning, NY | $840M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Heritage Family Federal Credit Union | Rutland, VT | $870M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hope Federal Credit Union | Jackson, MS | $881M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Idb Global Federal Credit Union | Washington, DC | $842M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Maine Savings Federal Credit Union | Hampden, ME | $858M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members First Federal Credit Union | Midland, MI | $905M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Merced School Employees Federal Credit Union | Merced, CA | $899M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mid Minnesota Federal Credit Union | Baxter, MN | $858M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oceanair Federal Credit Union | Oxnard, CA | $882M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pelican Federal Credit Union | Baton Rouge, LA | $885M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sacramento Federal Credit Union | Sacramento, CA | $858M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Skyone Federal Credit Union | Hawthorne, CA | $863M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southwest Airlines Federal Credit Union | Dallas, TX | $861M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sun Community Federal Credit Union | El Centro, CA | $896M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texas Bay Federal Credit Union | Houston, TX | $905M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Triangle Federal Credit Union | Nashua, NH | $866M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.73 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Pfcu Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Pfcu Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Return Statement Fee (Bad Address) | $5 | Not stated | None |
Overdraft & NSF | |||
| PFCU charges the normal non-sufficient fund fee | $25 | per item | None |
ATM & Card | |||
| Rush Order Debit Card (2 day only available) | $10 | Not stated | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| WIRE OUT FEE - Wire Transfer - Outgoing (domestic) | $20 | Not stated | None |
| WIRE IN FEE - Wire Fee - Incoming | $5 | Not stated | None |
Check Services | |||
| Money Order | $2 | Not stated | None |
| Money Order (Ages 55+) | $0.50 | Not stated | None |
| STOP PAY FEE (Stop Payment Fee on Check or Money Order) | $25 | Not stated | None |
Account Services | |||
| Notary Fee | No charge | Not stated | None |
| Safe Deposit Replacement Key | $20Not compared: Box drilling or key fee | Not stated | None |
Other Fees | |||
| Photocopy (per page over 1 page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Payoff Request for Mortgages - Third Parties | $30 | Not stated | None |
per page
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| CLOSING FEE (Close Account within 90 days of opening) | $5 | Not stated | None |
| Dormant Account Fee (per month after 12 months) | $5 | per month | None |
| Account Reconciliation (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement Fee (Bad Address) | $5 | Not stated | None |
ATM & Card | |||
| ATM FEE - Non-PFCU ATM use (5 free per month) | $1.50 | Not stated | None |
| ATM/Debit Card Replacement | $10 | Not stated | None |
| Rush Order Debit Card (2 day only available) | $10 | Not stated | None |
Wire Transfers | |||
| WIRE OUT FEE - Wire Transfer - Outgoing (domestic) | $20 | Not stated | None |
| WIRE IN FEE - Wire Fee - Incoming | $5 | Not stated | None |
Check Services | |||
| Cashier’s Check | $3 | Not stated | None |
| Money Order | $2 | Not stated | None |
| Money Order (Ages 55+) | $0.50 | Not stated | None |
| Check Printing (per box - Ages 55+) | $6 | Not stated | None |
| STOP PAY FEE (Stop Payment Fee on Check or Money Order) | $25 | Not stated | None |
| Copy of a Check | $10 | Not stated | None |
| Copy of Check, Cashier’s Check, Money Order | $3 | Not stated | None |
Cash & Deposit | |||
| Return Check Fee | $10 | Not stated | None |
Account Services | |||
| Notary Fee | No charge | Not stated | None |
| Safe Deposit Box 10" x 10" | $50 | Not stated | None |
| Safe Deposit Box 3" x 10" | $25 | Not stated | None |
| Safe Deposit Box 3" x 5" | $10 | Not stated | None |
| Safe Deposit Box 5" x 10" | $35 | Not stated | None |
| Safe Deposit Box 6" x 10" | $40 | Not stated | None |
| Safe Deposit Box 9" x 10" | $45 | Not stated | None |
| Safe Deposit Replacement Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Levy Processing | $75 | Not stated | None |
Lending Fees | |||
| Late Fee - Credit Card Late Payment | $25 | Not stated | None |
Other Fees | |||
| Copy of Account Statement | $5 | Not stated | None |
| Copy of Credit Card Statement | $5 | Not stated | None |
| Fax (per page after 5 pages) | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopy (per page over 1 page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Loan Extension or Modification | $30 | Not stated | None |
| Payoff Request for Mortgages - Third Parties | $30 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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