Diamond Federal Credit Union

Headquarters: Pottstown, Pennsylvania
Charter: Credit Union
Assets: $1.2B
Fed district: Philadelphia

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Diamond Federal Credit Union: $4.95
Diamond Federal Credit Union: $4.95
U.S. median: no median
Overdraft (OD)
Diamond Federal Credit Union: $29.50
Diamond Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Diamond Federal Credit Union: $32
Diamond Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Diamond Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee1- My Diamond Checking$4.95
per month
Monthly Minimum Balance Fee 2- Growth Checking$5.95
per month
Early Account Closure$7
Inactive Membership$5
per month

Overdraft & NSF

Overdraft Protection (Per Item Presentment)$29.50
per item
Returned ACH$32
Transfer Overdraft (Per Transfer)$5
per item

ATM & Card

Replacement Card (first request FREE)$5

Check Services

Stop Payment ACH$25
Stop Payment of Check/Draft (individual or series)$25
per item
Stop Payment of Corporate Check$25
Copy of Cleared Check/Draft$2
per item
Corporate or Consumer Check Copy$2

Retirement & IRA

IRA Account Closure/Transfer to another FI$30
per item

Other Fees

Statement Copy (per month)$4.95
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee1- My Diamond Checking	$4.95	per month	None
Monthly Minimum Balance Fee 2- Growth Checking	$5.95	per month	None
Early Account Closure	$7	Not stated	None
Inactive Membership	$5	per month	None
Overdraft & NSF
Overdraft Protection (Per Item Presentment)	$29.50	per item	None
Returned ACH	$32	Not stated	None
Transfer Overdraft (Per Transfer)	$5	per item	None
ATM & Card
Replacement Card (first request FREE)	$5	Not stated	None
Check Services
Stop Payment ACH	$25	Not stated	None
Stop Payment of Check/Draft (individual or series)	$25	per item	None
Stop Payment of Corporate Check	$25	Not stated	None
Copy of Cleared Check/Draft	$2	per item	None
Corporate or Consumer Check Copy	$2	Not stated	None
Retirement & IRA
IRA Account Closure/Transfer to another FI	$30	per item	None
Other Fees
Statement Copy (per month)	$4.95Not compared: Monthly charge, not per item	per month	None

Account Maintenance

Monthly Service Fee1- My Diamond Checking$4.95
per month
Monthly Minimum Balance Fee 2- Growth Checking$5.95
per month
Early Account Closure$7
Inactive Membership$5
per month

Overdraft & NSF

Overdraft Protection (Per Item Presentment)$29.50
per item
Returned ACH$32
Returned ACH$32
Transfer Overdraft (Per Transfer)$5
per item

ATM & Card

Replacement Card (first request FREE)$5

Check Services

Stop Payment ACH$25
Stop Payment of Corporate Check$25
Copy of Cleared Check/Draft$2
per item
Corporate or Consumer Check Copy$2

Digital & Electronic

Business Bill Pay Inactive (6 months no activity)$5

Retirement & IRA

IRA Account Closure/Transfer to another FI$30
per item

Other Fees

Statement Copy (per month)$4.95
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee1- My Diamond Checking	$4.95	per month	None
Monthly Minimum Balance Fee 2- Growth Checking	$5.95	per month	None
Early Account Closure	$7	Not stated	None
Inactive Membership	$5	per month	None
Overdraft & NSF
Overdraft Protection (Per Item Presentment)	$29.50	per item	None
Returned ACH	$32	Not stated	None
Returned ACH	$32	Not stated	None
Transfer Overdraft (Per Transfer)	$5	per item	None
ATM & Card
Replacement Card (first request FREE)	$5	Not stated	None
Check Services
Stop Payment ACH	$25	Not stated	None
Stop Payment of Corporate Check	$25	Not stated	None
Copy of Cleared Check/Draft	$2	per item	None
Corporate or Consumer Check Copy	$2	Not stated	None
Digital & Electronic
Business Bill Pay Inactive (6 months no activity)	$5	Not stated	None
Retirement & IRA
IRA Account Closure/Transfer to another FI	$30	per item	None
Other Fees
Statement Copy (per month)	$4.95Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Diamond Federal Credit Union: $4.95
Diamond Federal Credit Union: $4.95
U.S. median: no median
Overdraft (OD)
Diamond Federal Credit Union: $29.50
Diamond Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Diamond Federal Credit Union: $32
Diamond Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Diamond Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee1- My Diamond Checking$4.95
per month
Monthly Minimum Balance Fee 2- Growth Checking$5.95
per month
Early Account Closure$7
Inactive Membership$5
per month

