22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $5, the middle of its prices
NSF / Returned Item
Non-Network ATM
Compared at $1.63, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Cornerstone Community Financial Federal Credit Union · $470M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Cornerstone Community Financial Federal Credit Union(this institution) | Auburn Hills, MI | $470M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Alabama State Employees Federal Credit Union | Montgomery, AL | $471M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Aod Federal Credit Union | Bynum, AL | $467M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Baton Rouge Telco Federal Credit Union | Baton Rouge, LA | $458M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Canton School Employees Federal Credit Union | North Canton, OH | $462M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cascade Community Federal Credit Union | Roseburg, OR | $465M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Century Federal Credit Union | Independence, OH | $470M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cme Federal Credit Union | Columbus, OH | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cu Hawaii Federal Credit Union | Hilo, HI | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Earthmover Federal Credit Union | Aurora, IL | $472M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fedchoice Federal Credit Union | Lanham, MD | $469M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Healthcare Associates Federal Credit Union | Lisle, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Infuze Federal Credit Union | Fort Leonard Wood, MO | $457M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members Federal Credit Union | Winston Salem, NC | $477M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Millbury Federal Credit Union | Millbury, MA | $468M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Star Community Federal Credit Union | Maddock, ND | $465M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| On Tap Federal Credit Union | Golden, CO | $474M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ouachita Valley Federal Credit Union | West Monroe, LA | $464M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Picatinny Federal Credit Union | Dover, NJ | $459M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Public Service Federal Credit Union | Romulus, MI | $468M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Suma Federal Credit Union | Yonkers, NY | $468M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tidemark Federal Credit Union | Seaford, DE | $469M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Trona Valley Community Federal Credit Union | Green River, WY | $470M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wheelhouse Federal Credit Union | San Diego, CA | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Widget Federal Credit Union | Erie, PA | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Winsouth Federal Credit Union | Gadsden, AL | $479M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5, the middle of its four prices, against a peer median of $8 among 10 publishing peers.
Its four checking prices are $5, $5, $5 and $35.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Cornerstone Community Financial Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per item
per month
per month
per month
per item
per item
per item
per item
per item · per 4 checks
per item
per transaction
per transaction
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh Start Checking Monthly Service Fee | $5 | per month | None |
| Fresh Start Checking Monthly Service Fee (audience not stated, treated as personal) | $5 | per month | None |
| Interest Checking Monthly Service Fee (audience not stated, treated as personal) | $5 | per month | None |
| Service charge not applicable to Fresh Start Checking members | $35 | Not stated | None |
| Account Closing Fee | $10 | Not stated | None |
| Account Research Fee (minimum 1 hour) (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Money Order Research Fee | $10 | per item | None |
| Fresh Start Monthly Paper Statement Fee (audience not stated, treated as personal) | $2 | per month | None |
| Monthly Paper Statement Fee (audience not stated, treated as personal) | $3 | per month | None |
| Return/Bad Address Fee (audience not stated, treated as personal) | $5 | per month | None |
Overdraft & NSF | |||
| Returned Item 4 (audience not stated, treated as personal) | $30 | per item | None |
| Overdraft Transfer Fee+ | $3 | per item | None |
ATM & Card | |||
| ATM Balance Inquiries (audience not stated, treated as personal) | $1.50 | per item | None |
| Non-CO-OP ATM Transactions (audience not stated, treated as personal) | $1.75 | per item | None |
| ATM/Debit Card Replacement - Rush Delivery | $35Not compared: Monthly charge, not per item | per month | None |
| Visa Replacement Card, Rush Delivery | $35 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic | $25 | per item | None |
Check Services | |||
| Cashier’s Check Fee | $3 | Not stated | None |
| Fresh Start Checking Cashier’s Check Fee (audience not stated, treated as personal) | $2.20 | Not stated | None |
| Money Orders (audience not stated, treated as personal) | $2 | per item | None |
| ACH Stop Payment Fee (audience not stated, treated as personal) | $30 | per item | None |
| Stop Payment Fee | $30 | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $30 | per item | None |
| Temporary Check Fee | $4 | per item | per 4 checks |
| Check Cashing Fee 5+ | $5 | Not stated | None |
| Foreign Check Fee (audience not stated, treated as personal) | $6 | per item | None |
| Draft Copies (audience not stated, treated as personal) | $15 | Not stated | None |
| Draft Copy Fee (audience not stated, treated as personal) | $3 | Not stated | None |
Account Services | |||
| Lock Drill Fee (audience not stated, treated as personal) | $275Not compared: Box drilling or key fee | Not stated | None |
| Lost/Replacement Key Fee (audience not stated, treated as personal) | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 | $100 | per transaction | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 3x5 | $40 | Not stated | None |
| Safe Deposit Box 5x10 | $70 | per transaction | None |
| Garnishment and Levy Processing | $100 | Not stated | None |
| Completion of Request for Deposit Verification | $10 | Not stated | None |
Lending Fees | |||
| Late Fee (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| History Inquiry Copy Fee (audience not stated, treated as personal) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy Fee (audience not stated, treated as personal) | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Other Lending Fee | $50 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive/Dormant Account 3 | $10 | Not stated | None |
| Account Balancing/Research Fee (min. 1 hr) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| CP Overdraft (Items paid using Courtesy Pay) | $30 | per item | None |
ATM & Card | |||
| ATM Surcharge Fee | $3.50 | Not stated | None |
| Replacement Card - FedEx to Different Address | $35 | Not stated | None |
Check Services | |||
| Corporate Check | $3Not compared: Monthly charge, not per item | per month | None |
| Cashing Money Orders | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Sorting Fee | 5% | per month | None |
Account Services | |||
| Legal Processing (Subpoenas/Affidavits) | $75 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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