20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026
Call-report figures are for Texas Trust Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Texas Trust Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $4.1M in Q2 2026, 2.7% above the same quarter a year earlier ($4.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $4.1M.
$4.1M
Texas Trust Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Texas Trust Federal Credit Union · $2.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Texas Trust Federal Credit Union(this institution) | Mansfield, TX | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Alabama Federal Credit Union | Tuscaloosa, AL | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Caltech Employees Federal Credit Union | La Canada, CA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canyon View Federal Credit Union | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Choice Federal Credit Union | Farmington Hills, MI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cyprus Federal Credit Union | West Jordan, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Dupont Community Federal Credit Union | Waynesboro, VA | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Entertainment Federal Credit Union | Hollywood, CA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Franklin Mint Federal Credit Union | Chadds Ford, PA | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hanscom Federal Credit Union | Hanscom AFB, MA | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Indiana University Federal Credit Union | Bloomington, IN | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lafayette Federal Credit Union | Rockville, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lbs Financial Federal Credit Union | Long Beach, CA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lighthouse Federal Credit Union | Dover, NH | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Philadelphia Federal Credit Union | Philadelphia, PA | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Potlatch No. 1 Financial Federal Credit Union | Lewiston, ID | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Purdue Federal Credit Union | West Lafayette, IN | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Self Reliance Ny Federal Credit Union | New York, NY | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Self-Help Federal Credit Union | Durham, NC | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seven Seventeen Federal Credit Union | Warren, OH | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Srp Federal Credit Union | North Augusta, SC | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Suffolk Federal Credit Union | Medford, NY | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Westerra Federal Credit Union | Denver, CO | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Whitefish Credit Union Association | Whitefish, MT | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Texas Trust Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Texas Trust Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.1M | +$145K | +3.6% |
| Q1 2026 | $4.0M | −$176K | −4.2% |
| Q4 2025 | $4.2M | +$7K | +0.2% |
| Q3 2025 | $4.2M | +$132K | +3.3% |
| Q2 2025 | $4.0M | +$139K | +3.6% |
| Q1 2025 | $3.9M | −$388K | −9.1% |
| Q4 2024 | $4.3M | +$733K | +20.6% |
| Q3 2024 | $3.6M | +$269K | +8.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Texas Trust Federal Credit Union’s own schedules, with a source for each figure.
per day
per day
per year
per year
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Closure Fee - Checking | $25 | Not stated | None |
| Early Closure Fee - Savings | $10 | Not stated | None |
| Account Research Fee | $25 | Not stated | None |
| Mortgage Fax Fee | $10 | Not stated | None |
| Wire Transfer Research Fee | $25 | Not stated | None |
| Statement Fee – Paper Statement | $3 | Not stated | None |
| STATEMENTS Statement Fee – Paper Statement | $3 | Not stated | None |
| BAD ADDRESS Bad Address Fee | $5 | Not stated | None |
| Bad Address Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft | $20 | Not stated | None |
| Overdraft Privilege Fee | $30 | Not stated | None |
| Overdraft Privilege Fee – Young Adult (18-23) | $10 | Not stated | None |
| NSF Fee or Returned Item Fee | $30 | Not stated | None |
| Overdraft Transfer Fee (From Credit Card, Line of Credit, Savings, or Checking Account) | $5 | Not stated | None |
ATM & Card | |||
| ATM USAGE ATM Usage Fee at a non-TXTCU ATM | $3 | Not stated | None |
| ATM Usage Fee at a non-TXTCU ATM | $3 | Not stated | None |
| Card Replacement Fee, Instant Issue | $10 | Not stated | None |
| Card Replacement Fee, Mailed | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Domestic (2:00 pm Cutoff Daily) | $25Not compared: Daily charge, not per item | per day | None |
| WIRE TRANSFER Wire Transfer – Domestic (2:00 pm Cutoff Daily) | $25Not compared: Daily charge, not per item | per day | None |
| Wire Transfer – International – Sent in Foreign Funds | $50 | Not stated | None |
| Wire Transfer – International – Sent in U.S Funds | $40 | Not stated | None |
Check Services | |||
| Bank Check Fee | $5 | Not stated | None |
| Cashier’s Check Fee | $5 | Not stated | None |
| CHECKS Cashier’s Check Fee | $5 | Not stated | None |
| Money Order Fee | $5 | Not stated | None |
| MONEY ORDER Money Order Fee | $5 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| COLLECTION ITEM Collection Item Fee – Incoming | $5 | Not stated | None |
| Collection Item Fee – Incoming | $5 | Not stated | None |
| Cashier’s Check Photocopy Fee | $3 | Not stated | None |
| Check Photocopy Fee | $3 | Not stated | None |
Digital & Electronic | |||
| BILL PAY Bill Pay Fee – Charitable Donation | $1.99 | Not stated | None |
| Bill Pay Fee – Charitable Donation | $1.99 | Not stated | None |
| Bill Pay Fee – Gift Check | $2.99 | Not stated | None |
| Bill Pay Fee – Rush Electronic | $4.95 | Not stated | None |
| Bill Pay Fee – Rush Overnight Delivery | $14.95 | Not stated | None |
| Bill Pay Fee – Rush Two-Day Delivery | $9.95 | Not stated | None |
Account Services | |||
| Notary Service Fee | No charge | Not stated | None |
| BOX Safe Deposit Box Annual Fee – 3x5x22 | $25 | per year | None |
| Safe Deposit Box Annual Fee – 10x10x22 | $95 | per year | None |
| Safe Deposit Box Annual Fee – 3x10x22 | $35 | per year | None |
| Safe Deposit Box Annual Fee – 3x5x22 | $25 | per year | None |
| Safe Deposit Box Annual Fee – 5x10x22 | $55 | per year | None |
| Safe Deposit Box Annual Fee – 5x5x22 | $30 | per year | None |
| Safe Deposit Box Annual Fee – 7x10x22 | $75 | per year | None |
| Safe Deposit Box Drilling Fee | $350Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling Fee | $350Not compared: Box drilling or key fee | Not stated | None |
Other Fees | |||
| Statement Photocopy Fee | $3 | Not stated | None |
| LOAN EXT. / SKIP A PAY Loan Extension: Skip-a-payment Fee | $25 | Not stated | None |
| Mortgage Pay-off Request Fee | $50 | Not stated | None |
| NSF Fee or Returned Item Fee | $30 | Not stated | None |
| Skip-a-payment Fee | $25 | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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