Rally Federal Credit Union

Headquarters: Corpus Christi, Texas
Charter: Credit Union
Assets: $4.8B
Fed district: Dallas

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3, the middle of its prices
Rally Federal Credit Union: $0 to $6
Rally Federal Credit Union: $0 to $6
U.S. median: no median
NSF / Returned Item
Rally Federal Credit Union: $30
Rally Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Rally Federal Credit Union: $2
Rally Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Rally Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Flag Checking Monthly Fee$6
per month
No Monthly FeeNo charge
per month
Reactivation Fee$15
Paper Statement Fee- Mailed Checking$2
Excessive Withdrawal Fee$1

Overdraft & NSF

Bill Payment Return Item Fee (per presentment)$30
per item
Insufficient Funds Charge (FOR ALL ITEMS)$30
Uncollected Funds Charge (Return Item/Nonsufficient Funds)$30
OD Protection Transaction Fee$5

ATM & Card

ATM Fee (non-proprietary ATMs)$2
ATM Card Replacement Fee$5
Debit Card Replacement Fee$5
Credit Card Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
Credit Card Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire Transfer Fee - Within U.S.A. (per item)$25
per item

Check Services

Official Check Fee- Cashier Check (per item)$5
per item
Official Check Fee- Money Order (per item)$3
per item
Stop Payment Fee (per item)$30
per item
Check Cashing Fee$5
Share Draft Copy Fee (per share draft)$2.50

Digital & Electronic

Bill Payment Monthly Fee (Non-Business Accounts)No charge
per month
Bill Payment Overnight Check Service Fee$14.95
Bill Payment Same Day Bill Payment Fee$9.95
Zelle Fee (audience not stated, treated as personal)No charge

Cash & Deposit

Return Deposit Item Fee (Charge Back Check)$15

Lending Fees

Credit Card Late Fee$25

Other Fees

Copy Fee (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page · Copy Fee (per page) | $0.25
Each Additional page$0.50
per item
Bad Check Fee (Returned Mortgage Payment)$20
Loan Payments by Phone check-by-phone (Agent Assist)No charge
Loan Payments via debit card$10

Fee	Amount	Basis	Note
Account Maintenance
Flag Checking Monthly Fee	$6	per month	None
No Monthly Fee	No charge	per month	None
Reactivation Fee	$15	Not stated	None
Paper Statement Fee- Mailed Checking	$2	Not stated	None
Excessive Withdrawal Fee	$1	Not stated	None
Overdraft & NSF
Bill Payment Return Item Fee (per presentment)	$30	per item	None
Insufficient Funds Charge (FOR ALL ITEMS)	$30	Not stated	None
Uncollected Funds Charge (Return Item/Nonsufficient Funds)	$30	Not stated	None
OD Protection Transaction Fee	$5	Not stated	None
ATM & Card
ATM Fee (non-proprietary ATMs)	$2	Not stated	None
ATM Card Replacement Fee	$5	Not stated	None
Debit Card Replacement Fee	$5	Not stated	None
Credit Card Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Credit Card Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Fee - Within U.S.A. (per item)	$25	per item	None
Check Services
Official Check Fee- Cashier Check (per item)	$5	per item	None
Official Check Fee- Money Order (per item)	$3	per item	None
Stop Payment Fee (per item)	$30	per item	None
Check Cashing Fee	$5	Not stated	None
Share Draft Copy Fee (per share draft)	$2.50	Not stated	None
Digital & Electronic
Bill Payment Monthly Fee (Non-Business Accounts)	No charge	per month	None
Bill Payment Overnight Check Service Fee	$14.95	Not stated	None
Bill Payment Same Day Bill Payment Fee	$9.95	Not stated	None
Zelle Fee (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Return Deposit Item Fee (Charge Back Check)	$15	Not stated	None
Lending Fees
Credit Card Late Fee	$25	Not stated	None
Other Fees
Copy Fee (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	Copy Fee (per page) \| $0.25
Each Additional page	$0.50	per item	None
Bad Check Fee (Returned Mortgage Payment)	$20	Not stated	None
Loan Payments by Phone check-by-phone (Agent Assist)	No charge	Not stated	None
Loan Payments via debit card	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Digital & Electronic
Bill Payment Monthly Fee (Non-Business Accounts)	No charge	per month	None

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Rally Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.