Union Square Credit Union Fees: Overdraft $30 (2026)

Union Square Credit Union Fees: Overdraft $30 (2026) | Fee Insight

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Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Below Minimum Share	$3	per month	assessed when share accounts fall below $25 minimum balance	Source
Copy of Statement	$1	per item	per page	Source
Paper Statement	$5	per month	—	Source
Preferred Plus Checking Account	—	per month	$5.00 per month, $4.00 per month for age 50+	Source
Research and Account Reconciliation	$25	varies	per hour with $25.00 minimum	Source
Returned Mail	$5	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay	$30	per item	assessed for transactions paid when no other overdraft protection available; automatically added to consumer accounts	Source
Overdraft Transfer	$2	per item	automatic	Source
ATM & CardVerified
ATM Foreign Transaction	$3	per item	non-USCU ATM	Source
Debit Card Replacement	$5	per item	—	Source
Debit Card Rush Delivery
Check ServicesVerified
Cashier's Check	$5	per item	—	Source
Check Cashing	$20	per item	applies only to member accounts with balances below $300	Source
Foreign Negotiable Instrument
Cash & DepositVerified
Collection Draft Item	$15	per item	—	Source
Account ServicesVerified
Levies/Garnishment	$75	per item	—	Source
Notary Service	$0	per item	free for members, $5.00 for non-members	Source
Safe Deposit Replacement Key
Gift & Prepaid CardsVerified
Gift Card	$4	per item	—	Source
Other feesVerified
Copy of Canceled Check	$5	per item	—	Source

Union Square Credit Union