Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Martha's Vineyard Bank

Edgartown, MassachusettsBankBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

) - monthly fee$2Below the typical range ($3–$10 nationally)

Overdraft & NSFVerified

ACH OD/NSF Charge$20Below the typical range ($25–$32 nationally)
$10 below the national median
Source
Overdraft NSF fee per item$20Below the typical range ($25–$32 nationally)
$10 below the national median
per item · Source

Wire TransfersVerified

‘Wire Transfer - Outgoing domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
‘Wire Transfer - Outgoing foreign$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source

Check ServicesVerified

Personal Money Order (one free per day)$1Below the typical range ($1.69–$3 nationally)
$1 below the national median
per day · Source
Stop Payment/Postdated check charge$20Within the typical range ($20–$30 nationally)
$6.63 below the national median
Source

Account ServicesVerified

Balance Inquiry Charge per inquiry$0.50Below the typical range ($1–$2 nationally)
$0.50 below the national median
Source
Levy attachment$50Within the typical range ($30–$75 nationally)
At the national median
Source

Other FeesVerified

Duplicate Statement mailing fee$7.50Above the typical range ($2–$5 nationally)
$4.50 above the national median
Source
Statement Reproduction (per statement)$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
) - monthly fee	$2Below the typical range ($3–$10 nationally)	$3.95 below the national median	per month	—	Source
Abandoned Property	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	—	Source
Closing Fee (if the account is closed within 1 year)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Monthly minimum balance fee, opening amounts vary	$0Below the typical range ($3–$10 nationally)	$5 below the national median	per month	—	Source
Overdraft & NSFVerified
ACH OD/NSF Charge	$20Below the typical range ($25–$32 nationally)	$10 below the national median	—	—	Source
Overdraft NSF fee per item	$20
ATM & CardVerified
ATM/Debit Card Activity charge per withdrawal at other terminals	$1Within the typical range ($1–$2.50 nationally)	$0.92 below the national median	per transaction	—	Source
Wire TransfersVerified
‘Wire Transfer - Outgoing domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
‘Wire Transfer - Outgoing foreign	$40
Check ServicesVerified
Personal Money Order (one free per day)	$1Below the typical range ($1.69–$3 nationally)	$1 below the national median	per day	—	Source
Stop Payment/Postdated check charge	$20
Cash & DepositVerified
Return Deposit Item Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account ServicesVerified
Balance Inquiry Charge per inquiry	$0.50Below the typical range ($1–$2 nationally)	$0.50 below the national median	—	—	Source
Levy attachment	$50
Other FeesVerified
Duplicate Statement mailing fee	$7.50Above the typical range ($2–$5 nationally)	$4.50 above the national median	—	—	Source
Statement Reproduction (per statement)	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$1.3B

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.3B

Total deposits

$1.1B

Service charge income

$150K

Fee income ratio

1.3%

Return on assets

0.66%

Branches

Service charge income by quarter

Q2 2026$150K

Q1 2026$151K

Q4 2025$149K

Q3 2025$156K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 39,447 published fee entries from 2,745 institutions

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