Credit Union of Georgia

Headquarters: Woodstock, Georgia
Charter: Credit Union
Assets: $766.1M
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
CU Simply Checking
Can be waived with a balance of $5,000 or more.
Credit Union of Georgia: $10
Credit Union of Georgia: $10
U.S. median: no median
Overdraft (OD)
Credit Union of Georgia: $25
Credit Union of Georgia: $25
U.S. median: no median
NSF / Returned Item
Credit Union of Georgia: $25
Credit Union of Georgia: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Credit Union of Georgia’s own schedules, with a source for each figure.

Account Maintenance

CU Simply Checking Monthly Service Charge$10
per month
Account Closed within 90-Days Fee$5
Checking with 6-Months of Inactivity$5
Savings with 12 Months of Inactivity 4$5
per month
Account Research/Reconciliation Fee$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Mailed$2
per month
Return Mail/Bad Address$5

Overdraft & NSF

Courtesy Pay$25
per item
Non-Sufficient Funds (NSF)$25
per item
Overdraft Auto Transfer$5

ATM & Card

Out of Network (OON) ATM Usage$2
per transaction
Plastic Card Replacement$10
Plastic Card Replacement (Rush)$50
Visa International Service Assessment on International Card Transaction1%of the transaction

Check Services

Certified Check$5
Money Order$5
Stop Payment$25
Item/Foreign Item Collection$30

Cash & Deposit

Deposit Return Item$25

Account Services

Large (10X10)$110
Medium (5X10)$75
Missed Appointment for Drilling$100
Not compared: Box drilling or key fee
Safe Deposit Box Drilling Fee$250
Not compared: Box drilling or key fee
Small (3X10)$55
X Small (3X5)$35
Legal Processing$50

Fee	Amount	Basis	Note
Account Maintenance
CU Simply Checking Monthly Service Charge	$10	per month	None
Account Closed within 90-Days Fee	$5	Not stated	None
Checking with 6-Months of Inactivity	$5	Not stated	None
Savings with 12 Months of Inactivity 4	$5	per month	None
Account Research/Reconciliation Fee	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Mailed	$2	per month	None
Return Mail/Bad Address	$5	Not stated	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Non-Sufficient Funds (NSF)	$25	per item	None
Overdraft Auto Transfer	$5	Not stated	None
ATM & Card
Out of Network (OON) ATM Usage	$2	per transaction	None
Plastic Card Replacement	$10	Not stated	None
Plastic Card Replacement (Rush)	$50	Not stated	None
Visa International Service Assessment on International Card Transaction	1%of the transaction	Not stated	None
Check Services
Certified Check	$5	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$25	Not stated	None
Item/Foreign Item Collection	$30	Not stated	None
Cash & Deposit
Deposit Return Item	$25	Not stated	None
Account Services
Large (10X10)	$110	Not stated	None
Medium (5X10)	$75	Not stated	None
Missed Appointment for Drilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Drilling Fee	$250Not compared: Box drilling or key fee	Not stated	None
Small (3X10)	$55	Not stated	None
X Small (3X5)	$35	Not stated	None
Legal Processing	$50	Not stated	None

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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