Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Unity One Federal Credit Union

Fort Worth, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

BASIC CHECKING ACCOUNT (2ND CHECKING) SERVICE CHARGE$3Within the typical range ($3–$10 nationally)

Overdraft & NSFVerified

non-member non-sufficient funds (nsf) fee$15Below the typical range ($25–$31 nationally)
$15 below the national median
per transaction · Source
returned check (second party)$10Below the typical range ($25–$31 nationally)
$20 below the national median
per item · Source
returned check (single party)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source

ATM & CardVerified

card replacement fee$12Above the typical range ($5–$10 nationally)
$2 above the national median
Source

Wire TransfersVerified

wire transfer (incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median
per item · Source
wire transfer (outgoing)$15Below the typical range ($20–$25 nationally)
$10 below the national median
per item · Source

Check ServicesVerified

money orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
stop payment$25Within the typical range ($20–$30 nationally)
$1 below the national median
per item · Source

Digital & ElectronicVerified

ach returned nsf$35Above the typical range ($16.88–$30 nationally)
$9 above the national median
per item · Source

Account ServicesVerified

Non-member notary fee$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
BASIC CHECKING ACCOUNT (2ND CHECKING) SERVICE CHARGE	$3Within the typical range ($3–$10 nationally)	$2.50 below the national median	per month	—	Source
Overdraft & NSFVerified
non-member non-sufficient funds (nsf) fee	$15Below the typical range ($25–$31 nationally)	$15 below the national median	per transaction	—	Source
returned check (second party)	$10
ATM & CardVerified
card replacement fee	$12Above the typical range ($5–$10 nationally)	$2 above the national median	—	—	Source
Wire TransfersVerified
wire transfer (incoming)	$5Within the typical range ($5–$15 nationally)	$5 below the national median	per item	—	Source
wire transfer (outgoing)	$15
Check ServicesVerified
money orders	$2Within the typical range ($1.75–$3 nationally)	At the national median	—	—	Source
stop payment	$25Within the typical range ($20–$30 nationally)
Digital & ElectronicVerified
ach returned nsf	$35Above the typical range ($16.88–$30 nationally)	$9 above the national median	per item	—	Source
Account ServicesVerified
Non-member notary fee	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

50% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$275.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$275.9M

Total deposits

$260.0M

Service charge income (year to date)

$1.0M

Fee income ratio

13.7%

Return on assets

-0.41%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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