22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $5, the middle of its prices
NSF / Returned Item
Non-Network ATM
Compared at $1.63, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Cornerstone Community Financial Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per item
per month
per month
per month
per item
per item
per item
per item
per item · per 4 checks
per item
per transaction
per transaction
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh Start Checking Monthly Service Fee | $5 | per month | None |
| Fresh Start Checking Monthly Service Fee (audience not stated, treated as personal) | $5 | per month | None |
| Interest Checking Monthly Service Fee (audience not stated, treated as personal) | $5 | per month | None |
| Service charge not applicable to Fresh Start Checking members | $35 | Not stated | None |
| Account Closing Fee | $10 | Not stated | None |
| Account Research Fee (minimum 1 hour) (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Money Order Research Fee | $10 | per item | None |
| Fresh Start Monthly Paper Statement Fee (audience not stated, treated as personal) | $2 | per month | None |
| Monthly Paper Statement Fee (audience not stated, treated as personal) | $3 | per month | None |
| Return/Bad Address Fee (audience not stated, treated as personal) | $5 | per month | None |
Overdraft & NSF | |||
| Returned Item 4 (audience not stated, treated as personal) | $30 | per item | None |
| Overdraft Transfer Fee+ | $3 | per item | None |
ATM & Card | |||
| ATM Balance Inquiries (audience not stated, treated as personal) | $1.50 | per item | None |
| Non-CO-OP ATM Transactions (audience not stated, treated as personal) | $1.75 | per item | None |
| ATM/Debit Card Replacement - Rush Delivery | $35Not compared: Monthly charge, not per item | per month | None |
| Visa Replacement Card, Rush Delivery | $35 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic | $25 | per item | None |
Check Services | |||
| Cashier’s Check Fee | $3 | Not stated | None |
| Fresh Start Checking Cashier’s Check Fee (audience not stated, treated as personal) | $2.20 | Not stated | None |
| Money Orders (audience not stated, treated as personal) | $2 | per item | None |
| ACH Stop Payment Fee (audience not stated, treated as personal) | $30 | per item | None |
| Stop Payment Fee | $30 | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $30 | per item | None |
| Temporary Check Fee | $4 | per item | per 4 checks |
| Check Cashing Fee 5+ | $5 | Not stated | None |
| Foreign Check Fee (audience not stated, treated as personal) | $6 | per item | None |
| Draft Copies (audience not stated, treated as personal) | $15 | Not stated | None |
| Draft Copy Fee (audience not stated, treated as personal) | $3 | Not stated | None |
Account Services | |||
| Lock Drill Fee (audience not stated, treated as personal) | $275Not compared: Box drilling or key fee | Not stated | None |
| Lost/Replacement Key Fee (audience not stated, treated as personal) | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 | $100 | per transaction | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 3x5 | $40 | Not stated | None |
| Safe Deposit Box 5x10 | $70 | per transaction | None |
| Garnishment and Levy Processing | $100 | Not stated | None |
| Completion of Request for Deposit Verification | $10 | Not stated | None |
Lending Fees | |||
| Late Fee (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| History Inquiry Copy Fee (audience not stated, treated as personal) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy Fee (audience not stated, treated as personal) | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Other Lending Fee | $50 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive/Dormant Account 3 | $10 | Not stated | None |
| Account Balancing/Research Fee (min. 1 hr) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| CP Overdraft (Items paid using Courtesy Pay) | $30 | per item | None |
ATM & Card | |||
| ATM Surcharge Fee | $3.50 | Not stated | None |
| Replacement Card - FedEx to Different Address | $35 | Not stated | None |
Check Services | |||
| Corporate Check | $3Not compared: Monthly charge, not per item | per month | None |
| Cashing Money Orders | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Sorting Fee | 5% | per month | None |
Account Services | |||
| Legal Processing (Subpoenas/Affidavits) | $75 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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