Collegedale Federal Credit Union

Headquarters: Collegedale, Tennessee
Charter: Credit Union
Assets: $44.6M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum balance of $500 or more.
Collegedale Federal Credit Union: $1
Collegedale Federal Credit Union: $1
U.S. median: no median
NSF / Returned Item
Compared at $30.50, the middle of its prices
Collegedale Federal Credit Union: $26 to $35
Collegedale Federal Credit Union: $26 to $35
U.S. median: no median
Non-Network ATM
Collegedale Federal Credit Union: $2
Collegedale Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Collegedale Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee (audience not stated, treated as personal)$1
per month
Dormancy Fee$5
per month
Excessive Withdrawal Fee$5
Bad Address Fee$2
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

NSF$26
per item
NSF Posting / Return Fee$35

ATM & Card

ATM / Debit Cards: Transaction Fees$2
Lost Card Replacement$20
Ordered - 7-10 business day expected delivery / RUSH shipping$40
Priority Rush Fee$30

Wire Transfers

Outgoing DOMESTIC Wire Fee$20
Incoming Wire Fee$15
per item
Outgoing FOREIGN Wire Fee$60

Check Services

Official Checks/Cashier's Checks$5
per item
Stop Pay on Official Checks$5
Stop Payment Fee$34
Temporary Check Fee$2
per item
Non-Member Check Cashing Fee1%($5 minimum)
Foreign Check Deposit Fee$15
Share Draft Copy$2

Digital & Electronic

Bill Pay Service (Free)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Notary$5
Not compared: Charged per document; comparison unavailable
per document · Notary | $5.00 | Per document page to non-members
Notary Witness$10
Drill Safe Deposit Box$225
Not compared: Box drilling or key fee
Legal Processing Fee$100

Lending Fees

Term Note Late Fee$35

Other Fees

Interim Statement (print out)$1
Not compared: Charged per page; comparison unavailable
per page · Interim Statement (print out) | $1.00/page | Printout of history of Share Draft account
Statement Copies$3
Not compared: Monthly charge, not per item
per month
Consumer Loan Processing Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee (audience not stated, treated as personal)	$1	per month	None
Dormancy Fee	$5	per month	None
Excessive Withdrawal Fee	$5	Not stated	None
Bad Address Fee	$2Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
NSF	$26	per item	None
NSF Posting / Return Fee	$35	Not stated	None
ATM & Card
ATM / Debit Cards: Transaction Fees	$2	Not stated	None
Lost Card Replacement	$20	Not stated	None
Ordered - 7-10 business day expected delivery / RUSH shipping	$40	Not stated	None
Priority Rush Fee	$30	Not stated	None
Wire Transfers
Outgoing DOMESTIC Wire Fee	$20	Not stated	None
Incoming Wire Fee	$15	per item	None
Outgoing FOREIGN Wire Fee	$60	Not stated	None
Check Services
Official Checks/Cashier's Checks	$5	per item	None
Stop Pay on Official Checks	$5	Not stated	None
Stop Payment Fee	$34	Not stated	None
Temporary Check Fee	$2	per item	None
Non-Member Check Cashing Fee	1%($5 minimum)	Not stated	None
Foreign Check Deposit Fee	$15	Not stated	None
Share Draft Copy	$2	Not stated	None
Digital & Electronic
Bill Pay Service (Free)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Notary	$5Not compared: Charged per document; comparison unavailable	per document	Notary \| $5.00 \| Per document page to non-members
Notary Witness	$10	Not stated	None
Drill Safe Deposit Box	$225Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$100	Not stated	None
Lending Fees
Term Note Late Fee	$35	Not stated	None
Other Fees
Interim Statement (print out)	$1Not compared: Charged per page; comparison unavailable	per page	Interim Statement (print out) \| $1.00/page \| Printout of history of Share Draft account
Statement Copies	$3Not compared: Monthly charge, not per item	per month	None
Consumer Loan Processing Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormancy Fee$5
per month
Excessive Withdrawal Fee$5
Bad Address Fee$2
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

NSF$26
per item
NSF Posting / Return Fee$35

ATM & Card

ATM / Debit Cards: Transaction Fees$2
Lost Card Replacement$20
Ordered - 7-10 business day expected delivery / RUSH shipping$40
Priority Rush Fee$30

Wire Transfers

Outgoing DOMESTIC Wire Fee$20
Incoming Wire Fee$15
per item
Outgoing FOREIGN Wire Fee$60

Check Services

Official Checks/Cashier's Checks$5
per item
Stop Pay on Official Checks$5
Stop Payment Fee$34
Temporary Check Fee$2
per item
Non-Member Check Cashing Fee1%($5 minimum)
Foreign Check Deposit Fee$15
Share Draft Copy$2

