Genisys Federal Credit Union

Headquarters: Auburn Hills, Michigan
Charter: Credit Union
Assets: $6.6B
Fed district: Chicago

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Genisys Federal Credit Union: $28
Genisys Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Genisys Federal Credit Union: $28
Genisys Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Genisys Federal Credit Union: No fee
Genisys Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Genisys Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Fall Below Fee$10
Account Closing Fee$5
Inactive Membership Fee$5
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Fee$28
NSF / Returned Item$28
Overdraft Transfer Fee$3

ATM & Card

Network or non-Genisys ATMNo charge
Card Replacement Fee$5

Wire Transfers

Outgoing- domestic wire$20
Wire Transfer (Domestic In) (audience not stated, treated as personal)$15
Wire Transfer (Int'l Out)$63
Wire Transfer Fees$45

Check Services

Cashiers Checks$5
per item
Money Orders$2
per item
Stop Payment Fee$28
per item
Counter Checks$4
per item
Canadian Check Processing Fee$10
per item
Statement or Check Copy$3
per item

Digital & Electronic

Bill Pay & Zelle$28
Not compared: Per-item charge, not monthly
per item
Online Bill PaymentNo charge
Online Bill Payment FREE$3.95
per month

Cash & Deposit

Coin Processing3%
per day
Coin Processing (audience not stated, treated as personal)3%
per day
Returned Item Fee (audience not stated, treated as personal)$15
per item

Account Services

Levies and Garnishments$50

Gift & Prepaid Cards

VISA Gift Cards$3.95
per item

Other Fees

Photocopy/Fax$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Fall Below Fee	$10	Not stated	None
Account Closing Fee	$5	Not stated	None
Inactive Membership Fee	$5	Not stated	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Fee	$28	Not stated	None
NSF / Returned Item	$28	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
Network or non-Genisys ATM	No charge	Not stated	None
Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing- domestic wire	$20	Not stated	None
Wire Transfer (Domestic In) (audience not stated, treated as personal)	$15	Not stated	None
Wire Transfer (Int'l Out)	$63	Not stated	None
Wire Transfer Fees	$45	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment Fee	$28	per item	None
Counter Checks	$4	per item	None
Canadian Check Processing Fee	$10	per item	None
Statement or Check Copy	$3	per item	None
Digital & Electronic
Bill Pay & Zelle	$28Not compared: Per-item charge, not monthly	per item	None
Online Bill Payment	No charge	Not stated	None
Online Bill Payment FREE	$3.95	per month	None
Cash & Deposit
Coin Processing	3%	per day	None
Coin Processing (audience not stated, treated as personal)	3%	per day	None
Returned Item Fee (audience not stated, treated as personal)	$15	per item	None
Account Services
Levies and Garnishments	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3.95	per item	None
Other Fees
Photocopy/Fax	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business: Business Checking Plus Fall Below Fee$15
per month
Interest Checking Fall Below Fee$10
Account Closing Fee$5
Inactive Membership Fee$5
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Fee$28
NSF / Returned Item$28
Overdraft Transfer Fee$3

ATM & Card

Network or non-Genisys ATMNo charge
Card Replacement Fee$5

Wire Transfers

Outgoing- domestic wire$20
Wire Transfer (Int'l Out)$63
Wire Transfer Fees$45

Check Services

Cashiers Checks$5
per item
Money Orders$2
per item
Stop Payment Fee$28
per item
Counter Checks$4
per item
Canadian Check Processing Fee$10
per item
Statement or Check Copy$3
per item

Digital & Electronic

Bill Pay & Zelle$28
Not compared: Per-item charge, not monthly
per item
Online Bill PaymentNo charge
Online Bill Payment FREE$3.95
per month

Cash & Deposit

Coin Processing3%
per day

Account Services

Levies and Garnishments$50

Gift & Prepaid Cards

VISA Gift Cards$3.95
per item

Other Fees

Photocopy/Fax$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Business: Business Checking Plus Fall Below Fee	$15	per month	None
Interest Checking Fall Below Fee	$10	Not stated	None
Account Closing Fee	$5	Not stated	None
Inactive Membership Fee	$5	Not stated	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Fee	$28	Not stated	None
NSF / Returned Item	$28	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
Network or non-Genisys ATM	No charge	Not stated	None
Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing- domestic wire	$20	Not stated	None
Wire Transfer (Int'l Out)	$63	Not stated	None
Wire Transfer Fees	$45	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment Fee	$28	per item	None
Counter Checks	$4	per item	None
Canadian Check Processing Fee	$10	per item	None
Statement or Check Copy	$3	per item	None
Digital & Electronic
Bill Pay & Zelle	$28Not compared: Per-item charge, not monthly	per item	None
Online Bill Payment	No charge	Not stated	None
Online Bill Payment FREE	$3.95	per month	None
Cash & Deposit
Coin Processing	3%	per day	None
Account Services
Levies and Garnishments	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3.95	per item	None
Other Fees
Photocopy/Fax	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Genisys Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Genisys Federal Credit Union: $28
Genisys Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Genisys Federal Credit Union: $28
Genisys Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Genisys Federal Credit Union: No fee
Genisys Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Genisys Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Fall Below Fee$10
Account Closing Fee$5
Inactive Membership Fee$5
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Fee$28
NSF / Returned Item$28
Overdraft Transfer Fee$3

