3Hill Federal Credit Union

Headquarters: Blue Bell, Pennsylvania
Charter: Credit Union
Assets: $50.0M
Fed district: Philadelphia

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
3Hill Federal Credit Union: No fee
3Hill Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
3Hill Federal Credit Union: $20 to $25
3Hill Federal Credit Union: $20 to $25
U.S. median: no median
NSF / Returned Item
3Hill Federal Credit Union: $15
3Hill Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 3Hill Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service FeeNo charge
per month
Closed Account Fee$5
Dormant Account Fee (per month after 2 years of inactivity)$10
per month
Inactive Account Fee (after one year of inactivity)$10
Loan Research / Reconciliation Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee (per month)$5
per month

Overdraft & NSF

ATM Opt-In Overdraft Fee (Based on available account balance)$25
Courtesy Pay Per Item$20
per item
Overdraft Fee Per Presentment$25
per item
Non-Sufficient Funds (NSF)/Return Fee Per Presentment (Based on available account balance)$15
per item

ATM & Card

ATM/Debit Card Replacement Card Fee$6.50
MasterCard® Debit Card International Cross Border Fee0.9%

Wire Transfers

Personal Account Wire Transfer Outgoing (domestic)$20
Personal Account Wire Transfer Outgoing (international)$35

Check Services

3Hill CU Cashier’s Checks$5
Money Order$2
per item
Money Order Stop Payment Fee (per item)$10
per item
Stop Payment of ACH/Bill Pay (Multiple Items)$30
Stop Payment of ACH/Bill Pay (Single Item)$15
Stop Payment of Check (Multiple Items)$30
per item
Stop Payment of Check (Single Item)$15
Stop Payment of Official 3Hill CU Check Fee$25
Non-Member Check Cashing Fee$5
Share Draft Copy (available free online for 90 days)$6

Digital & Electronic

Bill Pay Inactivity Fee (When less than 3 bills deducted per month)$5
per month
Mobile DepositNo charge

Cash & Deposit

Coin counting7%
Returned Deposit Item (in office/ATM/mobile deposit)$25

Account Services

Lien/Levy Garnishment/Writ Fee (per item)$75
per item

Lending Fees

Loan Late Fee (After 15 days)5%

Retirement & IRA

IRA Account Closure$10
per item

Gift & Prepaid Cards

VISA® Gift Card Purchase (per card)$2.50
per item

Other Fees

Copy of Official 3Hill CU Check$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	No charge	per month	None
Closed Account Fee	$5	Not stated	None
Dormant Account Fee (per month after 2 years of inactivity)	$10	per month	None
Inactive Account Fee (after one year of inactivity)	$10	Not stated	None
Loan Research / Reconciliation Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee (per month)	$5	per month	None
Overdraft & NSF
ATM Opt-In Overdraft Fee (Based on available account balance)	$25	Not stated	None
Courtesy Pay Per Item	$20	per item	None
Overdraft Fee Per Presentment	$25	per item	None
Non-Sufficient Funds (NSF)/Return Fee Per Presentment (Based on available account balance)	$15	per item	None
ATM & Card
ATM/Debit Card Replacement Card Fee	$6.50	Not stated	None
MasterCard® Debit Card International Cross Border Fee	0.9%	Not stated	None
Wire Transfers
Personal Account Wire Transfer Outgoing (domestic)	$20	Not stated	None
Personal Account Wire Transfer Outgoing (international)	$35	Not stated	None
Check Services
3Hill CU Cashier’s Checks	$5	Not stated	None
Money Order	$2	per item	None
Money Order Stop Payment Fee (per item)	$10	per item	None
Stop Payment of ACH/Bill Pay (Multiple Items)	$30	Not stated	None
Stop Payment of ACH/Bill Pay (Single Item)	$15	Not stated	None
Stop Payment of Check (Multiple Items)	$30	per item	None
Stop Payment of Check (Single Item)	$15	Not stated	None
Stop Payment of Official 3Hill CU Check Fee	$25	Not stated	None
Non-Member Check Cashing Fee	$5	Not stated	None
Share Draft Copy (available free online for 90 days)	$6	Not stated	None
Digital & Electronic
Bill Pay Inactivity Fee (When less than 3 bills deducted per month)	$5	per month	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Coin counting	7%	Not stated	None
Returned Deposit Item (in office/ATM/mobile deposit)	$25	Not stated	None
Account Services
Lien/Levy Garnishment/Writ Fee (per item)	$75	per item	None
Lending Fees
Loan Late Fee (After 15 days)	5%	Not stated	None
Retirement & IRA
IRA Account Closure	$10	per item	None
Gift & Prepaid Cards
VISA® Gift Card Purchase (per card)	$2.50	per item	None
Other Fees
Copy of Official 3Hill CU Check	$10	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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