Membersource Federal Credit Union

Headquarters: Houston, Texas
Charter: Credit Union
Assets: $196.5M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Health Savings Card
Can be waived with a minimum balance of $2,500 or more.
Membersource Federal Credit Union: $10
Membersource Federal Credit Union: $10
U.S. median: no median
Non-Network ATM
Membersource Federal Credit Union: $2
Membersource Federal Credit Union: $2
U.S. median: no median
Stop Payment
Membersource Federal Credit Union: $32
Membersource Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Membersource Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Dormant Escheat$25
Account research/reconciliation$25
per item
Paper/printed statement$2
Excessive withdrawals$5
Not compared: Monthly charge, not per item
per month
Returned Mail (incorrect address)$5
per month

ATM & Card

ATM transaction (non MSCU/Allpoint)$2

Wire Transfers

Incoming Wire (Direct)$5
Incoming Wire (Pass Through)$10

Check Services

OfÏcial/cashier’s check$5
Stop Payment$32
Temporary checks$5
Check copy$5

Cash & Deposit

Returned deposit item$32
per item

Account Services

Drilling of box$150
Not compared: Box drilling or key fee
Lost key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$100
per year
Safe Deposit Box 3 x 10$35
per year
Safe Deposit Box 5 x 10$65
per year

Retirement & IRA

IRA maintenance$12
per year

Other Fees

Document copy$5
per item
Statement copy$5
Loan extension processing$25
per item
Release of Lien (add’l copy)$25
Skip a Pay processing$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Dormant Escheat	$25	Not stated	None
Account research/reconciliation	$25	per item	None
Paper/printed statement	$2	Not stated	None
Excessive withdrawals	$5Not compared: Monthly charge, not per item	per month	None
Returned Mail (incorrect address)	$5	per month	None
ATM & Card
ATM transaction (non MSCU/Allpoint)	$2	Not stated	None
Wire Transfers
Incoming Wire (Direct)	$5	Not stated	None
Incoming Wire (Pass Through)	$10	Not stated	None
Check Services
OfÏcial/cashier’s check	$5	Not stated	None
Stop Payment	$32	Not stated	None
Temporary checks	$5	Not stated	None
Check copy	$5	Not stated	None
Cash & Deposit
Returned deposit item	$32	per item	None
Account Services
Drilling of box	$150Not compared: Box drilling or key fee	Not stated	None
Lost key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$100	per year	None
Safe Deposit Box 3 x 10	$35	per year	None
Safe Deposit Box 5 x 10	$65	per year	None
Retirement & IRA
IRA maintenance	$12	per year	None
Other Fees
Document copy	$5	per item	None
Statement copy	$5	Not stated	None
Loan extension processing	$25	per item	None
Release of Lien (add’l copy)	$25	Not stated	None
Skip a Pay processing	$25	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Membersource Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.