24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First Service Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month · waived if you maintain an average daily balance of $5,000
per hour
per hour
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Description Expedited Shipping Service Charge | $30 | Not stated | None |
| Description Fresh Start Checking Account Service Charge | $9 | per month | None |
| Description Power Up Service Charge | $6.99 | per month | None |
| Description Signature Guarantee Service Charge | $25 | Not stated | None |
| Monthly fee | $10 | per month | waived if you maintain an average daily balance of $5,000 |
| Description Inactive Account Service Charge[16](#page-footer-footnote-16) | $5 | Not stated | None |
| Description Account Reconciliation (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Description Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Description Club Savings Account Excessive Withdrawal Service Charge | $5 | per item | None |
| Description Paper Statement Processing Service Charge | $5 | Not stated | None |
Overdraft & NSF | |||
| Description Courtesy Pay Service Charge[14](#page-footer-footnote-14) | $30 | Not stated | None |
| Description Insufficient Funds (NSF) Service Charge[15](#page-footer-footnote-15) | $30 | Not stated | None |
| Description Overdraft Transfer Service Charge | $5 | per item | None |
ATM & Card | |||
| Description Foreign (Non-First Service) ATM Service Charge | $2 | per item | None |
| Description Metal Card Replacement Service Charge | $20 | per item | None |
| Description Standard Card Replacement Service Charge | $7 | per item | None |
Wire Transfers | |||
| Description Outgoing Domestic Wire Transfer Service Charge | $25 | Not stated | None |
| Description Incoming Domestic Wire Transfer Service Charge | $15 | Not stated | None |
Check Services | |||
| Description Cashier's Check | $5 | per item | None |
| Description Cashier's Check Service Charge | $3 | per item | None |
| Description Stop Payment Service Charge | $30 | per item | None |
| Description Temporary Checks | $4 | per item | None |
| Description Check Cashing Service Charge (Members) (audience not stated, treated as personal) | 2%($250 minimum) | Not stated | None |
| Description Items Sent for Collection | $20 | per item | None |
| Description Check Copy Service Charge | $3 | per item | None |
Cash & Deposit | |||
| Description Coin Exchange / Coin Machine Service Charge (Members) | 3% | Not stated | None |
| Description Coin Exchange / Coin Machine Service Charge (Non-Members) | 7% | Not stated | None |
| Description First Party Return Deposit Item (RDI) Service Charge | $30 | per item | None |
| Description Returned Deposited Item Service Charge | $10 | per item | None |
| Description Third Party Return Deposit Item (RDI) Service Charge | $15 | per item | None |
Account Services | |||
| Description Notary Service (Non-Members) | $6 | Not stated | None |
| Description Tax Levy or Garnishment Service Charge | $50 | Not stated | None |
| Description Verification of Deposit Requests | $10 | Not stated | None |
Retirement & IRA | |||
| Description IRA Transfer Service Charge | $30 | Not stated | None |
Vehicle & Title | |||
| Description Lost Title or Release of Lien Replacement Service Charge | $15 | Not stated | None |
Gift & Prepaid Cards | |||
| Description Gift Card | $3.95 | per item | None |
Other Fees | |||
| Description Statement Copy Service Charge | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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