Gr Consumers Federal Credit Union

Headquarters: Wyoming, Michigan
Charter: Credit Union
Assets: $52.0M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Gr Consumers Federal Credit Union: $30
Gr Consumers Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Gr Consumers Federal Credit Union: $30
Gr Consumers Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Gr Consumers Federal Credit Union: $15
Gr Consumers Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gr Consumers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Minimum Balance Fee$5
per month
Account Closure Fee (within first 6 months)$25
Inactive Account Fee (12 Months)$10
per month
Account Reconciliation/Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Fee$30
per item
Non-Sufficient Funds (NSF) Fee$30
per item
Returned Check Fee$30
per item

ATM & Card

Replacement Debit Card Fee$15
per item
Debit Card Rush Fee$30
per item

Wire Transfers

Wire Transfer (Outgoing) Fee$15
per item

Check Services

Cashiers Check Fee$2
per item
Money Order Fee$2
per item
Stop Payment Fee$30
per item
Non-Member On-Us Check Cashing Fee$5
per item
Check Copy Fee$3
per item

Account Services

Garnishment Processing Fee$75

Retirement & IRA

IRA Transfer to Another FI$25
per transaction

Gift & Prepaid Cards

Visa Gift Card$3
per item

Other Fees

Statement Copy Fee$3
Not compared: Monthly charge, not per item
per month
Skip-A-Payment Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Money Market Minimum Balance Fee	$5	per month	None
Account Closure Fee (within first 6 months)	$25	Not stated	None
Inactive Account Fee (12 Months)	$10	per month	None
Account Reconciliation/Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Non-Sufficient Funds (NSF) Fee	$30	per item	None
Returned Check Fee	$30	per item	None
ATM & Card
Replacement Debit Card Fee	$15	per item	None
Debit Card Rush Fee	$30	per item	None
Wire Transfers
Wire Transfer (Outgoing) Fee	$15	per item	None
Check Services
Cashiers Check Fee	$2	per item	None
Money Order Fee	$2	per item	None
Stop Payment Fee	$30	per item	None
Non-Member On-Us Check Cashing Fee	$5	per item	None
Check Copy Fee	$3	per item	None
Account Services
Garnishment Processing Fee	$75	Not stated	None
Retirement & IRA
IRA Transfer to Another FI	$25	per transaction	None
Gift & Prepaid Cards
Visa Gift Card	$3	per item	None
Other Fees
Statement Copy Fee	$3Not compared: Monthly charge, not per item	per month	None
Skip-A-Payment Fee	$25	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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