Digital & Electronic

Bill Pay Service (Free)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Notary$5
Not compared: Charged per document; comparison unavailable
per document · Notary | $5.00 | Per document page to non-members
Notary Witness$10
Drill Safe Deposit Box$225
Not compared: Box drilling or key fee
Legal Processing Fee$100

Lending Fees

Term Note Late Fee$35

Other Fees

Interim Statement (print out)$1
Not compared: Charged per page; comparison unavailable
per page · Interim Statement (print out) | $1.00/page | Printout of history of Share Draft account
Statement Copies$3
Not compared: Monthly charge, not per item
per month
Business Loan Processing Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Dormancy Fee	$5	per month	None
Excessive Withdrawal Fee	$5	Not stated	None
Bad Address Fee	$2Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
NSF	$26	per item	None
NSF Posting / Return Fee	$35	Not stated	None
ATM & Card
ATM / Debit Cards: Transaction Fees	$2	Not stated	None
Lost Card Replacement	$20	Not stated	None
Ordered - 7-10 business day expected delivery / RUSH shipping	$40	Not stated	None
Priority Rush Fee	$30	Not stated	None
Wire Transfers
Outgoing DOMESTIC Wire Fee	$20	Not stated	None
Incoming Wire Fee	$15	per item	None
Outgoing FOREIGN Wire Fee	$60	Not stated	None
Check Services
Official Checks/Cashier's Checks	$5	per item	None
Stop Pay on Official Checks	$5	Not stated	None
Stop Payment Fee	$34	Not stated	None
Temporary Check Fee	$2	per item	None
Non-Member Check Cashing Fee	1%($5 minimum)	Not stated	None
Foreign Check Deposit Fee	$15	Not stated	None
Share Draft Copy	$2	Not stated	None
Digital & Electronic
Bill Pay Service (Free)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Notary	$5Not compared: Charged per document; comparison unavailable	per document	Notary \| $5.00 \| Per document page to non-members
Notary Witness	$10	Not stated	None
Drill Safe Deposit Box	$225Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$100	Not stated	None
Lending Fees
Term Note Late Fee	$35	Not stated	None
Other Fees
Interim Statement (print out)	$1Not compared: Charged per page; comparison unavailable	per page	Interim Statement (print out) \| $1.00/page \| Printout of history of Share Draft account
Statement Copies	$3Not compared: Monthly charge, not per item	per month	None
Business Loan Processing Fee	$100	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Collegedale Federal Credit Union's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum balance of $500 or more.
Collegedale Federal Credit Union: $1
Collegedale Federal Credit Union: $1
U.S. median: no median
NSF / Returned Item
Compared at $30.50, the middle of its prices
Collegedale Federal Credit Union: $26 to $35
Collegedale Federal Credit Union: $26 to $35
U.S. median: no median
Non-Network ATM
Collegedale Federal Credit Union: $2
Collegedale Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Collegedale Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee (audience not stated, treated as personal)$1
per month
Dormancy Fee$5
per month
Excessive Withdrawal Fee$5
Bad Address Fee$2
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

NSF$26
per item
NSF Posting / Return Fee$35

ATM & Card

ATM / Debit Cards: Transaction Fees$2
Lost Card Replacement$20
Ordered - 7-10 business day expected delivery / RUSH shipping$40
Priority Rush Fee$30

Wire Transfers

Outgoing DOMESTIC Wire Fee$20
Incoming Wire Fee$15
per item
Outgoing FOREIGN Wire Fee$60

Check Services

Official Checks/Cashier's Checks$5
per item
Stop Pay on Official Checks$5
Stop Payment Fee$34
Temporary Check Fee$2
per item
Non-Member Check Cashing Fee1%($5 minimum)
Foreign Check Deposit Fee$15
Share Draft Copy$2

Digital & Electronic

Bill Pay Service (Free)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Notary$5
Not compared: Charged per document; comparison unavailable
per document · Notary | $5.00 | Per document page to non-members
Notary Witness$10
Drill Safe Deposit Box$225
Not compared: Box drilling or key fee
Legal Processing Fee$100

