21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Genisys Federal Credit Union · $6.6B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 13 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Genisys Federal Credit Union(this institution) | Auburn Hills, MI | $6.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Heritage Federal Credit Union | Philadelphia, PA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Apple Federal Credit Union | Fairfax, VA | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Fund Staff Federal Credit Union | Washington, DC | $7.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Chevron Federal Credit Union | Concord, CA | $5.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citadel Federal Credit Union | Exton, PA | $6.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Coastal Federal Credit Union | Raleigh, NC | $6.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Federal Credit Union | Appleton, WI | $6.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Educational Employees Federal Credit Union | Fresno, CA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Everwise Federal Credit Union | South Bend, IN | $5.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Kinecta Federal Credit Union | Manhattan Beach, CA | $6.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Langley Federal Credit Union | Newport News, VA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Mission Federal Credit Union | San Diego, CA | $7.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Nasa Federal Credit Union | Upper Marlboro, MD | $5.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Royal Federal Credit Union | Eau Claire, WI | $5.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Service Federal Credit Union | Portsmouth, NH | $6.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Spokane Teachers Federal Credit Union | Liberty Lake, WA | $6.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Employees Credit Union of Maryland | Linthicum, MD | $5.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| State Farm Federal Credit Union | Bloomington, IL | $5.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tinker Federal Credit Union | Oklahoma City, OK | $6.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Travis Federal Credit Union | Vacaville, CA | $5.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Truliant Federal Credit Union | Winston Salem, NC | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trustone Financial Federal Credit Union | Plymouth, MN | $6.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| University Of Wisconsin Federal Credit Union | Madison, WI | $6.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Virginia Federal Credit Union | Richmond, VA | $7.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wescom Central Federal Credit Union | Pasadena, CA | $6.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8.38 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Genisys Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Genisys Federal Credit Union’s own schedules, with a source for each figure.
per item
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Interest Checking Fall Below Fee | $10 | Not stated | None |
| Account Closing Fee | $5 | Not stated | None |
| Inactive Membership Fee | $5 | Not stated | None |
| Account Research Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay Fee | $28 | Not stated | None |
| NSF / Returned Item | $28 | Not stated | None |
| Overdraft Transfer Fee | $3 | Not stated | None |
ATM & Card | |||
| Network or non-Genisys ATM | No charge | Not stated | None |
| Card Replacement Fee | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing- domestic wire | $20 | Not stated | None |
| Wire Transfer (Domestic In) (audience not stated, treated as personal) | $15 | Not stated | None |
| Wire Transfer (Int'l Out) | $63 | Not stated | None |
| Wire Transfer Fees | $45 | Not stated | None |
Check Services | |||
| Cashiers Checks | $5 | per item | None |
| Money Orders | $2 | per item | None |
| Stop Payment Fee | $28 | per item | None |
| Counter Checks | $4 | per item | None |
| Canadian Check Processing Fee | $10 | per item | None |
| Statement or Check Copy | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | $28Not compared: Per-item charge, not monthly | per item | None |
| Online Bill Payment | No charge | Not stated | None |
| Online Bill Payment FREE | $3.95 | per month | None |
Cash & Deposit | |||
| Coin Processing | 3% | per day | None |
| Coin Processing (audience not stated, treated as personal) | 3% | per day | None |
| Returned Item Fee (audience not stated, treated as personal) | $15 | per item | None |
Account Services | |||
| Levies and Garnishments | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Cards | $3.95 | per item | None |
Other Fees | |||
| Photocopy/Fax | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per day
per item
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Business: Business Checking Plus Fall Below Fee | $15 | per month | None |
| Interest Checking Fall Below Fee | $10 | Not stated | None |
| Account Closing Fee | $5 | Not stated | None |
| Inactive Membership Fee | $5 | Not stated | None |
| Account Research Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay Fee | $28 | Not stated | None |
| NSF / Returned Item | $28 | Not stated | None |
| Overdraft Transfer Fee | $3 | Not stated | None |
ATM & Card | |||
| Network or non-Genisys ATM | No charge | Not stated | None |
| Card Replacement Fee | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing- domestic wire | $20 | Not stated | None |
| Wire Transfer (Int'l Out) | $63 | Not stated | None |
| Wire Transfer Fees | $45 | Not stated | None |
Check Services | |||
| Cashiers Checks | $5 | per item | None |
| Money Orders | $2 | per item | None |
| Stop Payment Fee | $28 | per item | None |
| Counter Checks | $4 | per item | None |
| Canadian Check Processing Fee | $10 | per item | None |
| Statement or Check Copy | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | $28Not compared: Per-item charge, not monthly | per item | None |
| Online Bill Payment | No charge | Not stated | None |
| Online Bill Payment FREE | $3.95 | per month | None |
Cash & Deposit | |||
| Coin Processing | 3% | per day | None |
Account Services | |||
| Levies and Garnishments | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Cards | $3.95 | per item | None |
Other Fees | |||
| Photocopy/Fax | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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