Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Koin Federal Credit Union

Brentwood, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF Return$35Above the typical range ($25–$31.50 nationally)
$5 above the national median
Source
Overdraft$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Returned Check$30Within the typical range ($25–$31.50 nationally)
At the national median
Source

Check ServicesVerified

Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Gift & Prepaid CardsVerified

Prepaid Travel Money Card$5Within the typical range ($2.50–$5 nationally)
$0.53 above the national median
Source
Visa Gift Card$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Early Account Closure	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	—	Source
Paper Statement	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF Return	$35Above the typical range ($25–$31.50 nationally)	$5 above the national median	—	—	Source
Overdraft	$35
ATM & CardVerified
Card Rush Order	$50Within the typical range ($30–$50 nationally)	$10 above the national median	—	—	Source
Check ServicesVerified
Check Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	—	Source
Stop Payment	$30
Lending FeesVerified
Credit Card Late Payment	$25Within the typical range ($15–$25 nationally)	$3 above the national median	—	—	Source
Gift & Prepaid CardsVerified
Prepaid Travel Money Card	$5Within the typical range ($2.50–$5 nationally)	$0.53 above the national median	—	—	Source
Visa Gift Card	$3
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$34.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$34.9M

Total deposits

$31.6M

Service charge income (year to date)

$14K

Fee income ratio

1.3%

Return on assets

0.59%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 38,170 published fee entries from 2,669 institutions

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