Lending Fees

Term Note Late Fee$35

Other Fees

Interim Statement (print out)$1
Not compared: Charged per page; comparison unavailable
per page · Interim Statement (print out) | $1.00/page | Printout of history of Share Draft account
Statement Copies$3
Not compared: Monthly charge, not per item
per month
Consumer Loan Processing Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee (audience not stated, treated as personal)	$1	per month	None
Dormancy Fee	$5	per month	None
Excessive Withdrawal Fee	$5	Not stated	None
Bad Address Fee	$2Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
NSF	$26	per item	None
NSF Posting / Return Fee	$35	Not stated	None
ATM & Card
ATM / Debit Cards: Transaction Fees	$2	Not stated	None
Lost Card Replacement	$20	Not stated	None
Ordered - 7-10 business day expected delivery / RUSH shipping	$40	Not stated	None
Priority Rush Fee	$30	Not stated	None
Wire Transfers
Outgoing DOMESTIC Wire Fee	$20	Not stated	None
Incoming Wire Fee	$15	per item	None
Outgoing FOREIGN Wire Fee	$60	Not stated	None
Check Services
Official Checks/Cashier's Checks	$5	per item	None
Stop Pay on Official Checks	$5	Not stated	None
Stop Payment Fee	$34	Not stated	None
Temporary Check Fee	$2	per item	None
Non-Member Check Cashing Fee	1%($5 minimum)	Not stated	None
Foreign Check Deposit Fee	$15	Not stated	None
Share Draft Copy	$2	Not stated	None
Digital & Electronic
Bill Pay Service (Free)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Notary	$5Not compared: Charged per document; comparison unavailable	per document	Notary \| $5.00 \| Per document page to non-members
Notary Witness	$10	Not stated	None
Drill Safe Deposit Box	$225Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$100	Not stated	None
Lending Fees
Term Note Late Fee	$35	Not stated	None
Other Fees
Interim Statement (print out)	$1Not compared: Charged per page; comparison unavailable	per page	Interim Statement (print out) \| $1.00/page \| Printout of history of Share Draft account
Statement Copies	$3Not compared: Monthly charge, not per item	per month	None
Consumer Loan Processing Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormancy Fee$5
per month
Excessive Withdrawal Fee$5
Bad Address Fee$2
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

NSF$26
per item
NSF Posting / Return Fee$35

ATM & Card

ATM / Debit Cards: Transaction Fees$2
Lost Card Replacement$20
Ordered - 7-10 business day expected delivery / RUSH shipping$40
Priority Rush Fee$30

Wire Transfers

Outgoing DOMESTIC Wire Fee$20
Incoming Wire Fee$15
per item
Outgoing FOREIGN Wire Fee$60

Check Services

Official Checks/Cashier's Checks$5
per item
Stop Pay on Official Checks$5
Stop Payment Fee$34
Temporary Check Fee$2
per item
Non-Member Check Cashing Fee1%($5 minimum)
Foreign Check Deposit Fee$15
Share Draft Copy$2

Digital & Electronic

Bill Pay Service (Free)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Notary$5
Not compared: Charged per document; comparison unavailable
per document · Notary | $5.00 | Per document page to non-members
Notary Witness$10
Drill Safe Deposit Box$225
Not compared: Box drilling or key fee
Legal Processing Fee$100

Lending Fees

Term Note Late Fee$35

Other Fees

Interim Statement (print out)$1
Not compared: Charged per page; comparison unavailable
per page · Interim Statement (print out) | $1.00/page | Printout of history of Share Draft account
Statement Copies$3
Not compared: Monthly charge, not per item
per month
Business Loan Processing Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Dormancy Fee	$5	per month	None
Excessive Withdrawal Fee	$5	Not stated	None
Bad Address Fee	$2Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
NSF	$26	per item	None
NSF Posting / Return Fee	$35	Not stated	None
ATM & Card
ATM / Debit Cards: Transaction Fees	$2	Not stated	None
Lost Card Replacement	$20	Not stated	None
Ordered - 7-10 business day expected delivery / RUSH shipping	$40	Not stated	None
Priority Rush Fee	$30	Not stated	None
Wire Transfers
Outgoing DOMESTIC Wire Fee	$20	Not stated	None
Incoming Wire Fee	$15	per item	None
Outgoing FOREIGN Wire Fee	$60	Not stated	None
Check Services
Official Checks/Cashier's Checks	$5	per item	None
Stop Pay on Official Checks	$5	Not stated	None
Stop Payment Fee	$34	Not stated	None
Temporary Check Fee	$2	per item	None
Non-Member Check Cashing Fee	1%($5 minimum)	Not stated	None
Foreign Check Deposit Fee	$15	Not stated	None
Share Draft Copy	$2	Not stated	None
Digital & Electronic
Bill Pay Service (Free)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Notary	$5Not compared: Charged per document; comparison unavailable	per document	Notary \| $5.00 \| Per document page to non-members
Notary Witness	$10	Not stated	None
Drill Safe Deposit Box	$225Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$100	Not stated	None
Lending Fees
Term Note Late Fee	$35	Not stated	None
Other Fees
Interim Statement (print out)	$1Not compared: Charged per page; comparison unavailable	per page	Interim Statement (print out) \| $1.00/page \| Printout of history of Share Draft account
Statement Copies	$3Not compared: Monthly charge, not per item	per month	None
Business Loan Processing Fee	$100	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.