Resource One Federal Credit Union

Headquarters: Dallas, Texas
Charter: Credit Union
Assets: $555.2M
Fed district: Dallas

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Resource One Federal Credit Union: $5 to $20
Resource One Federal Credit Union: $5 to $20
U.S. median: no median
Overdraft (OD)
Resource One Federal Credit Union: $35
Resource One Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Resource One Federal Credit Union: $35
Resource One Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Resource One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Direct Spending monthly service fee$5
per month
Empower Checking monthly service fee$20
per month
Money Market minimum balance fee$10
per month
Prime Spending minimum balance fee or direct deposit$9
per month
Account closed within first 180 days$25
Account balancing assistance /research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$6
Undeliverable mail (Returned mail / Bad address)$5

Overdraft & NSF

Overdraft paid$35
per item
Non-Sufficient Funds$35
Overdraft Transfer$5
per item

ATM & Card

ATM withdrawal (Out of network)$2
per item
Replacement Debit / Credit Card Replacement Fee$7.50
per item
Rush Debit / Credit Card Fee$27.50

Wire Transfers

Wire Transfer (domestic outgoing)$30
Wire Transfer (International outgoing)$55

Check Services

Corporate Check (payable to 3rd parties)$5
per item
Money Order$3
per item
Corporate Check Stop Payment$30
Money Order Stop Payment$10
Stop Payment ACH, Bill Pay or Draft$30
Temporary draft checks$2
per item · 4 check to a page, per page
Check Cashing for non-member on member account$5
per item
Account activity printout / draft copy$5
Not compared: Charged per page; comparison unavailable
per page

Cash & Deposit

Coin Machine (audience not stated, treated as personal)3%

Account Services

Account levy$75
per item

Other Fees

Statement Copy$5
per item
Skip-a-Payment$40
per item

Fee	Amount	Basis	Note
Account Maintenance
Direct Spending monthly service fee	$5	per month	None
Empower Checking monthly service fee	$20	per month	None
Money Market minimum balance fee	$10	per month	None
Prime Spending minimum balance fee or direct deposit	$9	per month	None
Account closed within first 180 days	$25	Not stated	None
Account balancing assistance /research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$6	Not stated	None
Undeliverable mail (Returned mail / Bad address)	$5	Not stated	None
Overdraft & NSF
Overdraft paid	$35	per item	None
Non-Sufficient Funds	$35	Not stated	None
Overdraft Transfer	$5	per item	None
ATM & Card
ATM withdrawal (Out of network)	$2	per item	None
Replacement Debit / Credit Card Replacement Fee	$7.50	per item	None
Rush Debit / Credit Card Fee	$27.50	Not stated	None
Wire Transfers
Wire Transfer (domestic outgoing)	$30	Not stated	None
Wire Transfer (International outgoing)	$55	Not stated	None
Check Services
Corporate Check (payable to 3rd parties)	$5	per item	None
Money Order	$3	per item	None
Corporate Check Stop Payment	$30	Not stated	None
Money Order Stop Payment	$10	Not stated	None
Stop Payment ACH, Bill Pay or Draft	$30	Not stated	None
Temporary draft checks	$2	per item	4 check to a page, per page
Check Cashing for non-member on member account	$5	per item	None
Account activity printout / draft copy	$5Not compared: Charged per page; comparison unavailable	per page	None
Cash & Deposit
Coin Machine (audience not stated, treated as personal)	3%	Not stated	None
Account Services
Account levy	$75	per item	None
Other Fees
Statement Copy	$5	per item	None
Skip-a-Payment	$40	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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