26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 3, 2026
Call-report figures are for Velocity Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Velocity Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 3, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $1.4M in Q2 2026, 2.5% below the same quarter a year earlier ($1.5M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 5.8% from Q3 2025 to Q2 2026, to $1.4M.
$1.4M
Velocity Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Velocity Federal Credit Union · $1.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Velocity Federal Credit Union(this institution) | Austin, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| 1St Advantage Federal Credit Union | Newport News, VA | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Alliance Federal Credit Union | Lubbock, TX | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Atlantic Regional Federal Credit Union | South Portland, ME | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Blupeak Federal Credit Union | San Diego, CA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Brazos Valley Schools Federal Credit Union | Katy, TX | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Brightstar Federal Credit Union | Fort Lauderdale, FL | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community 1St Federal Credit Union | Ottumwa, IA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Connex Federal Credit Union | North Haven, CT | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Family Security Federal Credit Union | Decatur, AL | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Source Federal Credit Union | New Hartford, NY | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fivepoint Federal Credit Union | Nederland, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hawaiian Financial Federal Credit Union | Honolulu, HI | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hfs Federal Credit Union | Hilo, HI | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kirtland Federal Credit Union | Albuquerque, NM | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lafcu Federal Credit Union | Lansing, MI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Latino Community Federal Credit Union | Durham, NC | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Michigan Educational Federal Credit Union | Plymouth, MI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Neighborhood Federal Credit Union | Dallas, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Country Federal Credit Union | Burlington, VT | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Peach State Federal Credit Union | Lawrenceville, GA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Point Breeze Federal Credit Union | Hunt Valley, MD | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Radiant Federal Credit Union | Gainesville, FL | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Raiz Federal Credit Union | El Paso, TX | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Topline Financial Federal Credit Union | Maple Grove, MN | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Utah Power Federal Credit Union | Murray, UT | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its five prices, against a peer median of $6 among 12 publishing peers.
Its five checking prices are $5, $6, $7.50, $10 and $20.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Velocity Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.4M | −$16K | −1.1% |
| Q1 2026 | $1.4M | −$42K | −2.8% |
| Q4 2025 | $1.5M | −$30K | −2.0% |
| Q3 2025 | $1.5M | +$52K | +3.5% |
| Q2 2025 | $1.5M | −$57K | −3.7% |
| Q1 2025 | $1.5M | −$36K | −2.3% |
| Q4 2024 | $1.6M | −$8K | −0.5% |
| Q3 2024 | $1.6M | +$70K | +4.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Velocity Federal Credit Union’s own schedules, with a source for each figure.
per month
per month · Account: Check Plus Checking Accounts (CK01)
per month · Account: Choice Checking (CB02)
per month · Account: Regular Checking Accounts (CK03)
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 0.00 service charge per month. Not to exceed 50 deposit items | $10 | per month | None |
| Check Plus Checking Accounts Monthly service charge | $7.50 | per month | Account: Check Plus Checking Accounts (CK01) |
| Choice Checking Monthly service charge (audience not stated, treated as personal) | $20 | per month | Account: Choice Checking (CB02) |
| Regular Checking Accounts Monthly service charge | $5 | per month | Account: Regular Checking Accounts (CK03) |
| Rewards Checking Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Closed Account Fee | $10 | Not stated | None |
| Inactive Account Fee | $5 | per month | None |
| Monthly inactivity fee | $2.95 | per month | None |
| Account Research at Member’s Request | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Privilege Pay Fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) | $30 | Not stated | None |
| Automatic Overdraft Protection Transfer | $5 | per item | None |
ATM & Card | |||
| ATM/Debit Mastercard: Balance inquiries (audience not stated, treated as personal) | $1 | per item | None |
| ATM/Debit Card reissue | $10 | per item | None |
| Debit Card Replacement | $5 | Not stated | None |
| International/Foreign Transaction Fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers (Domestic) | $20 | per item | None |
Check Services | |||
| Credit Union Official Check | $3 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment Order | $30 | per item | None |
| Temporary Checks | $0.50 | per item | None |
| Non Relationship Check Cashing Customers | $5 | per item | None |
| Collection Item Fee (domestic) | $10 | per item | None |
| Collection Item Fee (foreign) | $40 | per item | None |
| Incoming Collection Fee | $25 | per item | None |
| Photocopy of a Paid Check 2 free/statement | $2 | per item | None |
Digital & Electronic | |||
| Electronic Bill Payment | No charge | Not stated | None |
| Expedited Bill Pay Next Day Check Delivery | $24.95Not compared: Per-transaction charge, not monthly | per transaction | None |
Cash & Deposit | |||
| Cash Advance: Remote Online Notary | $25Not compared: Monthly charge, not per item | per month | None |
Account Services | |||
| Remote Online Notary | $25 | per item | None |
| Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 03”x05”x22” | $20 | per year | None |
| Safe Deposit Box 03”x05”x22” (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 03”x10”x22” | $40 | per year | None |
| Safe Deposit Box 03”x10”x22” (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 05”x05”x22” | $30 | per year | None |
| Safe Deposit Box 05”x05”x22” (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box 05”x10”x22” | $60 | per year | None |
| Safe Deposit Box 05”x10”x22” (audience not stated, treated as personal) | $60 | per year | None |
| Safe Deposit Box 10”x10”x22” | $90 | per year | None |
| Safe Deposit Box 10”x10”x22” (audience not stated, treated as personal) | $90 | per year | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Indirect Loan Processing Fee | $25 | Not stated | None |
Vehicle & Title | |||
| 2nd lien title processing and handling | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Mastercard Gift Card | $3 | per item | None |
Other Fees | |||
| Statement Print-Out | $5 | per item | None |
| Additional Release of Real Estate Lien | $50 | Not stated | None |
| Agent-Supported Loan Payment Fee | $20 | per item | None |
| Indirect Loan Processing Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Loan Extension Fee | $30 | Not stated | None |
| Returned Loan Payment | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
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per month · Account: Regular Checking Accounts (CK03)
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 0.00 service charge per month. Not to exceed 50 deposit items | $10 | per month | None |
| Check Plus Checking Accounts Monthly service charge | $7.50 | per month | Account: Check Plus Checking Accounts (CK01) |
| Regular Checking Accounts Monthly service charge | $5 | per month | Account: Regular Checking Accounts (CK03) |
| Closed Account Fee | $10 | Not stated | None |
| Inactive Account Fee | $5 | per month | None |
| Monthly inactivity fee | $2.95 | per month | None |
| Account Research at Member’s Request | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Privilege Pay Fee | $30 | per item | None |
| Non-Sufficient Funds (NSF) | $30 | Not stated | None |
| Automatic Overdraft Protection Transfer | $5 | per item | None |
ATM & Card | |||
| ATM/Debit Card reissue | $10 | per item | None |
| Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers (Domestic) | $20 | per item | None |
Check Services | |||
| Credit Union Official Check | $3 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop Payment Order | $30 | per item | None |
| Temporary Checks | $0.50 | per item | None |
| Non Relationship Check Cashing Customers | $5 | per item | None |
| Collection Item Fee (domestic) | $10 | per item | None |
| Collection Item Fee (foreign) | $40 | per item | None |
| Incoming Collection Fee | $25 | per item | None |
| Photocopy of a Paid Check 2 free/statement | $2 | per item | None |
Digital & Electronic | |||
| Electronic Bill Payment | No charge | Not stated | None |
| Expedited Bill Pay Next Day Check Delivery | $24.95Not compared: Per-transaction charge, not monthly | per transaction | None |
Cash & Deposit | |||
| Cash Advance: Remote Online Notary | $25Not compared: Monthly charge, not per item | per month | None |
| Business Account Night Depository Service | $20Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Remote Online Notary | $25 | per item | None |
| Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 03”x05”x22” | $20 | per year | None |
| Safe Deposit Box 03”x10”x22” | $40 | per year | None |
| Safe Deposit Box 05”x05”x22” | $30 | per year | None |
| Safe Deposit Box 05”x10”x22” | $60 | per year | None |
| Safe Deposit Box 10”x10”x22” | $90 | per year | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Indirect Loan Processing Fee | $25 | Not stated | None |
Vehicle & Title | |||
| 2nd lien title processing and handling | $75 | Not stated | None |
Gift & Prepaid Cards | |||
| Mastercard Gift Card | $3 | per item | None |
Other Fees | |||
| Statement Print-Out | $5 | per item | None |
| Additional Release of Real Estate Lien | $50 | Not stated | None |
| Agent-Supported Loan Payment Fee | $20 | per item | None |
| Indirect Loan Processing Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Loan Extension Fee | $30 | Not stated | None |
| Returned Loan Payment | $30 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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