26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Velocity Federal Credit Union’s own schedules, with a source for each figure.
per month
per month · Account: Check Plus Checking Accounts (CK01)
per month · Account: Choice Checking (CB02)
per month · Account: Regular Checking Accounts (CK03)
per month
per month
per month
per hour
per month
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per month
per item
per year
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 0.00 service charge per month. Not to exceed 50 deposit items | $10 | per month | None |
| Check Plus Checking Accounts Monthly service charge | $7.50 | per month | Account: Check Plus Checking Accounts (CK01) |
| Choice Checking Monthly service charge (audience not stated, treated as personal) | $20 | per month | Account: Choice Checking (CB02) |
| Regular Checking Accounts Monthly service charge | $5 | per month | Account: Regular Checking Accounts (CK03) |
| Rewards Checking Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Closed Account Fee | $10 | Not stated | None |
| Inactive Account Fee | $5 | per month | None |
| Monthly inactivity fee | $2.95 | per month | None |
| Account Research at Member’s Request | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Privilege Pay Fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) | $30 | Not stated | None |
| Automatic Overdraft Protection Transfer | $5 | per item | None |
ATM & Card | |||
| ATM/Debit Mastercard: Balance inquiries (audience not stated, treated as personal) | $1 | per item | None |
| ATM/Debit Card reissue | $10 | per item | None |
| Debit Card Replacement | $5 | Not stated | None |
| International/Foreign Transaction Fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers (Domestic) | $20 | per item | None |
Check Services | |||
| Credit Union Official Check | $3 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment Order | $30 | per item | None |
| Temporary Checks | $0.50 | per item | None |
| Non Relationship Check Cashing Customers | $5 | per item | None |
| Collection Item Fee (domestic) | $10 | per item | None |
| Collection Item Fee (foreign) | $40 | per item | None |
| Incoming Collection Fee | $25 | per item | None |
| Photocopy of a Paid Check 2 free/statement | $2 | per item | None |
Digital & Electronic | |||
| Electronic Bill Payment | No charge | Not stated | None |
| Expedited Bill Pay Next Day Check Delivery | $24.95Not compared: Per-transaction charge, not monthly | per transaction | None |
Cash & Deposit | |||
| Cash Advance: Remote Online Notary | $25Not compared: Monthly charge, not per item | per month | None |
Account Services | |||
| Remote Online Notary | $25 | per item | None |
| Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 03”x05”x22” | $20 | per year | None |
| Safe Deposit Box 03”x05”x22” (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 03”x10”x22” | $40 | per year | None |
| Safe Deposit Box 03”x10”x22” (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 05”x05”x22” | $30 | per year | None |
| Safe Deposit Box 05”x05”x22” (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box 05”x10”x22” | $60 | per year | None |
| Safe Deposit Box 05”x10”x22” (audience not stated, treated as personal) | $60 | per year | None |
| Safe Deposit Box 10”x10”x22” | $90 | per year | None |
| Safe Deposit Box 10”x10”x22” (audience not stated, treated as personal) | $90 | per year | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Indirect Loan Processing Fee | $25 | Not stated | None |
Vehicle & Title | |||
| 2nd lien title processing and handling | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Mastercard Gift Card | $3 | per item | None |
Other Fees | |||
| Statement Print-Out | $5 | per item | None |
| Additional Release of Real Estate Lien | $50 | Not stated | None |
| Agent-Supported Loan Payment Fee | $20 | per item | None |
| Indirect Loan Processing Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Loan Extension Fee | $30 | Not stated | None |
| Returned Loan Payment | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month · Account: Check Plus Checking Accounts (CK01)
per month · Account: Regular Checking Accounts (CK03)
per month
per month
per hour
per month
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 0.00 service charge per month. Not to exceed 50 deposit items | $10 | per month | None |
| Check Plus Checking Accounts Monthly service charge | $7.50 | per month | Account: Check Plus Checking Accounts (CK01) |
| Regular Checking Accounts Monthly service charge | $5 | per month | Account: Regular Checking Accounts (CK03) |
| Closed Account Fee | $10 | Not stated | None |
| Inactive Account Fee | $5 | per month | None |
| Monthly inactivity fee | $2.95 | per month | None |
| Account Research at Member’s Request | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Privilege Pay Fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) | $30 | Not stated | None |
| Automatic Overdraft Protection Transfer | $5 | per item | None |
ATM & Card | |||
| ATM/Debit Card reissue | $10 | per item | None |
| Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers (Domestic) | $20 | per item | None |
Check Services | |||
| Credit Union Official Check | $3 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment Order | $30 | per item | None |
| Temporary Checks | $0.50 | per item | None |
| Non Relationship Check Cashing Customers | $5 | per item | None |
| Collection Item Fee (domestic) | $10 | per item | None |
| Collection Item Fee (foreign) | $40 | per item | None |
| Incoming Collection Fee | $25 | per item | None |
| Photocopy of a Paid Check 2 free/statement | $2 | per item | None |
Digital & Electronic | |||
| Electronic Bill Payment | No charge | Not stated | None |
| Expedited Bill Pay Next Day Check Delivery | $24.95Not compared: Per-transaction charge, not monthly | per transaction | None |
Cash & Deposit | |||
| Cash Advance: Remote Online Notary | $25Not compared: Monthly charge, not per item | per month | None |
| Business Account Night Depository Service | $20Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Remote Online Notary | $25 | per item | None |
| Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 03”x05”x22” | $20 | per year | None |
| Safe Deposit Box 03”x10”x22” | $40 | per year | None |
| Safe Deposit Box 05”x05”x22” | $30 | per year | None |
| Safe Deposit Box 05”x10”x22” | $60 | per year | None |
| Safe Deposit Box 10”x10”x22” | $90 | per year | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Indirect Loan Processing Fee | $25 | Not stated | None |
Vehicle & Title | |||
| 2nd lien title processing and handling | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Mastercard Gift Card | $3 | per item | None |
Other Fees | |||
| Statement Print-Out | $5 | per item | None |
| Additional Release of Real Estate Lien | $50 | Not stated | None |
| Agent-Supported Loan Payment Fee | $20 | per item | None |
| Indirect Loan Processing Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Loan Extension Fee | $30 | Not stated | None |
| Returned Loan Payment | $30 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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