Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Mygeorgia Federal Credit Union

Gainesville, GeorgiaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research and Balancing Fee (hourly charge)$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=account_research; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Account Research and Balancing Fee (hourly charge) | $10.00" · Source

Dormant Account Fee after 24 months of inactivity (per year)$20

$15 above the national median

per year · Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=dormant_account; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Dormant Account Fee after 24 months of inactivity (per year) | $20.00" · Source

Secured Checking Monthly Service Fee$10

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=monthly_maintenance; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Secured Checking Monthly Service Fee | $10.00" · Source

Overdraft & NSFVerified

Overdraft and Non-Sufficient Funds (NSF) (per check)$32Above the typical range ($10–$30 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=overdraft; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Overdraft and Non-Sufficient Funds (NSF) (per check) | $32.00" · Source

ATM & CardVerified

ATM Transaction Fee with Savings only (per transaction)$1Within the typical range ($1–$3.93 nationally)
$1 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=atm_non_network; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="ATM Transaction Fee with Savings only (per transaction) | $1.00" · Source

Wire TransfersVerified

Wire Transfer (Incoming) Domestic$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=wire_domestic_incoming; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Wire Transfer (Incoming) Domestic | $10.00" · Source
Wire Transfer (Outgoing) Domestic$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=wire_domestic_outgoing; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Wire Transfer (Outgoing) Domestic | $15.00" · Source

Check ServicesVerified

Check Copy, Account Photocopy or Printout (per page)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=check_image; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Check Copy, Account Photocopy or Printout (per page) | $2.00" · Source
Stop Payment (per check)$32Above the typical range ($20–$30 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=stop_payment; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Stop Payment (per check) | $32.00" · Source

Account ServicesVerified

Notary Service (non-member)$1Within the typical range ($0–$5 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=notary_fee; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Notary Service (non-member) | $1.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research and Balancing Fee (hourly charge)	$10Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=account_research; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Account Research and Balancing Fee (hourly charge) \| $10.00"	Source
Dormant Account Fee after 24 months of inactivity (per year)	$20Above the typical range ($5–$10 nationally)	$15 above the national median	per year	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=dormant_account; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Dormant Account Fee after 24 months of inactivity (per year) \| $20.00"	Source
Secured Checking Monthly Service Fee	$10Within the typical range ($5–$17.50 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=monthly_maintenance; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Secured Checking Monthly Service Fee \| $10.00"	Source
Overdraft & NSFVerified
Overdraft and Non-Sufficient Funds (NSF) (per check)	$32Above the typical range ($10–$30 nationally)	$7 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=overdraft; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Overdraft and Non-Sufficient Funds (NSF) (per check) \| $32.00"	Source
ATM & CardVerified
ATM Transaction Fee with Savings only (per transaction)	$1Within the typical range ($1–$3.93 nationally)	$1 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=atm_non_network; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="ATM Transaction Fee with Savings only (per transaction) \| $1.00"	Source
Wire TransfersVerified
Wire Transfer (Incoming) Domestic	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=wire_domestic_incoming; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Wire Transfer (Incoming) Domestic \| $10.00"	Source
Wire Transfer (Outgoing) Domestic
Check ServicesVerified
Check Copy, Account Photocopy or Printout (per page)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=check_image; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Check Copy, Account Photocopy or Printout (per page) \| $2.00"	Source
Stop Payment (per check)
Account ServicesVerified
Notary Service (non-member)	$1Within the typical range ($0–$5 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #3145. canonical_hint=notary_fee; text_hash=4c013875462751214120a978b28454cccb14754d15044d38bd8473b768069f2c; excerpt="Notary Service (non-member) \| $1.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

28% above the national median overdraft fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$258.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$258.5M

Total deposits

$225.2M

Service charge income (year to date)

$1.4M

Fee income ratio

15.6%

Return on assets

0.85%

Financial profile · Pro

Performance from regulator filings

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