ATM & Card

Network or non-Genisys ATMNo charge
Card Replacement Fee$5

Wire Transfers

Outgoing- domestic wire$20
Wire Transfer (Domestic In) (audience not stated, treated as personal)$15
Wire Transfer (Int'l Out)$63
Wire Transfer Fees$45

Check Services

Cashiers Checks$5
per item
Money Orders$2
per item
Stop Payment Fee$28
per item
Counter Checks$4
per item
Canadian Check Processing Fee$10
per item
Statement or Check Copy$3
per item

Digital & Electronic

Bill Pay & Zelle$28
Not compared: Per-item charge, not monthly
per item
Online Bill PaymentNo charge
Online Bill Payment FREE$3.95
per month

Cash & Deposit

Coin Processing3%
per day
Coin Processing (audience not stated, treated as personal)3%
per day
Returned Item Fee (audience not stated, treated as personal)$15
per item

Account Services

Levies and Garnishments$50

Gift & Prepaid Cards

VISA Gift Cards$3.95
per item

Other Fees

Photocopy/Fax$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Fall Below Fee	$10	Not stated	None
Account Closing Fee	$5	Not stated	None
Inactive Membership Fee	$5	Not stated	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Fee	$28	Not stated	None
NSF / Returned Item	$28	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
Network or non-Genisys ATM	No charge	Not stated	None
Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing- domestic wire	$20	Not stated	None
Wire Transfer (Domestic In) (audience not stated, treated as personal)	$15	Not stated	None
Wire Transfer (Int'l Out)	$63	Not stated	None
Wire Transfer Fees	$45	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment Fee	$28	per item	None
Counter Checks	$4	per item	None
Canadian Check Processing Fee	$10	per item	None
Statement or Check Copy	$3	per item	None
Digital & Electronic
Bill Pay & Zelle	$28Not compared: Per-item charge, not monthly	per item	None
Online Bill Payment	No charge	Not stated	None
Online Bill Payment FREE	$3.95	per month	None
Cash & Deposit
Coin Processing	3%	per day	None
Coin Processing (audience not stated, treated as personal)	3%	per day	None
Returned Item Fee (audience not stated, treated as personal)	$15	per item	None
Account Services
Levies and Garnishments	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3.95	per item	None
Other Fees
Photocopy/Fax	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business: Business Checking Plus Fall Below Fee$15
per month
Interest Checking Fall Below Fee$10
Account Closing Fee$5
Inactive Membership Fee$5
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Fee$28
NSF / Returned Item$28
Overdraft Transfer Fee$3

ATM & Card

Network or non-Genisys ATMNo charge
Card Replacement Fee$5

Wire Transfers

Outgoing- domestic wire$20
Wire Transfer (Int'l Out)$63
Wire Transfer Fees$45

Check Services

Cashiers Checks$5
per item
Money Orders$2
per item
Stop Payment Fee$28
per item
Counter Checks$4
per item
Canadian Check Processing Fee$10
per item
Statement or Check Copy$3
per item

Digital & Electronic

Bill Pay & Zelle$28
Not compared: Per-item charge, not monthly
per item
Online Bill PaymentNo charge
Online Bill Payment FREE$3.95
per month

Cash & Deposit

Coin Processing3%
per day

Account Services

Levies and Garnishments$50

Gift & Prepaid Cards

VISA Gift Cards$3.95
per item

Other Fees

Photocopy/Fax$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Business: Business Checking Plus Fall Below Fee	$15	per month	None
Interest Checking Fall Below Fee	$10	Not stated	None
Account Closing Fee	$5	Not stated	None
Inactive Membership Fee	$5	Not stated	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Fee	$28	Not stated	None
NSF / Returned Item	$28	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
Network or non-Genisys ATM	No charge	Not stated	None
Card Replacement Fee	$5	Not stated	None
Wire Transfers
Outgoing- domestic wire	$20	Not stated	None
Wire Transfer (Int'l Out)	$63	Not stated	None
Wire Transfer Fees	$45	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment Fee	$28	per item	None
Counter Checks	$4	per item	None
Canadian Check Processing Fee	$10	per item	None
Statement or Check Copy	$3	per item	None
Digital & Electronic
Bill Pay & Zelle	$28Not compared: Per-item charge, not monthly	per item	None
Online Bill Payment	No charge	Not stated	None
Online Bill Payment FREE	$3.95	per month	None
Cash & Deposit
Coin Processing	3%	per day	None
Account Services
Levies and Garnishments	$50	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3.95	per item	None
Other Fees
Photocopy/Fax	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.