Community Financial Federal Credit Union

Headquarters: Plymouth, Michigan
Charter: Credit Union
Assets: $1.5B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Community Financial Federal Credit Union: $2
Community Financial Federal Credit Union: $2
U.S. median: no median
Overdraft (OD)
Community Financial Federal Credit Union: $25
Community Financial Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Community Financial Federal Credit Union: $9
Community Financial Federal Credit Union: $9
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee – Fresh Start$2
Dormant Account Feeii$20
per month
Escheat Fee$50
Inactive Account Feeii$10
per month
Paper Statement Feexi$5
Returned Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay fee$25
per transaction
Overdraft$25
NSF – Checkviii$9

ATM & Card

ATM/Debit Card Reorder$5

Wire Transfers

Domestic Wires – Outgoing$30
per item
Domestic Wires – Incoming$15
International Wires – Outgoing$55
International Wires – Incoming$15

Check Services

Cashier’s Check$5
Stop Payment – completed$35
Stop Payment – completed in$15
Not compared: Annual charge, not per item
per year
Non-Member Check Cashing$10
Collection Item – Domestic$25
Collection Item – International$40
Check Copy$5

Account Services

Garnishment$90

Other Fees

UPS Shipping$75
Statement Copy$5
Skip-A-Pay$40

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee – Fresh Start	$2	Not stated	None
Dormant Account Feeii	$20	per month	None
Escheat Fee	$50	Not stated	None
Inactive Account Feeii	$10	per month	None
Paper Statement Feexi	$5	Not stated	None
Returned Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay fee	$25	per transaction	None
Overdraft	$25	Not stated	None
NSF – Checkviii	$9	Not stated	None
ATM & Card
ATM/Debit Card Reorder	$5	Not stated	None
Wire Transfers
Domestic Wires – Outgoing	$30	per item	None
Domestic Wires – Incoming	$15	Not stated	None
International Wires – Outgoing	$55	Not stated	None
International Wires – Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Stop Payment – completed	$35	Not stated	None
Stop Payment – completed in	$15Not compared: Annual charge, not per item	per year	None
Non-Member Check Cashing	$10	Not stated	None
Collection Item – Domestic	$25	Not stated	None
Collection Item – International	$40	Not stated	None
Check Copy	$5	Not stated	None
Account Services
Garnishment	$90	Not stated	None
Other Fees
UPS Shipping	$75	Not stated	None
Statement Copy	$5	Not stated	None
Skip-A-Pay	$40	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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