Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Cabrillo Federal Credit Union

San Diego, CaliforniaCredit UnionSan Francisco Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Basic Checking Monthly Fee$10Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Nonsufficient Funds ACH Debit$14Below the typical range ($25–$32 nationally)
$16 below the national median$9 below the California median
Source

ATM & CardVerified

Foreign ATM Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the California median
Source
Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the California median
Source

Check ServicesVerified

Cashier’s Checks$14Above the typical range ($3–$6 nationally)
$9 above the national median$9 above the California median
Source

Account ServicesVerified

Levy / Garnishment$35Within the typical range ($30–$87.50 nationally)
$15 below the national median$10 below the California median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Basic Checking Monthly Fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$4.50 above the California median	per month	—	Source
Overdraft & NSFVerified
Nonsufficient Funds ACH Debit	$14Below the typical range ($25–$32 nationally)	$16 below the national median$9 below the California median	—	—	Source
ATM & CardVerified
Foreign ATM Fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the California median	—	—	Source
Replacement Card	$5
Check ServicesVerified
Cashier’s Checks	$14Above the typical range ($3–$6 nationally)	$9 above the national median$9 above the California median	—	—	Source
Account ServicesVerified
Levy / Garnishment	$35Within the typical range ($30–$87.50 nationally)	$15 below the national median$10 below the California median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $14

53% below the national median NSF fee

6 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$573.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$573.5M

Total deposits

$511.2M

Service charge income (year to date)

$676K

Fee income ratio

3.9%

Return on assets

0.46%

Financial profile · Pro

Performance from regulator filings

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