Community Financial Federal Credit Union

Headquarters: Plymouth, Michigan
Charter: Credit Union
Assets: $1.5B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Community Financial Federal Credit Union: $2
Community Financial Federal Credit Union: $2
U.S. median: no median
Overdraft (OD)
Community Financial Federal Credit Union: $25
Community Financial Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Community Financial Federal Credit Union: $9
Community Financial Federal Credit Union: $9
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

Community Financial Federal Credit Union · $1.5B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$1.4B to $1.5B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Community Financial Federal Credit Union(this institution)	Plymouth, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allsouth Federal Credit Union	Columbia, SC	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Amoco Federal Credit Union	Texas City, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avadian Federal Credit Union	Birmingham, AL	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centris Federal Credit Union	Omaha, NE	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Credit Union of Florida	Rockledge, FL	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Credit Union West	Glendale, AZ	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Del Norte Federal Credit Union	Los Alamos, NM	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
East Texas Professional Federal Credit Union	Longview, TX	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Commonwealth Federal Credit Union	Lehigh Valley, PA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Service Federal Credit Union	Houston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Great Lakes Federal Credit Union	Bannockburn, IL	$1.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Launch Credit Union	Merritt Island, FL	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Listerhill Federal Credit Union	Sheffield, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Multipli Federal Credit Union	Jefferson City, MO	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
One Nevada Federal Credit Union	Las Vegas, NV	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Onpath Federal Credit Union	Metairie, LA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Palmetto Citizens Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Park Federal Credit Union	Louisville, KY	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
S. C. State Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sikorsky Financial Federal Credit Union	Stratford, CT	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Summit Federal Credit Union	Rochester, NY	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U.S. Eagle Federal Credit Union	Albuquerque, NM	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United States Senate Federal Credit Union	Alexandria, VA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Of Michigan Federal Credit Union	Ann Arbor, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Utilities Employees Federal Credit Union	Reading, PA	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $6 (75%) below the median of similar-sized credit unions.

Its published price is $2, against a peer median of $8 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Community Financial Feder…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Community Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee – Fresh Start$2
Dormant Account Feeii$20
per month
Escheat Fee$50
Inactive Account Feeii$10
per month
Paper Statement Feexi$5
Returned Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay fee$25
per transaction
Overdraft$25
NSF – Checkviii$9

ATM & Card

ATM/Debit Card Reorder$5

Wire Transfers

Domestic Wires – Outgoing$30
per item
Domestic Wires – Incoming$15
International Wires – Outgoing$55
International Wires – Incoming$15

Check Services

Cashier’s Check$5
Stop Payment – completed$35
Stop Payment – completed in$15
Not compared: Annual charge, not per item
per year
Non-Member Check Cashing$10
Collection Item – Domestic$25
Collection Item – International$40
Check Copy$5

