Kellogg Community Federal Credit Union

Headquarters: Battle Creek, Michigan
Charter: Credit Union
Assets: $1.0B
Fed district: Chicago

30 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking
Kellogg Community Federal Credit Union: $10
Kellogg Community Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Kellogg Community Federal Credit Union: $30
Kellogg Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Kellogg Community Federal Credit Union: $30
Kellogg Community Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Kellogg Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly service charge$10
per month
Money Market Checking (balance under $5,000.00)$6
per month
Close Account within 1 Year$20
Inactive Account Fee$5
per month
Account Research/Reconciliation Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$3
Bad Address Fee$5
per month

Overdraft & NSF

ACH Overdraft$30
per item
Debit Card Overdraft$30
per item
Paid ACH Overdraft$30
per item
Paid NSF Fee$30
per item
NSF Fee$30
per item
Overdraft Protection Transfer Fee$5
per item

ATM & Card

ATM Inquires (Foreign) Fee$1
per item
Non KCCU ATM Transaction Fee$1
per item
Replacement Card Fee$10
per item
Visa Foreign Transaction1%of the transaction

Wire Transfers

Wire Transfer (incoming) Fee$15
per item
Wire Transfer (outgoing) International Fee$50
per item

Check Services

Cashier Check Fee$5
per item
Money Order Fee$3
per item
Stop Payment Fee$30
per item
Check Cashing Fee - Member$5
per item
Check Cashing Fee - Non- Member$10
per item
Foreign Item Collection Letter$35
per item
Items Sent for Collection$35
per item
Check Copies$5
per item

Digital & Electronic

Bill Payment Service Fee$0.40
per month

Cash & Deposit

Deposited Item Return Fee$30
per item
Night Depository Processing Fee$2
per item

Account Services

Notary Fee (non-members)$10
per item
Re-drill Lock$325
Not compared: Box drilling or key fee
Safe Deposit Box 10"x 10"$110
per year
Safe Deposit Box 3"x 10"$50
per year
Safe Deposit Box 3"x 5"$40
per year
Safe Deposit Box 5"x 10"$70
per year
Levy/Garnishment$75
Subordination$250

Retirement & IRA

IRA Closing Fee$25

Other Fees

Overnight Mail Fee$40
per item
Statement Copy Fee$5
per item
Skip-a-Payment$40
per item

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly service charge	$10	per month	None
Money Market Checking (balance under $5,000.00)	$6	per month	None
Close Account within 1 Year	$20	Not stated	None
Inactive Account Fee	$5	per month	None
Account Research/Reconciliation Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$3	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
Debit Card Overdraft	$30	per item	None
Paid ACH Overdraft	$30	per item	None
Paid NSF Fee	$30	per item	None
NSF Fee	$30	per item	None
Overdraft Protection Transfer Fee	$5	per item	None
ATM & Card
ATM Inquires (Foreign) Fee	$1	per item	None
Non KCCU ATM Transaction Fee	$1	per item	None
Replacement Card Fee	$10	per item	None
Visa Foreign Transaction	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (incoming) Fee	$15	per item	None
Wire Transfer (outgoing) International Fee	$50	per item	None
Check Services
Cashier Check Fee	$5	per item	None
Money Order Fee	$3	per item	None
Stop Payment Fee	$30	per item	None
Check Cashing Fee - Member	$5	per item	None
Check Cashing Fee - Non- Member	$10	per item	None
Foreign Item Collection Letter	$35	per item	None
Items Sent for Collection	$35	per item	None
Check Copies	$5	per item	None
Digital & Electronic
Bill Payment Service Fee	$0.40	per month	None
Cash & Deposit
Deposited Item Return Fee	$30	per item	None
Night Depository Processing Fee	$2	per item	None
Account Services
Notary Fee (non-members)	$10	per item	None
Re-drill Lock	$325Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10"x 10"	$110	per year	None
Safe Deposit Box 3"x 10"	$50	per year	None
Safe Deposit Box 3"x 5"	$40	per year	None
Safe Deposit Box 5"x 10"	$70	per year	None
Levy/Garnishment	$75	Not stated	None
Subordination	$250	Not stated	None
Retirement & IRA
IRA Closing Fee	$25	Not stated	None
Other Fees
Overnight Mail Fee	$40	per item	None
Statement Copy Fee	$5	per item	None
Skip-a-Payment	$40	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Kellogg Community Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.