Overdraft & NSF

Overdraft Protection (Per Item Presentment)$29.50
per item
Returned ACH$32
Transfer Overdraft (Per Transfer)$5
per item

ATM & Card

Replacement Card (first request FREE)$5

Check Services

Stop Payment ACH$25
Stop Payment of Check/Draft (individual or series)$25
per item
Stop Payment of Corporate Check$25
Copy of Cleared Check/Draft$2
per item
Corporate or Consumer Check Copy$2

Retirement & IRA

IRA Account Closure/Transfer to another FI$30
per item

Other Fees

Statement Copy (per month)$4.95
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee1- My Diamond Checking	$4.95	per month	None
Monthly Minimum Balance Fee 2- Growth Checking	$5.95	per month	None
Early Account Closure	$7	Not stated	None
Inactive Membership	$5	per month	None
Overdraft & NSF
Overdraft Protection (Per Item Presentment)	$29.50	per item	None
Returned ACH	$32	Not stated	None
Transfer Overdraft (Per Transfer)	$5	per item	None
ATM & Card
Replacement Card (first request FREE)	$5	Not stated	None
Check Services
Stop Payment ACH	$25	Not stated	None
Stop Payment of Check/Draft (individual or series)	$25	per item	None
Stop Payment of Corporate Check	$25	Not stated	None
Copy of Cleared Check/Draft	$2	per item	None
Corporate or Consumer Check Copy	$2	Not stated	None
Retirement & IRA
IRA Account Closure/Transfer to another FI	$30	per item	None
Other Fees
Statement Copy (per month)	$4.95Not compared: Monthly charge, not per item	per month	None

Account Maintenance

Monthly Service Fee1- My Diamond Checking$4.95
per month
Monthly Minimum Balance Fee 2- Growth Checking$5.95
per month
Early Account Closure$7
Inactive Membership$5
per month

Overdraft & NSF

Overdraft Protection (Per Item Presentment)$29.50
per item
Returned ACH$32
Returned ACH$32
Transfer Overdraft (Per Transfer)$5
per item

ATM & Card

Replacement Card (first request FREE)$5

Check Services

Stop Payment ACH$25
Stop Payment of Corporate Check$25
Copy of Cleared Check/Draft$2
per item
Corporate or Consumer Check Copy$2

Digital & Electronic

Business Bill Pay Inactive (6 months no activity)$5

Retirement & IRA

IRA Account Closure/Transfer to another FI$30
per item

Other Fees

Statement Copy (per month)$4.95
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee1- My Diamond Checking	$4.95	per month	None
Monthly Minimum Balance Fee 2- Growth Checking	$5.95	per month	None
Early Account Closure	$7	Not stated	None
Inactive Membership	$5	per month	None
Overdraft & NSF
Overdraft Protection (Per Item Presentment)	$29.50	per item	None
Returned ACH	$32	Not stated	None
Returned ACH	$32	Not stated	None
Transfer Overdraft (Per Transfer)	$5	per item	None
ATM & Card
Replacement Card (first request FREE)	$5	Not stated	None
Check Services
Stop Payment ACH	$25	Not stated	None
Stop Payment of Corporate Check	$25	Not stated	None
Copy of Cleared Check/Draft	$2	per item	None
Corporate or Consumer Check Copy	$2	Not stated	None
Digital & Electronic
Business Bill Pay Inactive (6 months no activity)	$5	Not stated	None
Retirement & IRA
IRA Account Closure/Transfer to another FI	$30	per item	None
Other Fees
Statement Copy (per month)	$4.95Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.