Compared with Texas
2 of 28
compared fees are above the median.
25 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
95th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Texas median
of 28 compared; 25 below, 1 about the same
See the feesFee schedule read Oct 29, 2026
Call-report figures are for Amplify Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Texas median | Published fees above the Texas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Amplify Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 29, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 14% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (95th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $2.6M in Q2 2026, 485% above the same quarter a year earlier ($440K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
2 of 28 compared published fees sit above the Texas median; 25 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Document Reproduction
Compared at $7, the middle of its prices
Monthly Maintenance
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 408% from Q3 2025 to Q2 2026, to $2.6M. Its share of revenue, 14%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$2.6M
Amplify Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Amplify Federal Credit Union · $1.3B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Amplify Federal Credit Union(this institution) | Austin, TX | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Diamond Federal Credit Union | Pottstown, PA | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dutrac Community Federal Credit Union | Dubuque, IA | $1.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Efcu Financial Federal Credit Union | Baton Rouge, LA | $1.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Five Star Federal Credit Union | Dothan, AL | $1.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Guardian Federal Credit Union | Prattville, AL | $1.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gulf Coast Educators Federal Credit Union | Pasadena, TX | $1.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Harvard Federal Credit Union | Cambridge, MA | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Honda Federal Credit Union | Torrance, CA | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Los Angeles Federal Credit Union | Glendale, CA | $1.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Municipal Empl.Credit Union of Balt | Baltimore, MD | $1.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Orion Federal Credit Union | Memphis, TN | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pacific Service Federal Credit Union | Concord, CA | $1.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rave Financial Federal Credit Union | Beaumont, TX | $1.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Rev Federal Credit Union | Charleston, SC | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Rize Federal Credit Union | El Monte, CA | $1.3B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Sesloc Federal Credit Union | San Luis Obispo, CA | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sharonview Federal Credit Union | Fort Mill, SC | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sidney Federal Credit Union | Sidney, NY | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Silver State Schools Federal Credit Union | Las Vegas, NV | $1.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Southland Federal Credit Union | Los Alamitos, CA | $1.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Employees Federal Credit Union | Santa Fe, NM | $1.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Truity Federal Credit Union | Bartlesville, OK | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Vibrant Federal Credit Union | Moline, IL | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wildfire Federal Credit Union | Saginaw, MI | $1.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wright Patman Congressional Federal Credit Union | Washington, DC | $1.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $0, against a peer median of $5 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.
Call reports for Amplify Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 38 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.6M | +$99K | +4.0% |
| Q1 2026 | $2.5M | +$2.1M | +610.6% |
| Q4 2025 | $348K | −$158K | −31.2% |
| Q3 2025 | $506K | +$66K | +15.0% |
| Q2 2025 | $440K | +$24K | +5.8% |
| Q1 2025 | $416K | +$132K | +46.5% |
| Q4 2024 | $284K | −$303K | −51.6% |
| Q3 2024 | $587K | +$118K | +25.2% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Amplify Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Amplify Federal Credit Union by share.
Amounts from Amplify Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item
per transaction
per transaction
per item
per item
per item
per item
per item
one time
one time
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Maintenance Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Closing Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Account Inactivity Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Deposit Account Reconciliation (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Reconciliation Per Item | No chargeBelow the U.S. middle 50% ($6 to $25 nationally) | per item | None |
| Record Searches / Statement Reconciliations | No chargeBelow the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Paper Statement Fee | No chargeBelow the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Insufficient Funds Fee (NSF) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| ATM Fees (Out-of-Network) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Debit Card Replacement Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Debit Card International Transaction Fee (audience not stated, treated as personal) | No chargeInside the U.S. middle 50% ($0 to $2.38 nationally) | Not stated | None |
Wire Transfers | |||
| Outgoing Wire – Domestic (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($20 to $25 nationally) | per transaction | None |
| Wire Transfer Fee (Domestic) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Wire – Domestic (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Outgoing Wire – International Wire (USD) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($40 to $50 nationally) | per transaction | None |
| Wire Transfer Fee (International) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Incoming Wire – International (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Checks / Official Checks (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Check Printing Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($0.20 to $18.69 nationally) | Not stated | None |
| Stop Payment Fee | No chargeBelow the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Collection Item Fee (Incoming) (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Foreign Check Deposited (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Online Check Images Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| ACH File Transmission (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| ACH Originated Items (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| ACH Returns (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Bill Pay Fee (audience not stated, treated as personal) | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Mobile Deposit Fee (audience not stated, treated as personal) | No chargeInside the U.S. middle 50% ($0 to $0 nationally) | Not stated | None |
Cash & Deposit | |||
| Deposit Return Item Fee (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Public Service Fee (audience not stated, treated as personal) | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Verification of Deposit Fee | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Other Fees | |||
| Rush Mail Option (2-Day Ground Mail) | $30Inside the U.S. middle 50% ($20 to $40 nationally) | per item | None |
| Document Request (Copy) Note, Deed of Trust, Closing Disclosure, Amortization Schedule, Other Closing Documents | $10Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Duplicate Statement / Loan History | $4Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Faxed Documentation | $10Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement Copy Fee | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Escrow Waiver / Set Up | $50Above the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Faxed Documentation | $10Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Partial Lien Lease | $300Above the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Phone Loan Payment | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | per transaction | None |
| Release of Lien Processing / Reconveyance | $50Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Skip-a-Pay Application Fee | No chargeBelow the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Verification of Mortgages | $5Below the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Amplify Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
5 offices in 1 state (June 30, 2026)
Each dot is one office.
1 is shown at the middle of its town until the exact address is found.
Cities with the most offices
| Austin, TX | 3 |
| Cedar Park, TX | 1 |
| Round Rock, TX | 1 |
Largest competitors nearby
Local market: Travis, Williamson and Hays counties, TX, around its headquarters.
| 85 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 18.9% |
| Wells Fargo Bank, National Association | 15.1% |
| Texas Capital Bank | 14.4% |
| Bank of America, National Association | 10.7% |
| PNC Bank, National Association | 3.3% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.