20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 26, 2026
Call-report figures are for Southeastern Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Southeastern Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 26, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $684K in Q2 2026, 0.9% above the same quarter a year earlier ($678K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 8.8% from Q3 2025 to Q2 2026, to $684K.
$684K
Southeastern Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Southeastern Federal Credit Union · $441M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Southeastern Federal Credit Union(this institution) | Valdosta, GA | $441M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aerospace Federal Credit Union | Los Angeles, CA | $446M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alcoa Tenn Federal Credit Union | Alcoa, TN | $427M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| America'S Federal Credit Union | Garland, TX | $428M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| American Southwest Federal Credit Union | Sierra Vista, AZ | $440M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Assemblies Of God Federal Credit Union | Springfield, MO | $450M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Boston Firefighters Federal Credit Union | Dorchester, MA | $453M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Centric Federal Credit Union | West Monroe, LA | $448M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Chessie Federal Credit Union | Cumberland, MD | $434M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colorado Federal Credit Union | Littleton, CO | $442M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cport Federal Credit Union | Portland, ME | $435M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cse Federal Credit Union | Lake Charles, LA | $446M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dexsta Federal Credit Union | Wilmington, DE | $432M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Essential Federal Credit Union | Baton Rouge, LA | $434M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Community Federal Credit Union | Fort Atkinson, WI | $450M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gain Federal Credit Union | Burbank, CA | $454M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| High Point Federal Credit Union | Olean, NY | $430M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Membersfirst Federal Credit Union | Decatur, GA | $429M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mid-Atlantic Federal Credit Union | Germantown, MD | $443M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Public Employees Federal Credit Union | Austin, TX | $431M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Rocky Mountain Federal Credit Union | Helena, MT | $427M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| St. Louis Community Federal Credit Union | Saint Louis, MO | $445M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Taunton Federal Credit Union | Taunton, MA | $440M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Telco Community Credit Union | Candler, NC | $429M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texar Federal Credit Union | Texarkana, TX | $441M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ukrainian Federal Credit Union | Rochester, NY | $427M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Southeastern Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Southeastern Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 42 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $684K | +$2K | +0.3% |
| Q1 2026 | $682K | −$76K | −10.0% |
| Q4 2025 | $758K | +$8K | +1.1% |
| Q3 2025 | $750K | +$72K | +10.6% |
| Q2 2025 | $678K | +$29K | +4.5% |
| Q1 2025 | $649K | −$4K | −0.6% |
| Q4 2024 | $653K | −$48K | −6.8% |
| Q3 2024 | $701K | +$65K | +10.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Southeastern Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per month
per item
per year
per year
per year
per year
per year
per year
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance | $5 | per month | None |
| Account Closing Fee | $10 | Not stated | None |
| Dormancy Fee | $5 | per month | None |
| Account Reconciliation Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Classic Checking Paper Statement Fee | $3.50 | per month | None |
| Return Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Share Draft Insufficient/Uncollected Funds - Overdraft Privilege (ODP) | $32 | per item | None |
| Share Draft Insufficient/Uncollected Funds - Returned (NSF) | $32 | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $1 | Not stated | None |
| Replacement Debit / Credit Card Fee | $15 | per item | None |
Wire Transfers | |||
| Wire Transfer (Outgoing Fee) | $20 | per item | None |
| Wire Transfer (Incoming Fee) | $10 | per item | None |
Check Services | |||
| Money Order Fee | $3 | per item | None |
| Stop Payment Fee | $35 | per item | None |
| Collection Item Fee | $32 | per item | None |
| All Accounts Copy of Paid Draft Fee | $3 | per item | None |
Cash & Deposit | |||
| Credit Card Balance Transfer and Cash Advance Fee | 3% | Not stated | None |
| Credit Card Balance Transfer and Cash Advance Fee (audience not stated, treated as personal) | 3% | Not stated | None |
| Deposited Item Return Fee-First Return for NSF | $5 | per item | None |
| Deposited Item Return Fee-Returned for NSF Second Time Or For Any Other Reason | $32 | per item | None |
Account Services | |||
| Safe Deposit Box | $150Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $70 | per year | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box 3x5 (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box Fees Rental (annual): Lost key | $75Not compared: Box drilling or key fee | per year | None |
| Legal Process Fee (Lien, Levy, etc) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposit by Fax Fee | $3 | per item | None |
Lending Fees | |||
| Credit Card Late Payment Fee | $15 | Not stated | None |
Other Fees | |||
| Fax Fee | $3 | per item | None |
| Statement Copy Fee | $3 | per item | None |
| Loan Payment by Telephone | $9.99 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per hour
per hour
per month
per item
per year
per year
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Classic Business Checking Account - Minimum Balance Fee | $12 | per month | None |
| Minimum Balance | $5 | per month | None |
| Account Closing Fee | $10 | Not stated | None |
| Dormancy Fee | $5 | per month | None |
| Account Reconciliation Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Classic Checking Paper Statement Fee | $3.50 | per month | None |
| Return Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Share Draft Insufficient/Uncollected Funds - Overdraft Privilege (ODP) | $32 | per item | None |
| Share Draft Insufficient/Uncollected Funds - Returned (NSF) | $32 | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $1 | Not stated | None |
| Replacement Debit / Credit Card Fee | $15 | per item | None |
Wire Transfers | |||
| Wire Transfer (Outgoing Fee) | $20 | per item | None |
| Wire Transfer (Incoming Fee) | $10 | per item | None |
Check Services | |||
| Money Order Fee | $3 | per item | None |
| Stop Payment Fee | $35 | per item | None |
| Collection Item Fee | $32 | per item | None |
| All Accounts Copy of Paid Draft Fee | $3 | per item | None |
Cash & Deposit | |||
| Credit Card Balance Transfer and Cash Advance Fee | 3% | Not stated | None |
| Deposited Item Return Fee-First Return for NSF | $5 | per item | None |
| Deposited Item Return Fee-Returned for NSF Second Time Or For Any Other Reason | $32 | per item | None |
Account Services | |||
| Safe Deposit Box | $150Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box Fees Rental (annual): Lost key | $75Not compared: Box drilling or key fee | per year | None |
| Legal Process Fee (Lien, Levy, etc) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposit by Fax Fee | $3 | per item | None |
Lending Fees | |||
| Credit Card Late Payment Fee | $15 | Not stated | None |
Other Fees | |||
| Fax Fee | $3 | per item | None |
| Statement Copy Fee | $3 | per item | None |
| Loan Payment by Telephone | $9.99 | per item | None |
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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