Plains Commerce Bank

Headquarters: Sioux Falls, South Dakota
Charter: Bank
Assets: $1.3B
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Plains Commerce Bank: $15
Plains Commerce Bank: $15
U.S. median: no median
Overdraft (OD)
Plains Commerce Bank: $30
Plains Commerce Bank: $30
U.S. median: no median
NSF / Returned Item
Plains Commerce Bank: $30
Plains Commerce Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Plains Commerce Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$15
per month
Dormant Account Charge per month #$10
per month
Account Research and Reconciliation per hour$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge per item$30
per item
Return Check/Non-Sufficient Funds Charge per item$30
per item

ATM & Card

Replacement Visa Debit Card (Card fee)$10
Expedited Visa Debit Card replacement (Expedited card fee)$75

Wire Transfers

Domestic Wire Fee (Wire Fee)$25
International Wire Fee (Wire Fee)$50

Check Services

Cashier's Check - Customer's Only$5
Stop Payment Charge per item$20
per item
Collection Fee per item$10
per item
Foreign Item Processing Fee$3

Account Services

Notary Fee$10
Safe Deposit Box 10x10 (audience not stated, treated as personal)$60
Safe Deposit Box 3x10 (audience not stated, treated as personal)$30
Safe Deposit Box 3x5 (audience not stated, treated as personal)$15
Safe Deposit Box 5x10 (audience not stated, treated as personal)$40
Safe Deposit Box 5x5 (audience not stated, treated as personal)$25
Safe Deposit Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$10
Not compared: Box drilling or key fee

Other Fees

Fax Fee per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$15	per month	None
Dormant Account Charge per month #	$10	per month	None
Account Research and Reconciliation per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge per item	$30	per item	None
Return Check/Non-Sufficient Funds Charge per item	$30	per item	None
ATM & Card
Replacement Visa Debit Card (Card fee)	$10	Not stated	None
Expedited Visa Debit Card replacement (Expedited card fee)	$75	Not stated	None
Wire Transfers
Domestic Wire Fee (Wire Fee)	$25	Not stated	None
International Wire Fee (Wire Fee)	$50	Not stated	None
Check Services
Cashier's Check - Customer's Only	$5	Not stated	None
Stop Payment Charge per item	$20	per item	None
Collection Fee per item	$10	per item	None
Foreign Item Processing Fee	$3	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$15	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Fee per page	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Charge per month #$10
per month
Account Research and Reconciliation per hour$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge per item$30
per item
Return Check/Non-Sufficient Funds Charge per item$30
per item

ATM & Card

Replacement Visa Debit Card (Card fee)$10
Expedited Visa Debit Card replacement (Expedited card fee)$75

Wire Transfers

Domestic Wire Fee (Wire Fee)$25
International Wire Fee (Wire Fee)$50

Check Services

Cashier's Check - Customer's Only$5
Stop Payment Charge per item$20
per item
Collection Fee per item$10
per item
Foreign Item Processing Fee$3

Cash & Deposit

Charge Back Fee (business only)$5

Account Services

Notary Fee$10
Safe Deposit Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$10
Not compared: Box drilling or key fee

Other Fees

Fax Fee per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Charge per month #	$10	per month	None
Account Research and Reconciliation per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge per item	$30	per item	None
Return Check/Non-Sufficient Funds Charge per item	$30	per item	None
ATM & Card
Replacement Visa Debit Card (Card fee)	$10	Not stated	None
Expedited Visa Debit Card replacement (Expedited card fee)	$75	Not stated	None
Wire Transfers
Domestic Wire Fee (Wire Fee)	$25	Not stated	None
International Wire Fee (Wire Fee)	$50	Not stated	None
Check Services
Cashier's Check - Customer's Only	$5	Not stated	None
Stop Payment Charge per item	$20	per item	None
Collection Fee per item	$10	per item	None
Foreign Item Processing Fee	$3	Not stated	None
Cash & Deposit
Charge Back Fee (business only)	$5	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Fee per page	$1	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Plains Commerce Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Plains Commerce Bank: $15
Plains Commerce Bank: $15
U.S. median: no median
Overdraft (OD)
Plains Commerce Bank: $30
Plains Commerce Bank: $30
U.S. median: no median
NSF / Returned Item
Plains Commerce Bank: $30
Plains Commerce Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Plains Commerce Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$15
per month
Dormant Account Charge per month #$10
per month
Account Research and Reconciliation per hour$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge per item$30
per item
Return Check/Non-Sufficient Funds Charge per item$30
per item

