Martha's Vineyard Bank

Headquarters: Edgartown, Massachusetts
Charter: Bank
Assets: $1.3B
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a balance of $50 or more.
Martha's Vineyard Bank: $2
Martha's Vineyard Bank: $2
U.S. median: no median
Overdraft (OD)
Martha's Vineyard Bank: $20
Martha's Vineyard Bank: $20
U.S. median: no median
NSF / Returned Item
Martha's Vineyard Bank: $20
Martha's Vineyard Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Martha's Vineyard Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$2
per month
Monthly minimum balance fee, opening amounts varyNo charge
per month
Closing Fee (if the account is closed within 1 year)$10
Abandoned Property$25
Inactive account monthly fee$2
per month

Overdraft & NSF

Overdraft NSF fee per item$20
per item
ACH OD/NSF Charge$20
Charge to Return Checks, ATM, ACH or other Electronic Debits$20
Uncollected /NSF Fee$20

ATM & Card

ATM/Debit Card Activity charge per withdrawal at other terminals$1
per transaction
Balance Inquiry Charge per inquiry$0.50
per item

Wire Transfers

‘Wire Transfer - Outgoing domestic$20
‘Wire Transfer - Outgoing foreign$40

Check Services

Official Check (one free per day)$1
Not compared: Daily charge, not per item
per day
Personal Money Order (one free per day)$1
Not compared: Daily charge, not per item
per day
ACH Stop Payment/Authorization Revoked$20
Stop Payment/Postdated check charge$20
Zelle® Stop Payment Fee$20
Collection item$10

Cash & Deposit

Return Deposit Item Fee$5

Account Services

Levy attachment$50

Other Fees

Duplicate Statement mailing fee$7.50
Photocopy (per page)$0.30
Not compared: Charged per page; comparison unavailable
per page
Statement Reproduction (per statement)$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$2	per month	None
Monthly minimum balance fee, opening amounts vary	No charge	per month	None
Closing Fee (if the account is closed within 1 year)	$10	Not stated	None
Abandoned Property	$25	Not stated	None
Inactive account monthly fee	$2	per month	None
Overdraft & NSF
Overdraft NSF fee per item	$20	per item	None
ACH OD/NSF Charge	$20	Not stated	None
Charge to Return Checks, ATM, ACH or other Electronic Debits	$20	Not stated	None
Uncollected /NSF Fee	$20	Not stated	None
ATM & Card
ATM/Debit Card Activity charge per withdrawal at other terminals	$1	per transaction	None
Balance Inquiry Charge per inquiry	$0.50	per item	None
Wire Transfers
‘Wire Transfer - Outgoing domestic	$20	Not stated	None
‘Wire Transfer - Outgoing foreign	$40	Not stated	None
Check Services
Official Check (one free per day)	$1Not compared: Daily charge, not per item	per day	None
Personal Money Order (one free per day)	$1Not compared: Daily charge, not per item	per day	None
ACH Stop Payment/Authorization Revoked	$20	Not stated	None
Stop Payment/Postdated check charge	$20	Not stated	None
Zelle® Stop Payment Fee	$20	Not stated	None
Collection item	$10	Not stated	None
Cash & Deposit
Return Deposit Item Fee	$5	Not stated	None
Account Services
Levy attachment	$50	Not stated	None
Other Fees
Duplicate Statement mailing fee	$7.50	Not stated	None
Photocopy (per page)	$0.30Not compared: Charged per page; comparison unavailable	per page	None
Statement Reproduction (per statement)	$3	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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