Credit Union of Georgia

Headquarters: Woodstock, Georgia
Charter: Credit Union
Assets: $766.1M
Fed district: Atlanta
Regulator: NCUA

Explore Hamilton View published fees

Compared with Georgia

7 of 18

compared fees are above the median.

6 below, 5 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
31st percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Georgia median
of 18 compared; 6 below, 5 about the same
See the fees
Fee schedule read Apr 20, 2026

How these figures are measured

Call-report figures are for Credit Union of Georgia, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out.	NCUA 5300 call report Account 131 / (Account 115 + Account 117)	Q2 2026 Year to date	Not recorded
Fees above the Georgia median	Published fees above the Georgia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Credit Union of Georgia's published fee schedule; Bank Fee Index medians	Current schedule	Apr 20, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Credit Union of Georgia (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was 6.1% of revenue, below the 7.9% median of 569 credit unions with $300M to $1B in assets (31st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $693K in Q2 2026, 6.4% below the same quarter a year earlier ($740K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
7 of 18 compared published fees sit above the Georgia median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with Georgia medians for fees published by banks and credit unions.

Non-Network ATM
Credit Union of Georgia: $2
Credit Union of Georgia: $2
Georgia median: $126 publishAtlanta district median: $1.50198 publishU.S. median: $1.501,650 publish
Monthly Maintenance
CU Simply Checking
Can be waived with a balance of $5,000 or more.
Credit Union of Georgia: $10
Credit Union of Georgia: $10
Georgia median: $6.7340 publishAtlanta district median: $7244 publishU.S. median: $71,902 publish
Overdraft (OD)
Credit Union of Georgia: $25
Credit Union of Georgia: $25
Georgia median: $3250 publishAtlanta district median: $30314 publishU.S. median: $302,601 publish

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 4.9% from Q3 2025 to Q2 2026, to $693K. Its share of revenue, 6.1%, is below the 7.9% median for credit unions with $300M to $1B in assets.

Fee income, Q2 2026

$693K

$729KQ3 2025

$690KQ4 2025

$705KQ1 2026

$693KQ2 2026

Against the median (GA for fees)

Share of revenue6.1% / 7.9%
Overdraft$25 / $32
Non‑network ATM$2 / $1
Monthly maintenance$10 / $6.73

Credit Union of GeorgiaMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 569 credit unions with $300M to $1B in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.

Is the lower share a matter of price, waivers, or a different mix of accounts?
Do waivers and balance requirements change what most customers actually pay?
Which fees make up most of fee income, and has that mix changed?

See a free sample report

Among its peers

Credit Union of Georgia · $766M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$732M to $801M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Credit Union of Georgia(this institution)	Woodstock, GA	$766M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Arizona Central Federal Credit Union	Phoenix, AZ	$733M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bayer Heritage Federal Credit Union	New Martinsville, WV	$801M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bmi Federal Credit Union	Dublin, OH	$732M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Caribe Federal Credit Union	San Juan, PR	$800M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Corda Federal Credit Union	Cedar Rapids, IA	$776M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cpm Federal Credit Union	North Charleston, SC	$759M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dakotaland Federal Credit Union	Huron, SD	$752M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Department Of Commerce Federal Credit Union	Washington, DC	$739M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Direct Federal Credit Union	Needham, MA	$795M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Freedom Federal Credit Union	Springfield, MA	$764M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Generations Community Federal Credit Union	San Antonio, TX	$735M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gfa Federal Credit Union	Gardner, MA	$747M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Granite State Federal Credit Union	Manchester, NH	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oklahoma Central Federal Credit Union	Tulsa, OK	$760M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Pathways Financial Federal Credit Union	Columbus, OH	$772M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pioneer Federal Credit Union	Mountain Home, ID	$744M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Polish National Federal Credit Union	Chicopee, MA	$777M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Primeway Federal Credit Union	Houston, TX	$736M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Profed Federal Credit Union	Fort Wayne, IN	$763M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
R.I.A. Federal Credit Union	Rock Island, IL	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Reliant Community Federal Credit Union	Sodus, NY	$788M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sea Comm Federal Credit Union	Massena, NY	$777M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First Financial Federal Credit Union	Pasadena, CA	$748M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
True Sky Federal Credit Union	Oklahoma City, OK	$778M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Usc Federal Credit Union	Los Angeles, CA	$741M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.27 (49%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $6.73 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Credit Union of GeorgiaPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Credit Union of Georgia (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $693K
vs prior quarter: −$12K−1.7%; from Q1 2026
vs a year earlier: −$47K−6.4%; from Q2 2025
vs start of range: −$141K−16.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Credit Union of Georgia (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$693K	−$12K	−1.7%
Q1 2026	$705K	+$15K	+2.2%
Q4 2025	$690K	−$39K	−5.3%
Q3 2025	$729K	−$11K	−1.5%
Q2 2025	$740K	+$6K	+0.8%
Q1 2025	$734K	−$45K	−5.8%
Q4 2024	$779K	−$55K	−6.6%
Q3 2024	$834K	−$24K	−2.8%

