15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
My Federal Credit Union · $58M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| My Federal Credit Union(this institution) | Haslet, TX | $58M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Access Federal Credit Union | Broadview, IL | $58M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| American Lake Federal Credit Union | Lakewood, WA | $60M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ark Valley Federal Credit Union | Arkansas City, KS | $57M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Baton Rouge City Parish Emp Federal Credit Union | Baton Rouge, LA | $58M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Financial Partners Federal Credit Union | Woodburn, IN | $57M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fraternal Order Of Police Federal Credit Union | Tulsa, OK | $57M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gratiot Community Federal Credit Union | Alma, MI | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Healthnet Federal Credit Union | Cordova, TN | $58M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Macon, MO | $59M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Jack Daniel Employees Federal Credit Union | Lynchburg, TN | $57M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Joplin Metro Federal Credit Union | Joplin, MO | $58M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Loudoun Credit Union | Leesburg, VA | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Metco Federal Credit Union | Cedar Rapids, IA | $59M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mokelumne Federal Credit Union | Lodi, CA | $57M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nordstrom Federal Credit Union | Everett, WA | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northwest Hills Federal Credit Union | Torrington, CT | $57M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Notre Dame Community Federal Credit Union | Fall River, MA | $58M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pennstar Federal Credit Union | Hermitage, PA | $59M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pitney Bowes Employees Federal Credit Union | Shelton, CT | $57M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Remington Federal Credit Union | Ilion, NY | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Rt Federal Credit Union | Rome, NY | $59M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saratoga'S Community Federal Credit Union | Saratoga Springs, NY | $58M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Select Federal Credit Union | San Antonio, TX | $58M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Share Advantage Federal Credit Union | Duluth, MN | $58M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Summit Federal Credit Union | Akron, OH | $59M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(out-of-network atm)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $1, the middle of its two prices, against a peer median of $2.25 among 10 publishing peers.
Its two prices are $1 and $1.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Against this institution's out-of-network atm fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Amounts from My Federal Credit Union’s own schedules, with a source for each figure.
per hour
per day
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Reconciliation ($5.00 minimum) (audience not stated, treated as personal) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft by ATM or Debit Card (audience not stated, treated as personal) | $30 | Not stated | None |
| Check Returned or Honored for Non-Sufficient Funds (audience not stated, treated as personal) | $30 | Not stated | None |
| Insufficient Funds to Pay Authorized Draft/ACH Debit (audience not stated, treated as personal) | $30 | Not stated | None |
| ATM Terminal Transfer Fee or Overdraft Transfer Protection Fee (audience not stated, treated as personal) | $2 | Not stated | None |
| Overdraft Transfer from Savings (audience not stated, treated as personal) | $2 | Not stated | None |
ATM & Card | |||
| ATM Balance Inquiry (audience not stated, treated as personal) | $1 | Not stated | None |
| Foreign ATM withdrawal fee (audience not stated, treated as personal) | $1 | Not stated | None |
| Debit Card Replacement fee (audience not stated, treated as personal) | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Outgoing Domestic) (audience not stated, treated as personal) | $15 | Not stated | None |
| Wire Transfer (incoming) (audience not stated, treated as personal) | $2 | Not stated | None |
Check Services | |||
| Official Checks (audience not stated, treated as personal) | $5 | Not stated | None |
| Official Checks made to members only (1 free per day) then (audience not stated, treated as personal) | $1Not compared: Daily charge, not per item | per day | None |
| Teller Checks (audience not stated, treated as personal) | $2 | Not stated | None |
| Stop Payment Order (audience not stated, treated as personal) | $20 | Not stated | None |
| Temporary Checks (1 sheet free at account opening) additional (audience not stated, treated as personal) | $1 | Not stated | None |
| Photocopy of Checks (2 free per month) additional (audience not stated, treated as personal) | $2 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay. (audience not stated, treated as personal) | $6.99 | per month | None |
Cash & Deposit | |||
| Returned Deposit Item (audience not stated, treated as personal) | $5 | Not stated | None |
Account Services | |||
| Subpoena, IRS Levy (research, duplication) (audience not stated, treated as personal) | $30 | per item | None |
Lending Fees | |||
| Late Charge - Past Due Loan Payment (over 10 days) (audience not stated, treated as personal) | 5% | Not stated | None |
Other Fees | |||
| Interim Statements (Account Print-Outs) (audience not stated, treated as personal) | $1 | Not stated | None |
| Photocopy per page (audience not stated, treated as personal) | $1 | per item | None |
| Statement Photocopies (audience not stated, treated as personal) | $1 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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