Enbright Federal Credit Union

Headquarters: Nashville, Tennessee
Charter: Credit Union
Assets: $79.3M
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Enbright Federal Credit Union: $33
Enbright Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Enbright Federal Credit Union: $33
Enbright Federal Credit Union: $33
U.S. median: no median
Non-Network ATM
Compared at $3, the middle of its prices
Enbright Federal Credit Union: $1 to $5
Enbright Federal Credit Union: $1 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Enbright Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Low Balance Fee$10
per item
Dormant Account Fee$15
Not compared: Annual charge, not monthly
per year
Dormant Account Low Balance Fee$5
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
per month
Paper Statement Fee$5.95
per month
Return Mail Fee / Incorrect$5
Return Mail Fee / Incorrect Address$5
per month

Overdraft & NSF

Overdraft Privilege$33
per item
Insufficient Funds$33
per item
Returned Check$33
per item

ATM & Card

ATM Balance Inquiry Fee$1
per item
ATM Money Orders$5
per item
Replace Lost or Stolen ATM/Debit$25
per item
Replace Lost or Stolen ATM/Debit Card$10

Wire Transfers

Wire Transfer - Incoming$10

Check Services

Cashier’s Checks / Credit Union Checks$5
per item
Money Orders$5
per item
& Account is Stop Payment - Draft or ACH$33
Stop Payment - Bill Pay Item$35
per item
Stop Payment – Draft or ACH$33
per item
Stop Payment – Enbright Cashier’s Check$33
per item
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Copy of Draft (If not on Virtual Branch, waive 1st copy; all sub-copies)$5
per item

Digital & Electronic

ACH/BluePay Returned Unpaid$33
per item
Bill Payment Service$1
per month
Bill Payment Service$5.95

Account Services

Levy or Garnishment Fee$25

Retirement & IRA

IRA Early Closure Fee$25
IRA Transfer$25

Gift & Prepaid Cards

Visa Gift Cards$3.99
per item

Other Fees

Copy of ATM/Debit Card Sales$5
per item
Statement Copy$5
Secured Loan Processing Fee$25
Skip-A-Payment$25
per item
Unsecured Loan Processing Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Money Market Low Balance Fee	$10	per item	None
Dormant Account Fee	$15Not compared: Annual charge, not monthly	per year	None
Dormant Account Low Balance Fee	$5	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	per month	None
Paper Statement Fee	$5.95	per month	None
Return Mail Fee / Incorrect	$5	Not stated	None
Return Mail Fee / Incorrect Address	$5	per month	None
Overdraft & NSF
Overdraft Privilege	$33	per item	None
Insufficient Funds	$33	per item	None
Returned Check	$33	per item	None
ATM & Card
ATM Balance Inquiry Fee	$1	per item	None
ATM Money Orders	$5	per item	None
Replace Lost or Stolen ATM/Debit	$25	per item	None
Replace Lost or Stolen ATM/Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfer - Incoming	$10	Not stated	None
Check Services
Cashier’s Checks / Credit Union Checks	$5	per item	None
Money Orders	$5	per item	None
& Account is Stop Payment - Draft or ACH	$33	Not stated	None
Stop Payment - Bill Pay Item	$35	per item	None
Stop Payment – Draft or ACH	$33	per item	None
Stop Payment – Enbright Cashier’s Check	$33	per item	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Copy of Draft (If not on Virtual Branch, waive 1st copy; all sub-copies)	$5	per item	None
Digital & Electronic
ACH/BluePay Returned Unpaid	$33	per item	None
Bill Payment Service	$1	per month	None
Bill Payment Service	$5.95	Not stated	None
Account Services
Levy or Garnishment Fee	$25	Not stated	None
Retirement & IRA
IRA Early Closure Fee	$25	Not stated	None
IRA Transfer	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.99	per item	None
Other Fees
Copy of ATM/Debit Card Sales	$5	per item	None
Statement Copy	$5	Not stated	None
Secured Loan Processing Fee	$25	Not stated	None
Skip-A-Payment	$25	per item	None
Unsecured Loan Processing Fee	$5	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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