ATM & Card

Replacement Visa Debit Card (Card fee)$10
Expedited Visa Debit Card replacement (Expedited card fee)$75

Wire Transfers

Domestic Wire Fee (Wire Fee)$25
International Wire Fee (Wire Fee)$50

Check Services

Cashier's Check - Customer's Only$5
Stop Payment Charge per item$20
per item
Collection Fee per item$10
per item
Foreign Item Processing Fee$3

Account Services

Notary Fee$10
Safe Deposit Box 10x10 (audience not stated, treated as personal)$60
Safe Deposit Box 3x10 (audience not stated, treated as personal)$30
Safe Deposit Box 3x5 (audience not stated, treated as personal)$15
Safe Deposit Box 5x10 (audience not stated, treated as personal)$40
Safe Deposit Box 5x5 (audience not stated, treated as personal)$25
Safe Deposit Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$10
Not compared: Box drilling or key fee

Other Fees

Fax Fee per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$15	per month	None
Dormant Account Charge per month #	$10	per month	None
Account Research and Reconciliation per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge per item	$30	per item	None
Return Check/Non-Sufficient Funds Charge per item	$30	per item	None
ATM & Card
Replacement Visa Debit Card (Card fee)	$10	Not stated	None
Expedited Visa Debit Card replacement (Expedited card fee)	$75	Not stated	None
Wire Transfers
Domestic Wire Fee (Wire Fee)	$25	Not stated	None
International Wire Fee (Wire Fee)	$50	Not stated	None
Check Services
Cashier's Check - Customer's Only	$5	Not stated	None
Stop Payment Charge per item	$20	per item	None
Collection Fee per item	$10	per item	None
Foreign Item Processing Fee	$3	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$15	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Fee per page	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Charge per month #$10
per month
Account Research and Reconciliation per hour$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge per item$30
per item
Return Check/Non-Sufficient Funds Charge per item$30
per item

ATM & Card

Replacement Visa Debit Card (Card fee)$10
Expedited Visa Debit Card replacement (Expedited card fee)$75

Wire Transfers

Domestic Wire Fee (Wire Fee)$25
International Wire Fee (Wire Fee)$50

Check Services

Cashier's Check - Customer's Only$5
Stop Payment Charge per item$20
per item
Collection Fee per item$10
per item
Foreign Item Processing Fee$3

Cash & Deposit

Charge Back Fee (business only)$5

Account Services

Notary Fee$10
Safe Deposit Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$10
Not compared: Box drilling or key fee

Other Fees

Fax Fee per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Charge per month #	$10	per month	None
Account Research and Reconciliation per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge per item	$30	per item	None
Return Check/Non-Sufficient Funds Charge per item	$30	per item	None
ATM & Card
Replacement Visa Debit Card (Card fee)	$10	Not stated	None
Expedited Visa Debit Card replacement (Expedited card fee)	$75	Not stated	None
Wire Transfers
Domestic Wire Fee (Wire Fee)	$25	Not stated	None
International Wire Fee (Wire Fee)	$50	Not stated	None
Check Services
Cashier's Check - Customer's Only	$5	Not stated	None
Stop Payment Charge per item	$20	per item	None
Collection Fee per item	$10	per item	None
Foreign Item Processing Fee	$3	Not stated	None
Cash & Deposit
Charge Back Fee (business only)	$5	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Fee per page	$1	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.