Lafcu Federal Credit Union

Headquarters: Lansing, Michigan
Charter: Credit Union
Assets: $1.1B
Fed district: Chicago

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Lafcu Federal Credit Union: $1.25
Lafcu Federal Credit Union: $1.25
U.S. median: no median
Wire Transfer (Domestic Out)
Lafcu Federal Credit Union: $25
Lafcu Federal Credit Union: $25
U.S. median: no median
Stop Payment
Lafcu Federal Credit Union: $32
Lafcu Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lafcu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (within 90 days of opening)$5
Inactive Account (12 mos. inactivity, per month)$6
per month
Account Research (per hour/1-hr min)$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

ATM Transaction – Non-LAFCU$1.25
per item
Card Replacement (Lost/Stolen ATM/Debit)$8

Wire Transfers

Wire Transfer – Outgoing (domestic/int’l)$25
Wire Transfer – Incoming$10

Check Services

Cashier’s Check Not Payable to Accountholder$4
Money Order$3
Stop Payment (per item)$32
per item
Cashier’s Check/Money Order copy$5
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned Deposited Item$10

Account Services

Garnishment/Tax Levy$75
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (within 90 days of opening)	$5	Not stated	None
Inactive Account (12 mos. inactivity, per month)	$6	per month	None
Account Research (per hour/1-hr min)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
ATM Transaction – Non-LAFCU	$1.25	per item	None
Card Replacement (Lost/Stolen ATM/Debit)	$8	Not stated	None
Wire Transfers
Wire Transfer – Outgoing (domestic/int’l)	$25	Not stated	None
Wire Transfer – Incoming	$10	Not stated	None
Check Services
Cashier’s Check Not Payable to Accountholder	$4	Not stated	None
Money Order	$3	Not stated	None
Stop Payment (per item)	$32	per item	None
Cashier’s Check/Money Order copy	$5Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Account Services
Garnishment/Tax Levy	$75Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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