vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$3 below the Indiana median
per month · Source
$2.50 below the national median$3 below the Indiana median
$12.50 below the national median$13 below the Indiana median
per month · Source
$1 below the national median$1 below the Indiana median
per item · Source
At the national median$0.50 below the Indiana median
per item · Source
$7 below the national median$7 below the Indiana median
$5 below the national medianAt the Indiana median
$10 below the national median$5 below the Indiana median
$35 above the national median$35 above the Indiana median
$2 below the national median$2 below the Indiana median
At the national medianAt the Indiana median
$12.50 below the national median$15 below the Indiana median
per item · Source
$1 below the national median$0.63 below the Indiana median
per item · Source
$35 above the national median$40 above the Indiana median
$10 below the national median$5 below the Indiana median
$25 below the national median$20 below the Indiana median
$5 above the national median$10 above the Indiana median
$15 below the national median$10 below the Indiana median
$25 below the national medianAt the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive/Dormant Checking Account | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Indiana median | per month | — | Source |
| Account Research/Assistance (first 30 minutes free) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$3 below the Indiana median | — | — | Source |
| Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13 below the Indiana median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF), Uncollected Funds (UCF) for transactions greater than $10.00 – per presentment | $29Within the typical range ($25–$32 nationally) | $1 below the national median$1 below the Indiana median | per item | — | Source |
ATM & CardVerified | |||||
| Foreign ATM Transaction (first 4 per month are free) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 below the Indiana median | per item | — | Source |
| Lost Card Replacement (ATM, Debit or Credit) | $3 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Indiana median | — | — | Source |
| International Outgoing Wire Transfer | $85 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Indiana median | — | — | Source |
| Money Order | $2 | ||||
Account ServicesVerified | |||||
| 10x10 Safe Deposit Box | $80Above the typical range ($30–$70 nationally) | $35 above the national median$40 above the Indiana median | — | — | Source |
| 3x10 Safe Deposit Box | $35 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$2.4B
Work at Centra Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.4B
Total deposits
$2.1B
Service charge income (year to date)
$6.9M
Fee income ratio
8.5%
Return on assets
1.21%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $7 below the national median$7 below the Indiana median |
| — |
| — |
| Source |
| Rush Card Order | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the Indiana median | — | — | Source |
| $35 above the national median$35 above the Indiana median |
| — |
| — |
| Source |
| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| Stop Payment (Check or ACH) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$15 below the Indiana median | per item | — | Source |
| Starter checks (first 8 are free) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.63 below the Indiana median | per item | — | Source |
| $10 below the national median$5 below the Indiana median |
| — |
| — |
| Source |
| 3x5 Safe Deposit Box | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Indiana median | — | — | Source |
| 5x10 Safe Deposit Box | $50Within the typical range ($30–$70 nationally) | $5 above the national median$10 above the Indiana median | — | — | Source |
| 5x5 Safe Deposit Box | $30Within the typical range ($30–$70 nationally) | $15 below the national median$10 below the Indiana median | — | — | Source |
| Legal Attachment or Garnishment | $25Below the typical range ($30–$87.50 nationally) | $25 below the national medianAt the Indiana median | — | — | Source |