Fee-income share against its size cohort

Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, Credit Union of Georgia left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

Credit Union of Georgia: 6.1%
Percentile: 31st
25th percentile: 5.5%
Median: 7.9%
75th percentile: 11%

Credit Union of Georgia 6.1%Median 7.9%Middle half 5.5% to 10.9%Peers at each share

Find a peer (569)

The 15 closest to Credit Union of Georgia by share.

Details

Source: NCUA 5300 call report
Entity: Each credit union, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026), year to date
Measure: Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: Account 131 / (Account 115 + Account 117)

Published fee schedule

Amounts from Credit Union of Georgia’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

CU Simply Checking Monthly Service Charge$10
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Account Closed within 90-Days Fee$5
Below the U.S. middle 50% ($10 to $25 nationally)
Checking with 6-Months of Inactivity$5
Inside the U.S. middle 50% ($5 to $10 nationally)
Savings with 12 Months of Inactivity 4$5
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Account Research/Reconciliation Fee$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Mailed$2
Inside the U.S. middle 50% ($2 to $4.99 nationally)
per month
Return Mail/Bad Address$5
Inside the U.S. middle 50% ($5 to $7.50 nationally)

Fee	Amount	Basis	Note
Account Maintenance
CU Simply Checking Monthly Service Charge	$10Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Account Closed within 90-Days Fee	$5Below the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Checking with 6-Months of Inactivity	$5Inside the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Savings with 12 Months of Inactivity 4	$5Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Account Research/Reconciliation Fee	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Mailed	$2Inside the U.S. middle 50% ($2 to $4.99 nationally)	per month	None
Return Mail/Bad Address	$5Inside the U.S. middle 50% ($5 to $7.50 nationally)	Not stated	None
Overdraft & NSF
Courtesy Pay	$25Inside the U.S. middle 50% ($25 to $33 nationally)	per item	None
Non-Sufficient Funds (NSF)	$25Inside the U.S. middle 50% ($25 to $32 nationally)	per item	None
Overdraft Auto Transfer	$5Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
ATM & Card
Out of Network (OON) ATM Usage	$2Inside the U.S. middle 50% ($1 to $2 nationally)	per transaction	None
Plastic Card Replacement	$10Inside the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Plastic Card Replacement (Rush)	$50Inside the U.S. middle 50% ($30 to $50 nationally)	Not stated	None
Visa International Service Assessment on International Card Transaction	1%of the transaction	Not stated	None
Check Services
Certified Check	$5Inside the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Money Order	$5Above the U.S. middle 50% ($2 to $3 nationally)	Not stated	None
Stop Payment	$25Inside the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Item/Foreign Item Collection	$30Above the U.S. middle 50% ($10 to $26 nationally)	Not stated	None
Cash & Deposit
Deposit Return Item	$25Inside the U.S. middle 50% ($9 to $25 nationally)	Not stated	None
Account Services
Large (10X10)	$110Above the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Medium (5X10)	$75Above the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Missed Appointment for Drilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Drilling Fee	$250Not compared: Box drilling or key fee	Not stated	None
Small (3X10)	$55Inside the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
X Small (3X5)	$35Inside the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Legal Processing	$50Inside the U.S. middle 50% ($50 to $150 nationally)	Not stated	None

Showing 5 of 26 fees.

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Credit Union of Georgia operates, and what regulators and customers have on file.

Branch footprint

9 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Marietta, GA	4
Canton, GA	2
Kennesaw, GA	2
Woodstock, GA	1

Largest competitors nearby

Local market: Cherokee county, GA, around its headquarters.

17 in its local market	Deposit share
Wells Fargo Bank, National Association	24.7%
Pinnacle Bank	11.7%
Truist Bank	9.6%
Regions Bank	8.8%
Bank of America, National Association	7.9%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

Credit Union of Georgia

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

Monthly maintenance is $3.27 (49%) above the median of similar-sized credit unions.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at Credit Union of Georgia changes in our data

Credit Union of Georgia

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

Monthly maintenance is $3.27 (49%) above the median of similar-sized credit unions.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at Credit Union of Georgia changes in our data