Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Cornerstone Community Financial Federal Credit Union

Auburn Hills, MichiganCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee (minimum 1 hour)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Transfer Fee+$3Within the typical range ($3–$5 nationally)
$2 below the national median
per month · Source
Returned Item 4$30Within the typical range ($25–$31.88 nationally)
At the national median
per item · Source

ATM & CardVerified

ATM/Debit Card Replacement - Rush Delivery$35Within the typical range ($30–$50 nationally)
$5 below the national median
per month · Source
Non-CO-OP ATM Transactions$1.75Within the typical range ($1–$2.50 nationally)
At the national median
Source
Visa Replacement Card, Rush Delivery$35Within the typical range ($30–$50 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashier’s Check Fee$3Within the typical range ($3–$6 nationally)
$2 below the national median
Source
Check Cashing Fee 5+$5Within the typical range ($5–$10 nationally)
At the national median
Source
Draft Copies$15Above the typical range ($2–$5 nationally)
$12 above the national median
Source
Draft Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
Source
Fresh Start Checking Cashier’s Check Fee$2.20Below the typical range ($3–$6 nationally)
$2.80 below the national median
Source
Money Orders$2Within the typical range ($1.66–$3 nationally)
At the national median
Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
Source
Stop Payment on Series (3 or more)$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Source
Temporary Check Fee$4Within the typical range ($1–$4 nationally)
$2 above the national median
Source

Account ServicesVerified

10x10$100Above the typical range ($25–$77.50 nationally)
$55 above the national median
Source
3x10$55Within the typical range ($25–$77.50 nationally)
$10 above the national median
Source
3x5$40Within the typical range ($25–$77.50 nationally)
$5 below the national median
Source
5x10$70Within the typical range ($25–$77.50 nationally)
$25 above the national median
Source
Garnishment and Levy Processing$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Lost/Replacement Key Fee$20Below the typical range ($25–$77.50 nationally)
$25 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee (minimum 1 hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Fresh Start Checking Monthly Service Fee	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	—	Source
Fresh Start Monthly Paper Statement Fee	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	per month	—	Source
Monthly Paper Statement Fee	$3Within the typical range ($2–$4.50 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft Transfer Fee+	$3Within the typical range ($3–$5 nationally)	$2 below the national median	per month	—	Source
Returned Item 4	$30
ATM & CardVerified
ATM/Debit Card Replacement - Rush Delivery	$35Within the typical range ($30–$50 nationally)	$5 below the national median	per month	—	Source
Non-CO-OP ATM Transactions	$1.75
Check ServicesVerified
Cashier’s Check Fee	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	—	Source
Check Cashing Fee 5+	$5
Account ServicesVerified
10x10	$100Above the typical range ($25–$77.50 nationally)	$55 above the national median	—	—	Source
3x10	$55
Lending FeesVerified
Late Fee	$25Within the typical range ($11–$25 nationally)	$5 above the national median	—	—	Source
Other FeesVerified
Statement Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees published

7 of 15

Published fees

Under review

Assets

$470.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$470.1M

Total deposits

$361.8M

Service charge income (year to date)

$1.5M

Fee income ratio

8.5%

Return on assets

0.66%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings