Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Corazo Federal Credit Union

El Centro, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statements$3Within the typical range ($2–$4.76 nationally)

Overdraft & NSFVerified

Overdraft Privilege$14Below the typical range ($25–$33 nationally)
$16 below the national median$11 below the California median
Source
EFT and ACH Non-Sufficient Funds$14Below the typical range ($25–$32 nationally)
$16 below the national median$9 below the California median
Source

ATM & CardVerified

Non-CO-OP ATM withdrawals$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$1 above the California median
Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the California median
Source
Card order rush request$60Above the typical range ($30–$50 nationally)
$20 above the national median$15 above the California median
Source

Check ServicesVerified

Cashier's/Official Check$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the California median
Source
Stop payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$7.50 above the California median
per item · Source

Cash & DepositVerified

Non-Member Cash Advance$25Above the typical range ($2–$10 nationally)
$20 above the national median$21.50 above the California median
Source
Returned deposit/loan payment check$35Above the typical range ($8–$25 nationally)
$20 above the national median$17 above the California median
per item · Source

Account ServicesVerified

Notary service (For transacting non-CU business)$15Above the typical range ($0–$5 nationally)
$12.50 above the national medianAt the California median
per item · Source
Levies Processing$75Within the typical range ($30–$90 nationally)
$25 above the national median$30 above the California median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Paper Statements	$3Within the typical range ($2–$4.76 nationally)	At the national median$0.50 above the California median	per month	—	Source
Overdraft & NSFVerified
Overdraft Privilege	$14Below the typical range ($25–$33 nationally)	$16 below the national median$11 below the California median	—	—	Source
EFT and ACH Non-Sufficient Funds	$14
ATM & CardVerified
Non-CO-OP ATM withdrawals	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$1 above the California median	—	—	Source
Card Replacement	$10
Check ServicesVerified
Cashier's/Official Check	$10Above the typical range ($3–$6 nationally)	$5 above the national median$5 above the California median	—	—	Source
Stop payment	$30
Cash & DepositVerified
Non-Member Cash Advance	$25Above the typical range ($2–$10 nationally)	$20 above the national median$21.50 above the California median	—	—	Source
Returned deposit/loan payment check	$35
Account ServicesVerified
Notary service (For transacting non-CU business)	$15Above the typical range ($0–$5 nationally)	$12.50 above the national medianAt the California median	per item	—	Source
Levies Processing	$75

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$14

Overdraft fee: $14

53% below the national median overdraft fee

12 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$243.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$243.6M

Total deposits

$208.2M

Service charge income (year to date)

$1.2M

Fee income ratio

13.3%

Return on assets

0.66%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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