Compared with Texas
8 of 20
compared fees are above the median.
4 below, 8 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
91st percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Texas median
of 20 compared; 4 below, 8 about the same
See the feesFee schedule read Nov 4, 2026
Call-report figures are for Texas Trust Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Texas median | Published fees above the Texas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Texas Trust Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 13% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (91st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $4.1M in Q2 2026, 2.7% above the same quarter a year earlier ($4.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
8 of 20 compared published fees sit above the Texas median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Non-Network ATM
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $4.1M. Its share of revenue, 13%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$4.1M
Texas Trust Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $10 to $30; we compare the highest.
Texas Trust Federal Credit Union · $2.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Texas Trust Federal Credit Union(this institution) | Mansfield, TX | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Alabama Federal Credit Union | Tuscaloosa, AL | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Caltech Employees Federal Credit Union | La Canada, CA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canyon View Federal Credit Union | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Choice Federal Credit Union | Farmington Hills, MI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cyprus Federal Credit Union | West Jordan, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Dupont Community Federal Credit Union | Waynesboro, VA | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Entertainment Federal Credit Union | Hollywood, CA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Franklin Mint Federal Credit Union | Chadds Ford, PA | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hanscom Federal Credit Union | Hanscom AFB, MA | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Indiana University Federal Credit Union | Bloomington, IN | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lafayette Federal Credit Union | Rockville, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lbs Financial Federal Credit Union | Long Beach, CA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lighthouse Federal Credit Union | Dover, NH | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Philadelphia Federal Credit Union | Philadelphia, PA | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Potlatch No. 1 Financial Federal Credit Union | Lewiston, ID | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Purdue Federal Credit Union | West Lafayette, IN | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Self Reliance Ny Federal Credit Union | New York, NY | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Self-Help Federal Credit Union | Durham, NC | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seven Seventeen Federal Credit Union | Warren, OH | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Srp Federal Credit Union | North Augusta, SC | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Suffolk Federal Credit Union | Medford, NY | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Westerra Federal Credit Union | Denver, CO | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Whitefish Credit Union Association | Whitefish, MT | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Texas Trust Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Texas Trust Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.1M | +$145K | +3.6% |
| Q1 2026 | $4.0M | −$176K | −4.2% |
| Q4 2025 | $4.2M | +$7K | +0.2% |
| Q3 2025 | $4.2M | +$132K | +3.3% |
| Q2 2025 | $4.0M | +$139K | +3.6% |
| Q1 2025 | $3.9M | −$388K | −9.1% |
| Q4 2024 | $4.3M | +$733K | +20.6% |
| Q3 2024 | $3.6M | +$269K | +8.2% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Texas Trust Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Texas Trust Federal Credit Union by share.
Amounts from Texas Trust Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per day
per day
per year
per year
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Closure Fee - Checking | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Early Closure Fee - Savings | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Account Research Fee | $25Inside the U.S. middle 50% ($6.63 to $25 nationally) | Not stated | None |
| Mortgage Fax Fee | $10Inside the U.S. middle 50% ($6.63 to $25 nationally) | Not stated | None |
| Wire Transfer Research Fee | $25Inside the U.S. middle 50% ($6.63 to $25 nationally) | Not stated | None |
| Statement Fee – Paper Statement | $3Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| STATEMENTS Statement Fee – Paper Statement | $3Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| BAD ADDRESS Bad Address Fee | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Bad Address Fee | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Overdraft | $20Below the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Privilege Fee | $30Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Privilege Fee – Young Adult (18-23) | $10Below the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| NSF Fee or Returned Item Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Overdraft Transfer Fee (From Credit Card, Line of Credit, Savings, or Checking Account) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| ATM USAGE ATM Usage Fee at a non-TXTCU ATM | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Usage Fee at a non-TXTCU ATM | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Card Replacement Fee, Instant Issue | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Card Replacement Fee, Mailed | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Domestic (2:00 pm Cutoff Daily) | $25Not compared: Daily charge, not per item | per day | None |
| WIRE TRANSFER Wire Transfer – Domestic (2:00 pm Cutoff Daily) | $25Not compared: Daily charge, not per item | per day | None |
| Wire Transfer – International – Sent in Foreign Funds | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer – International – Sent in U.S Funds | $40Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Bank Check Fee | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Cashier’s Check Fee | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| CHECKS Cashier’s Check Fee | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order Fee | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| MONEY ORDER Money Order Fee | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| COLLECTION ITEM Collection Item Fee – Incoming | $5Below the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Collection Item Fee – Incoming | $5Below the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Cashier’s Check Photocopy Fee | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Check Photocopy Fee | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| BILL PAY Bill Pay Fee – Charitable Donation | $1.99Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay Fee – Charitable Donation | $1.99Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay Fee – Gift Check | $2.99Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay Fee – Rush Electronic | $4.95Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay Fee – Rush Overnight Delivery | $14.95Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay Fee – Rush Two-Day Delivery | $9.95Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| Notary Service Fee | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| BOX Safe Deposit Box Annual Fee – 3x5x22 | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Annual Fee – 10x10x22 | $95Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Annual Fee – 3x10x22 | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Annual Fee – 3x5x22 | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Annual Fee – 5x10x22 | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Annual Fee – 5x5x22 | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Annual Fee – 7x10x22 | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Drilling Fee | $350Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Drilling Fee | $350Not compared: Box drilling or key fee | Not stated | None |
Other Fees | |||
| Statement Photocopy Fee | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| LOAN EXT. / SKIP A PAY Loan Extension: Skip-a-payment Fee | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Mortgage Pay-off Request Fee | $50Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| NSF Fee or Returned Item Fee | $30Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Skip-a-payment Fee | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Texas Trust Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
22 offices in 1 state (June 30, 2026)
Each dot is one office.
3 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Arlington, TX | 5 |
| Grand Prairie, TX | 3 |
| Mansfield, TX | 2 |
| San Angelo, TX | 2 |
| Athens, TX | 1 |
| Bedford, TX | 1 |
| Cedar Hill, TX | 1 |
| Desoto, TX | 1 |
Largest competitors nearby
Local market: Tarrant county, TX, around its headquarters.
| 93 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 28.9% |
| Bank of America, National Association | 10.8% |
| Wells Fargo Bank, National Association | 10% |
| Texas Exchange Bank | 4% |
| PNC Bank, National Association | 2.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.