24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
Compared at $25, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Coastlife Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Research (per hour w/1 hour minimum): $20.00
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge (audience not stated, treated as personal) | $15 | per month | None |
| Below Minimum Balance (audience not stated, treated as personal) | $10 | Not stated | None |
| Closure Fee (within 30 days of opening) (audience not stated, treated as personal) | $5 | Not stated | None |
| Account Research (per hour w/1 hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour w/1 hour minimum): $20.00 |
| Statement Mailing Fee (Paper Statement) | $2 | Not stated | None |
| Returned Mail Processing | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Privilege (audience not stated, treated as personal) | $25 | Not stated | None |
| ACH Payment Insufficient Funds (NSF) (audience not stated, treated as personal) | $25 | Not stated | None |
| Insufficient Funds (NSF) | $35 | Not stated | None |
| Insufficient Funds (NSF) (audience not stated, treated as personal) | $25 | Not stated | None |
| Overdraft Protection Transfer | $5 | Not stated | None |
ATM & Card | |||
| Transaction (at non-CU owned machine) | $1.50 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFER FEES: Domestic (outgoing) (audience not stated, treated as personal) | $20 | Not stated | None |
| WIRE TRANSFER FEES: Incoming (audience not stated, treated as personal) | No charge | Not stated | None |
| WIRE TRANSFER FEES: Foreign (outgoing) (audience not stated, treated as personal) | $50 | Not stated | None |
Check Services | |||
| Cashier's Check | $5 | Not stated | None |
| Money Order | $2 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Stop Payment | $25 | Not stated | None |
| Check Cashing (Non-Member On Us) | $5 | Not stated | None |
| Check Copy | $15 | Not stated | None |
| Check Copy | $3 | Not stated | None |
Cash & Deposit | |||
| Other Deposit Item Return (payroll, rent check, etc.) (audience not stated, treated as personal) | $10 | Not stated | None |
Account Services | |||
| Notary: Members | No charge | Not stated | None |
| 10x10 (Annually) (audience not stated, treated as personal) | $100 | per year | None |
| 3x10 (Annually) (audience not stated, treated as personal) | $30 | per year | None |
| 3x5 (Annually) (audience not stated, treated as personal) | $15 | per year | None |
| 5x10 (Annually) (audience not stated, treated as personal) | $50 | per year | None |
| Levy/Garnishment | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $3.25 | Not stated | None |
Other Fees | |||
| Fax | $5 | Not stated | None |
| Skip-A-Payment Fee (audience not stated, treated as personal) | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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