Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Mass Bay Federal Credit Union

South Boston, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (1 hour minimum)$25Within the typical range ($20–$25 nationally)

ATM & CardVerified

ATM or Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Withdrawals at Non-MBCU or Allpoint Network ATM Locations$1Within the typical range ($1–$2.50 nationally)
$0.63 below the national median
per month · Source

Wire TransfersVerified

Wire Transfer – Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfer – Outgoing Domestic$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Copy of Checks$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Money Orders (maximum of per check)$2Within the typical range ($1.50–$3 nationally)
At the national median
per item · Source
Stop Payments – Check or ACH$25Within the typical range ($20–$30 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (1 hour minimum)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Christmas Club Early Withdrawal	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Share Transfer	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
ATM & CardVerified
ATM or Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Withdrawals at Non-MBCU or Allpoint Network ATM Locations	$1
Wire TransfersVerified
Wire Transfer – Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Wire Transfer – Outgoing Domestic	$25
Check ServicesVerified
Copy of Checks	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Money Orders (maximum of per check)	$2
Cash & DepositVerified
Return Deposited Item (1)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account ServicesVerified
Government Levy	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees published

7 of 15

Published fees

Under review

Assets

$366.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$366.7M

Total deposits

$259.6M

Service charge income (year to date)

$664K

Fee income ratio

6.9%

Return on assets

0.58%

Financial profile · Pro

Performance from regulator filings

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