Mass Bay Federal Credit Union

Headquarters: South Boston, Massachusetts
Charter: Credit Union
Assets: $366.7M
Fed district: Boston

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Mass Bay Federal Credit Union: $1
Mass Bay Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Mass Bay Federal Credit Union: $25
Mass Bay Federal Credit Union: $25
U.S. median: no median
Stop Payment
Mass Bay Federal Credit Union: $25
Mass Bay Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mass Bay Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5

Overdraft & NSF

Overdraft Share Transfer$5
per item

ATM & Card

Withdrawals at Non-MBCU or Allpoint Network ATM Locations$1
per item
ATM or Debit Card Replacement$10
per item

Wire Transfers

Wire Transfer – Outgoing Domestic$25
per item
Wire Transfer – Incoming$10
per item

Check Services

Money Orders (maximum of per check)$2
per item
Stop Payments – Check or ACH$25
per item
Copy of Checks$5
per item

Cash & Deposit

Return Deposited Item (1)$5
per item

Account Services

Government Levy$75
Trustee Attachment or Other Legal Service$75

Other Fees

Copy of Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Share Transfer	$5	per item	None
ATM & Card
Withdrawals at Non-MBCU or Allpoint Network ATM Locations	$1	per item	None
ATM or Debit Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer – Outgoing Domestic	$25	per item	None
Wire Transfer – Incoming	$10	per item	None
Check Services
Money Orders (maximum of per check)	$2	per item	None
Stop Payments – Check or ACH	$25	per item	None
Copy of Checks	$5	per item	None
Cash & Deposit
Return Deposited Item (1)	$5	per item	None
Account Services
Government Levy	$75	Not stated	None
Trustee Attachment or Other Legal Service	$75	Not stated	None
Other Fees
Copy of Statement	$5	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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