Account Services

Garnishment$90

Other Fees

UPS Shipping$75
Statement Copy$5
Skip-A-Pay$40

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee – Fresh Start	$2	Not stated	None
Dormant Account Feeii	$20	per month	None
Escheat Fee	$50	Not stated	None
Inactive Account Feeii	$10	per month	None
Paper Statement Feexi	$5	Not stated	None
Returned Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay fee	$25	per transaction	None
Overdraft	$25	Not stated	None
NSF – Checkviii	$9	Not stated	None
ATM & Card
ATM/Debit Card Reorder	$5	Not stated	None
Wire Transfers
Domestic Wires – Outgoing	$30	per item	None
Domestic Wires – Incoming	$15	Not stated	None
International Wires – Outgoing	$55	Not stated	None
International Wires – Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Stop Payment – completed	$35	Not stated	None
Stop Payment – completed in	$15Not compared: Annual charge, not per item	per year	None
Non-Member Check Cashing	$10	Not stated	None
Collection Item – Domestic	$25	Not stated	None
Collection Item – International	$40	Not stated	None
Check Copy	$5	Not stated	None
Account Services
Garnishment	$90	Not stated	None
Other Fees
UPS Shipping	$75	Not stated	None
Statement Copy	$5	Not stated	None
Skip-A-Pay	$40	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Community Financial Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Community Financial Federal Credit Union: $2
Community Financial Federal Credit Union: $2
U.S. median: no median
Overdraft (OD)
Community Financial Federal Credit Union: $25
Community Financial Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Community Financial Federal Credit Union: $9
Community Financial Federal Credit Union: $9
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Community Financial Federal Credit Union · $1.5B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$1.4B to $1.5B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Community Financial Federal Credit Union(this institution)	Plymouth, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allsouth Federal Credit Union	Columbia, SC	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Amoco Federal Credit Union	Texas City, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avadian Federal Credit Union	Birmingham, AL	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centris Federal Credit Union	Omaha, NE	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Credit Union of Florida	Rockledge, FL	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Credit Union West	Glendale, AZ	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Del Norte Federal Credit Union	Los Alamos, NM	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
East Texas Professional Federal Credit Union	Longview, TX	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Commonwealth Federal Credit Union	Lehigh Valley, PA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Service Federal Credit Union	Houston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Great Lakes Federal Credit Union	Bannockburn, IL	$1.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Launch Credit Union	Merritt Island, FL	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Listerhill Federal Credit Union	Sheffield, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Multipli Federal Credit Union	Jefferson City, MO	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
One Nevada Federal Credit Union	Las Vegas, NV	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Onpath Federal Credit Union	Metairie, LA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Palmetto Citizens Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Park Federal Credit Union	Louisville, KY	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
S. C. State Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sikorsky Financial Federal Credit Union	Stratford, CT	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Summit Federal Credit Union	Rochester, NY	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U.S. Eagle Federal Credit Union	Albuquerque, NM	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United States Senate Federal Credit Union	Alexandria, VA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Of Michigan Federal Credit Union	Ann Arbor, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Utilities Employees Federal Credit Union	Reading, PA	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $6 (75%) below the median of similar-sized credit unions.

Its published price is $2, against a peer median of $8 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Community Financial Feder…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Community Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee – Fresh Start$2
Dormant Account Feeii$20
per month
Escheat Fee$50
Inactive Account Feeii$10
per month
Paper Statement Feexi$5
Returned Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay fee$25
per transaction
Overdraft$25
NSF – Checkviii$9

ATM & Card

ATM/Debit Card Reorder$5

Wire Transfers

Domestic Wires – Outgoing$30
per item
Domestic Wires – Incoming$15
International Wires – Outgoing$55
International Wires – Incoming$15

Check Services

Cashier’s Check$5
Stop Payment – completed$35
Stop Payment – completed in$15
Not compared: Annual charge, not per item
per year
Non-Member Check Cashing$10
Collection Item – Domestic$25
Collection Item – International$40
Check Copy$5

Account Services

Garnishment$90

Other Fees

UPS Shipping$75
Statement Copy$5
Skip-A-Pay$40

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee – Fresh Start	$2	Not stated	None
Dormant Account Feeii	$20	per month	None
Escheat Fee	$50	Not stated	None
Inactive Account Feeii	$10	per month	None
Paper Statement Feexi	$5	Not stated	None
Returned Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay fee	$25	per transaction	None
Overdraft	$25	Not stated	None
NSF – Checkviii	$9	Not stated	None
ATM & Card
ATM/Debit Card Reorder	$5	Not stated	None
Wire Transfers
Domestic Wires – Outgoing	$30	per item	None
Domestic Wires – Incoming	$15	Not stated	None
International Wires – Outgoing	$55	Not stated	None
International Wires – Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Stop Payment – completed	$35	Not stated	None
Stop Payment – completed in	$15Not compared: Annual charge, not per item	per year	None
Non-Member Check Cashing	$10	Not stated	None
Collection Item – Domestic	$25	Not stated	None
Collection Item – International	$40	Not stated	None
Check Copy	$5	Not stated	None
Account Services
Garnishment	$90	Not stated	None
Other Fees
UPS Shipping	$75	Not stated	None
Statement Copy	$5	Not stated	None
Skip-A-Pay	$40	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.